Keep The Change

He’s Helped 2,500 builders Achieve Financial Freedom & Control with Marti AmosEver wondered why some builders thrive while others constantly struggle with stress, finances, and chaos?In this episode, we’re joined by Marti Amos, founder of The Professional Builder (TPB), a global coaching company dedicated to transforming residential builders into profitable, systemised businesses.Marti shares his own incredible journey from humble beginnings on Stewart Island, through multiple businesses, financial setbacks, and life-changing lessons to now building TPB into a global success that’s helped over 2,500 builders achieve genuine financial freedom and control.Listen in to discover:The key mindset shift every tradesperson must make to become a successful business owner.Three crucial areas builders often get wrong (and how to fix them): systems & team, sales & marketing, and pricing & numbers.The importance of building a predictable pipeline to secure work months in advance.Practical strategies for creating systems that remove stress and bring clarity to your business.How Marti bounced back from near-bankruptcy to build a global coaching brand.If you’re tired of the daily grind and ready to take your trade business to the next level, this conversation with Marti Amos provides actionable insights and a clear roadmap to help you build more than just houses and build true wealth and freedom.Ready to stop working IN your business and start working ON it? This episode is for you.How to find The Professional Builder: https://theprofessionalbuilder.com/Download TPB's Resource: 151 Ways To Make An Extra $500 - $1000 Per Project, Per Week For Your Construction Company https://info.theprofessionalbuilder.com/151ways?utm_source=ktc&utm_medium=partner&utm_campaign=KTC&utm_term=KTC&utm_content=KTCMarti's giving away 100 free books to KTC listeners (limited time), get your book here: https://profitablebuilderbook.com/get-the-book Hosted on Acast. See acast.com/privacy for more information.

I ended up venturing into a large department store for the first time in ages. DIY and home improvement aren’t exactly my forte, so I don’t have too much reason to go into these stores. But walking into that store was an eye-opener. I was blown away by the sheer volume of things you could buy for your home. I started jotting down some of the wildest items I saw, but you probably already know Luke and to save you the punishment, my two favourites were hot water bottles for your neck and ribs (ideal if you’ve just spent $4,000 on a smoker next to the meat fridge).Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Shula Newland is the founder of FULL Balance Financial Coaching and we sit down to unpack what true financial empowerment looks like. Shula’s journey to independent financial coach started with a knack for saving and a desire to help others take control of their money. Now, she’s helped over a thousand Kiwi reduce debt, build savings, and take back control of their financial future without selling a single product. We talk practical budgeting, financial hardship, debt stress, how to plan for life’s curveballs, and why your money should reflect your values. Whether you're living paycheck to paycheck or just want to get ahead faster, this episode will show you how financial coaching can change your life.Don’t forget to explore your Money Personality: https://fullbalance.co.nz/money-quiz-saving-money-feelings-aboutHow to find Shula: https://fullbalance.co.nzI have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

May 2025 marks 20 years since I purchased my first share. I was fortunate enough to start learning about the stock market at high school. At 16 I got Mum to co-approve a share account for me and bought my first stocks. I bought 520 Auckland International Airport shares for $1.94. Here's what I have seen and learnt in that 20 years. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

At just 13, Max Tebbs started cleaning cars to fundraise for refugees. Today, the 18year old runs Clean Car Collective, Wellington’s leading car detailing business with a full studio, mobile fleet, and over 125 five-star reviews.In this episode, Max shares how he turned a side hustle into a thriving company (including signing a lease at 17) and how he’s balancing business growth with his personal journey toward financial independence. Max’s story is a great reminder that you don’t need to wait for permission to build something meaningful and that smart financial thinking can start at any age…even at 13!We cover: • Scaling from solo operator to team leader • Smart money moves for young entrepreneurs • Marketing lessons (and early mistakes) • Wild stories from working on high-end carsHow young people are thinking differently about money today • Why “burnout” needs to be explored not just acceptedIf you're building your own thing, thinking about your future finances, or just love a good underdog story, this one’s for you.Max business: https://cleancarcollective.co.nz LinkedIn: https://www.linkedin.com/in/max-tebbs-011468253/I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

With access to debt being so easy, we can all access more than we can truly afford, ahead of time. This is how a debt-based system works. These days, you can finance almost anything. But what about when we take on more than we can really handle? How do we navigate this and be realistic with it? Let's explore!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Tired of seeing Keep The Change and nextAdvisory everywhere? Blame Roimata. She’s the person behind the execution of a lot of the marketing ideas I have for my ventures and helps me get in front of more people so that we can change the wealth of the nation. Roimata founded Burst Digital in 2023. A marketing agency built to do good, not just look good. With over 11 years of experience and a track record of helping 250+ businesses generate millions in revenue throughout her career, Roimata now helps business owners simplify their digital strategy, attract more customers, and build sustainable growth.In this episode, we dive into:Her journey to hiringWhy most marketing advice isn’t built for real businessesHow to stop relying on hope and start using proven systemsThe biggest mistakes businesses make when it comes to ads, content, and funnelsWhat it actually takes to scale without burning outRoimata’s insights and inspiration might just be the shift you need.How to find Roi: https://www.burstdigital.co.nz📸 Instagram: @roimatamarketing @burstdigitalnz🎙 Podcast: Morning MarketerI have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

The IRD could very easily write to AirBNB (or similar) and ask for a list of users. Same thing for people who have lodged a bond or listed a room for rent on Trade Me. Then they could cross-check this to a tax return to see if there is a form of rental income in it. In New Zealand, we have a responsibility to report our own forms of income. This should serve as a reminder for those of you who are renting out your property, AirBNBing it or getting a tenant in that you may want to be across the tax obligations and ensure you’re compliant.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

From the neon nights of Tokyo to the freedom tech of tomorrow, Cody Ellingham is on a mission to reimagine how we see the world and how we value it. A Kiwi creative now based in Japan, Cody blends photography, storytelling, and Bitcoin thinking to explore the shifting landscapes of money, cities, and human freedom. In this episode, we dive into his journey through art, his popular podcast The Transformation of Value, and why he believes Bitcoin is more than money, it's a mindset. Whether you're a Bitcoiner, a creative, or just curious about what happened to money, this conversation will expand the way you see value in the world around you.These thoughts and opinions are Cody’s and none of this is intended to be financial advice.How to find Cody: https://codyellingham.comI have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

Apparently, in Formula 1, 'Push mode' refers to a temporary engine or battery setting that allows a driver to maximise performance for a short period, typically to overtake a rival, defend a position, or set a fast lap. We can activate push mode when we need to, but a lot of the time we don't even know we are capable of it. What if we challened ourselves to activate it and use it to get furhter ahead?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.