This is a re-release of an earlier podcast that other listeners have found very useful.In this podcast we teach you everything you didn't get taught in school about why business is the most favoured way when it comes to tax rules. We explain why employees get the worst deal and explore some of the other types of investment like property. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

The much anticipated tax changes have been announced. How exciting, for the first time in my career, everyone is talking tax. We are going to explore the new tax brackets, why they've been adjusted and when they might next be adjusted. This will give you a VERY solid understanding of tax brackets and rules in NZ.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Is it ok to be proud of yourself? Luke thinks so and regularly tells himself that he is (shock). Is it normal? Who knows! Mikey kicks us off with a story of how a country he recently visited is very proud. What about NZ? We explore how we can be more proud of ourselves and what it even means. There is a challenge for you at the end too so tune in!Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

This is a re-release of an earlier podcast that other listeners have found very useful.This is Mikey's theory on why playing the long game will ensure you never lose in whatever area it is that you are trying to get ahead in. Tune in and get an understanding of how you can apply this to your life. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

I sit down with Generate’s Global Equities Portfolio Manager, Nathan Field. Nathan has over 25-years' experience in the financial industry and during the period 2013 to 2023 the global equities funds under his management beat the market index by more than 4% p.a. That’s not bad going and has a huge compounding effect. We explore what ‘Thematic investing’ is and how we can get in on the action. Nathan explains what trends he's keeping an eye on and how he figures these trends out early. There is some great investing insight in here and you’ll learn something that could help your own investing journey. Get stuck in.I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. No part of this podcast is intended as financial advice; it is intended as general information only. For more information about Generate's Schemes see their Product Disclosure Statements at generatekiwisaver.co.nz/disclosures. The issuer of the schemes is Generate Investment Management Limited. Past performance is not indicative of future performance. Hosted on Acast. See acast.com/privacy for more information.

Whether people like it or not, we all need each other. Perhaps we need each other more now than ever. For many of us, it is the first time we are going through a really challenging economic cycle of high interest rates, persistent inflation and recessionary tests. We are all dealing with what we have going on in our lives and can lose sight of what others are dealing with. I was talking to a teacher recently who reminded me of this. Let me tell you a story about how kids can afford to go on rugby trips, when their parents can't afford to pay.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

This is a re-release of an earlier podcast that other listeners have found very useful.30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best and worst life choices. See how things that have happened for me have shaped the way I think today. Enjoy and go well.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

It’s inevitable that you will go through tough, slow growth times in your life. You will feel like you’re on the right path but the self doubt creeps in. The wins aren’t coming, you can’t see the progress and people might even tell you that you don’t know what you’re doing. Then you drink the brain rotting Kiwi Kola: You can’t get ahead here, You can’t buy a house here, There are no good jobs here. It’s all down hill from here and you give up.Awesome!Except you didn’t want to give up.Neither did I. 7 years ago I was starting from scratch and the wins weren’t coming as fast as I thought they would. I thought I knew what I was doing, so why wasn’t it happening?Instead of feeding my brain the Kiwi Kola, I gave it a better diet.This podcast is what I did to combat the brain rot and not quit on my goals and dreams. I hope it helps 👊🏻 Hosted on Acast. See acast.com/privacy for more information.

Over 80% of school leavers said that they wished they had learned more about money at school. Sorted in Schools are doing something about this by providing resources for both students and teachers. The goal is to improve financial capability. That means being good with money which is an essential life skill. It means being equipped with the knowledge, skills and confidence to make good financial decisions at each life stage, and attain goals with choices. I am joined by Claire Bailey from Sorted In Schools who is a learning specialist and I ask her how the programme is progressing and what the vision is. Sorted in Schools is free for all secondary schools and designed by teachers for teachers. We are often quick to assume nothing is being done to educate our next generation about money but here’s an example of a resource that many people don’t know exists. I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

I have a sneaky suspicion that many of us have lost focus and got ourselves trapped mentally. When we do this, we focus on the wrong things and unfortunately this leads to the wrong outcomes. The world shows up how we see it so we better be deliberate about how we see it and what we focus on. Let's focus...Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.