HerMoney with Jean Chatzky

We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he found that the key to sticking to our goals is being able to imagine our future selves.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meal planning and grocery shopping for the week used to be a great way to eat healthy and save money, but every week prices seem to be going up. How do you plan for meals that are good for you, don’t take hours of prep, and don’t break the bank? Our guest today Ellie Krieger shows us how easy it is to whip up healthy, simple meals that feel gourmet in 20 minutes or less. In Mailbag, we answer questions about the next steps to take after a layoff and the pros and cons of starting a small business. In our money tip of the week, we discuss the cost of taking your furry friend to the emergency vet.Check out Ellie's breakfast strata recipe, plus tons of other free and easy recipes on her website.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!Thank you to Healthy Paws Pet Insurance for sponsoring this episode. Visit healthypawspetinsurance.com/hermoney to get an instant quote and take the first step to protect your furry best friend.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

More and more consumers care that a brand's values align with their own, and they’re willing to change their shopping habits if that isn’t the case. They also expect company CEOs to weigh in on conversations about the economy, wage inequality, climate change, and discrimination. But how exactly do workers, leaders, and businesses as a whole create meaningful change in the workplace and beyond? Former IBM CEO Ginni Rometty has spent her career answering that question, and she joins us to share her advice. In Mailbag, we tackle questions about saving for early retirement and the benefits of investing in a 403(b). In our money tip of the week, we break down how to get started with estate planning. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

America’s retirement system is out of date, and there are currently millions of retirees who don’t have enough saved. It’s clear we need a plan — not just for our own retirements, but for our nation — because we all deserve to feel financially secure in the next chapter of our lives. Ben Harris, former assistant secretary for economic policy at the U.S. Treasury Department, joins us to break down what’s wrong with America’s retirement system, what policymakers and employers can do to fix it, and how women can better prepare for their financial futures. In Mailbag, we answer questions about saving money in the event of a divorce and determining your budget for a new home. In our money tip of the week, how to make remote work relationships work.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Confidence is a tricky word for women — we’re told to lean in and be assertive to get what we want, but if we lean in too hard, we come off as inauthentic and bossy. How can we learn to fully own our confidence, while still being true to ourselves? Auctioneer Lydia Fenet, Christie’s ambassador and author of “Claim Your Confidence,” has spent her career searching for the answer — and she’s here to share it with us now. In Mailbag, we answer questions about turning a hobby into a business and what to expect from working with a financial planner. In our money tip of the week: how to invest during a recession. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

At some point in our lives, we all experience a wake-up call about whether we’re going in the right direction. Millions experienced that wake-up call in the aftermath of the pandemic — and in today’s strong job market, many people are still looking for that new sense of purpose in their careers. Joanne Lipman, former editor-in-chief of USA Today, has interviewed hundreds of people who have made major pivots and turned their insights into her latest book: “Next! The Power of Reinvention in Life and Work.” Joanne joins us to share the best strategies for moving into your next career, from learning to trust your gut instinct to finding an “expert companion” who can help you understand your strengths. In Mailbag, we answer questions about the best way to invest an inheritance and whether you should adjust your salary expectations after a layoff. In our money tip of the week: why you should delete your credit card info from online shopping websites.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve heard from many of our listeners lately who are wrestling with some big questions around relationships and money. Specifically, questions around fairness, competing priorities, and how to share your money in a way that works for both of you! We’re tackling them all with CFP Natalie Taylor, Head of Financial Advice at Monarch Money. Listen in as we dive into questions on buying a home together, talking to your partner about money, saving for retirement, and what it means to "keep score" in a relationship financially. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re in the strongest job market in years — so why doesn’t it feel that way? We’ve heard from all of you that it’s still not easy to get the job you want right now, despite strong hiring numbers and low unemployment. If you’re struggling to land interviews after dozens of applications — or even getting ghosted by hiring managers — this episode’s for you. Career coach Eliana Goldstein is here to unpack the job market and dispense advice about what you really need to do to stand out as an applicant, from finding the right job opportunities to brushing up your resume. In Mailbag, we answer questions about paying off credit card debt and protecting yourself against identity theft. In our money tip of the week: how to split finances in a relationship. For more of Eliana’s great career advice, check out her online course The Career Upgrade. Use the code “HerMoney” at checkout for $100 off!The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

This past February, Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs made history as the first brothers to compete against each other in the Super Bowl. You’d think they’d be the biggest story to come out of the game, but their mom Donna Kelce stole the spotlight with her split-colored jersey — red for the Chiefs in the front, green for the Eagles in the back — and her unwavering support for her sons.In this special Mother’s Day episode, Donna joins us to talk about her life and career, what it was like to raise two competitive kids, and her most useful pieces of parenting advice. In Mailbag, we answer questions about saving for your kids and negotiating salary. In our money tip of the week — how to haggle for discounts on rent, bills, and more. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

You think you'd never fall for a scam ... until it happens to you. Financial fraud peaked during the pandemic, and new advances in AI mean it's only gotten more sophisticated since. Tech expert Kim Komando joins us to talk about why scams draw so many people in, how to know if you're being scammed, and what you can do to protect yourself. In Mailbag, we answer questions about refinancing student loans and the difference between an index fund and an ETF. Our money tip of the week: how to teach your kids about money.The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices