
HerMoney with Jean Chatzky
Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
Latest episodes

Jun 6, 2025 • 36min
Mailbag: “I’m single and retiring soon, how can I make my money last?”
In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for retirement as single women.
First up is Liz, who’s about a year out from retiring. She’s done a lot of smart planning, but wants to double-check her next moves. We’re talking about annuities, TIPS ladders, Roth conversions, and how to create steady, reliable income in retirement. Then we hear from Bernadette, who is in her 50s and starting to look into long-term care options, but is having some major sticker shock. So if you're single, planning ahead, and want to protect your future without sacrificing flexibility, this one’s for you.
💡 Topics Covered:
Long-term care planning for single women
Preparing for retirement in the next few years
The psychological comfort of a “retirement paycheck”
… Does more financial confidence sound good to you, then you might want to try:
🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!
📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 4, 2025 • 38min
Ep 478: Recession Watch: What the Moody’s Downgrade Really Means for Your Money
Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines, to unpack what’s really going on with the economy and how it impacts your money.
From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you’re wondering how to stay financially steady in uncertain times, this episode is for you.
… Does more financial confidence sound good to you, then you might want to try:
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 30, 2025 • 31min
Teaching Kids the Value of a Dollar with Mellody Hobson
Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don’t teach — our kids about money. As co-CEO of Ariel Investments and author of Priceless Facts About Money, Mellody believes that the path to financial literacy starts with our youngest learners.
Together, Jean and Mellody explore:
💸 Why the biggest money lessons often come from outside the classroom
🧠 How early exposure to financial realities can build confidence, not fear
📊 Practical ways to talk to kids about investing (hint: start with what they know and love!)
🛠️ Whether giving an allowance actually works
🔁 And why bartering is the perfect way to teach kids the difference between price and value.
… Does more financial confidence sound good to you, then you might want to try:
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 28, 2025 • 37min
Ep 477: Suzy Welch On How to Find Your Purpose at Work (And Still Pay the Bills)
Are you happy at work? If the answer is anything less than a confident yes, or if you’ve ever felt a quiet nudge toward something more meaningful, this episode is your invitation to rethink what you’re doing and why.
Today on the HerMoney Podcast, Jean Chatzky sits down with Suzy Welch, acclaimed NYU professor and author of the new book Becoming You: The Proven Method for Crafting Your Authentic Life and Career. Suzy shares her revolutionary 15-step framework for discovering your purpose through the lenses of your values, aptitudes, and economically viable interests.
… Does more financial confidence sound good to you, then you might want to try:
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 23, 2025 • 35min
Your Money Map Replay: How Americans Are Really Retiring
What does retirement really look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times. Today, we’re pulling back the curtain on how Americans retire. Not in theory, but in practice.
On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Wall Street Journal reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.”
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
Looking for more financial confidence?
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 21, 2025 • 42min
Ep 476: The Simple Path to Wealth: JL Collins on Investing, Index Funds, and Financial Freedom
This week, we're getting real about financial independence and why it doesn’t have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes.
If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We’re talking index funds, cash cushions, mindset shifts, and how to build resilience when you’re inundated with questionable financial advice.
Resources and Links:
JL Collins' Blog
The Simple Path to Wealth (2025 Edition)
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 16, 2025 • 28min
“I inherited money, should I cash out now or keep it invested?”
In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie.
First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he’s out of the service. Should they roll it over? Keep it where it is? And what’s the best way for a newly self-employed woman to start saving for retirement on her own terms?
💡 Topics Covered:
How to make the most of an inherited IRA
The emotional power of planning small financial “gifts” from loved ones
Smart investment choices for idle HSA funds
What to know before moving a TSP into a rollover IRA
Retirement saving strategies for freelancers and the self-employed
… Does more financial confidence sound good to you, then you might want to try:
🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!
📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 14, 2025 • 35min
Ep 475: Worried About Your Student Loans? The Steps To Take NOW
This week, we're digging into one of the most pressing financial crises of our time: student loans. After a five-year pause, the Trump administration has officially restarted collections on defaulted federal student loans, and millions of borrowers could soon face wage garnishment, reduced Social Security benefits, and even hits to their credit scores.
Joining us is Jillian Berman, author of the groundbreaking new book, Sunk Cost: Who’s to Blame for the Nation’s Broken Student Loan System and How to Fix It. Jillian takes us behind the headlines, breaks down who is most at risk, and how to get your payments back on track if you’re in default.
Resources & Links:
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
StudentAid.gov – Check your loan status, repayment options, and servicer info.
Sunk Cost by Jillian Berman
More from Jillian Berman on MarketWatch
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 9, 2025 • 24min
Can You Afford to Start a Family? Real Talk on Fertility and Finances
Motherhood is personal and more than a little bit complicated. And today, we’re diving deep into the emotional and financial complexities of modern motherhood with journalist and author of The Mother Code: My Story of Love, Loss, and the Myths That Shape Us, Ruthie Ackerman. Ruthie’s journey includes freezing her eggs in her 30s, navigating a divorce, and ultimately becoming a mother at 43 through donor eggs.
But her story is about much more than biology—it’s about breaking timelines, challenging societal expectations, and rewriting what it means to live a full, intentional life…with or without children.
Looking for more financial confidence?
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 7, 2025 • 32min
Ep 474: Future Millionaires: How to Raise Kids Who Dream Big and Build Wealth Early
On today’s episode, Jean is sitting down with the brilliant Rachel Rodgers — bestselling author, CEO of Hello Seven, and mom of four — to talk about how we can help the next generation not just survive, but truly thrive.
Rachel shares her fresh, practical roadmap for helping young people build wealth early: from learning to dream big (million-dollar big!) to teaching them the language of money, investing their earnings, and embracing an entrepreneurial mindset. We dive into why just "getting a job" isn't enough anymore, how to help Gen Z overcome financial stress, and why every kid should think like an owner and investor.
Looking for more financial confidence?
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices