Daybreak

Rona Kumar Gunjan, a journalist from The Ken, dives into the chaos following the Pahalgam terror attack and its shockwaves through India's digital payments landscape. She discusses the urgent regulatory crackdown on suspicious online activities linked to terror funding, revealing how banks and payment aggregators are scrambling to enhance their oversight. Rona highlights the roles of technology service providers in ensuring compliance and the challenges merchants face amidst increased scrutiny. Plus, she sheds light on the dangerous world of dubious merchants that threaten consumer trust.

Zara's partnership with Tata's Trent is showing signs of strain as it struggles to maintain its market share in India. Competitors like H&M and Uniqlo are outpacing Zara, creating a buzz about the brand’s declining influence. Meanwhile, Tata's own Zudio brand is thriving, reaching $1 billion in sales, while Westside is gearing up to compete directly with Zara. The podcast dives into whether Zara should go solo or find a way to regain its former glory.

Angel One's ambitious transformation into a super-app is front and center, highlighting its strategy to thrive post-IPL sponsorship. Despite recent challenges and client losses in a bear market, the founder maintains a hopeful outlook for recovery. Their evolution from a traditional brokerage to focusing on asset management aims to attract high net worth individuals while also engaging younger investors. The complex competitive landscape amplifies the urgency to foster loyalty among casual traders.

Dive into the unsettling world of data privacy where Indian startups may be skirting Google Play regulations to access your app data. Discover how these companies are exploiting user information and the ethical dilemmas they provoke, especially in the gig economy. Explore the stark differences in data vulnerability between Android and iPhone users and the impact of socioeconomic factors on privacy rights. This riveting conversation urges consumers to be more aware and cautious about the data they share.

A new educational initiative promises a fresh alternative to the IIT route but faces criticism from dissatisfied students. They navigate chaotic courses and inconsistencies in support services, leading to protests. Meanwhile, the twist of transitioning into a business model raises questions about quality and degree recognition. The discussion also delves into innovative approaches for business growth, drawing insights from successful companies. It’s a revealing look at the challenges of redefining education while striving for commercial success.

A small biotech startup in Bengaluru is quietly making waves with a revolutionary treatment for dry age-related macular degeneration. With just $10 million, they’re outperforming industry giants while focusing on affordability for Indian patients. Their innovative cell therapy aims to provide world-class results at a fraction of the typical cost, redefining healthcare access. This remarkable journey highlights the intersection of ambition, science, and the drive to catalyze change in the global biotechnology landscape.

Explore the unconventional strategies of a Nagpur-based PMS fund that thrives on a no-nonsense approach. Clients are encouraged to avoid constant communication, fostering independence in decision-making. Discover how investing in undervalued small-cap stocks during market dips has led to a remarkable 78% annualized return. Learn about the importance of diversification through a curated selection of companies and the founder's unique journey in the world of investments. Tune in for insights that challenge traditional investment norms!

Praveen Gopal Krishnan, COO of The Ken and host of the Two by Two podcast, dives into Zomato's ambitious but short-lived attempt to launch a 15-minute delivery service called Quick. He discusses the fierce competition from rivals like Swiggy and Blinkit, showcasing the high stakes in the quick commerce landscape. Their struggles highlight the challenges of balancing speed with customer satisfaction. Praveen also examines failed partnerships and the complex dynamics between delivery platforms and restaurants, questioning the future of ultra-fast delivery models.

Debanjali Biswas, a Gen Z employee and colleague of Rahel Philipose at The Ken, shares insights on the evolving workplace landscape. She discusses how young workers perceive jobs as temporary stops rather than lifelong commitments, reshaping company cultures. Biswas highlights the rise of 'infant attrition' as organizations like Tata Consultancy Services adapt to this trend. She also explores the financial toll of turnover and the need for inclusive leadership development that recognizes emerging talent in a rapidly changing environment.

India has opted out of the PISA test for 16 years, after a dismal 2009 ranking that placed it near the bottom. The government is now pursuing a reform initiative called Parakh to modernize education and bring it in line with global standards. However, the move from rote learning to a system that emphasizes problem-solving and critical thinking faces significant hurdles, including diverse state policies and resistance from educators. Will India finally step onto the world stage, or will it remain in the background?