Actuaries Institute Podcast

TRANSCRIPT: https://actuaries.logicaldoc.cloud:443/download-ticket?ticketId=9fa6ac72-ceb3-42d1-baaf-b90682e0bf0cDESCRIPTIONIn the latest in the Actuaries Institute podcast series, Consulting actuary Paul Swinhoe sits down with Co-Founder and Director of 10Life Iris Lun about starting 10Life in the Hong Kong market, how they’ve reached over half a million customers already and the highs and lows of being an entrepreneur.ABOUT THE SPEAKERSIris Lun is Co-founder and Director of 10Life, an insurtech company based in Hong Kong focussed on bringing transparency to insurance consumers. Iris has 20 years of international experience in the insurance industry across Australasia and Europe. Prior to starting 10Life, Iris held various actuarial and business positions at global consulting and life insurance companies including Prudential, ING Group and Towers Watson, covering areas in pricing, valuation, product development, risk management and strategic business management. Iris is a Fellow of the Actuaries Institute Australia and the Actuarial Society of Hong Kong, and holds a combined Bachelor of Commerce (Actuarial Studies) and Arts (Japanese) degree from the University of Melbourne.Paul Swinhoe is a consulting actuary and Principal at Deloitte. Paul has more than 30 years of experience in actuarial and consulting roles specialising in life insurance, wealth management, annuities and reverse mortgages.ABOUT THE ACTUARIES INSITITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems.This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;LinkedIn: https://www.linkedin.com/company/792645/Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632Instagram: https://www.instagram.com/ActuariesInstTwitter: https://www.twitter.com/ActuariesInst

TRANSCRIPT https://actuaries.logicaldoc.cloud:443/download-ticket?ticketId=8159e8a9-004b-4ffb-8ce3-b37d56da415bSHOW NOTES: The Impact of Climate Change on Mortality and Retirement Incomes in Australiahttps://actuaries.asn.au/Library/Opinion/2019/TheDialogue10ClimateWEBLres.pdfDESCRIPTIONIn this episode of the Actuaries Institute podcast series, Vanessa Beenders sits down with Ramona Meyricke (Senior Actuary, Insurance Risk Review and Analytics at TAL Australia) and Rafal Chomik (Senior Research Fellow at the Centre of Excellence in Population Ageing Research, University of New South Wales) to discuss the launch of The Impact of Climate Change on Mortality and Retirement Incomes in Australia.Ramona and Rafal collaborated to write the Dialogue, an initiative of the Actuaries Institute Public Policy team.ABOUT THE SPEAKERSRamona Meyricke is a senior actuary with 12 years’ experience in superannuation and life insurance. Her work focuses on financial and enterprise risk management for life insurers, superannuation funds, and pension providers. She is a member of the Institute’s Climate Change Working Group.Rafal Chomik is a Senior Research Fellow at the Centre of Excellence in Population Ageing Research, located in the University of New South Wales Business School. Previously, he worked as an economic advisor for the British government and as a pension’s economist at the OEACD.ABOUT THE ACTUARIES INSITITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems.This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;LinkedIn: https://www.linkedin.com/company/792645/Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632Instagram: https://www.instagram.com/ActuariesInstTwitter: https://www.twitter.com/ActuariesInst

Margo Lydon believes this is a golden moment for change in treatment of mental health conditions in Australia. Politicians have put it firmly on the agenda and Margo is calling actuaries to consider helpful data outside the medical model, to create better pricing, products, and approaches to insurance in the space.

Member of the Institute's Diversity and Inclusion Working Group Ashish Ahluwalia speaks to Duncan Fish, Occupational Psychologist and Executive Coach. The two discuss inclusivity, having your voice heard and three important components of leadership.

TRANSCRIPT: https://actuaries.logicaldoc.cloud:443/download-ticket?ticketId=a9d7fcfb-9533-4908-bc8f-d9f2222d2053SHOW NOTES: Options for an Improved and Integrated System of Retirement 'Green Paper':https://actuaries.asn.au/Library/Miscellaneous/2019/RetirementIncomesGreenPaperFinal.pdfDESCRIPTIONIn Episode 2 of this Actuaries Institute podcast series, Vanessa Beenders sits down with Anthony Asher (Associate Professor at the School of Risk and Actuarial Studies at UNSW), David Knox (Senior Partner at Mercer) and Michael Rice (Executive Director at Rice Warner) to discuss the launch of Options for an Improved and Integrated System of Retirement. Anthony, David and Michael are each leading actuaries and collaborated to write the Green Paper, an initiative of the Actuaries Institute Public Policy team. ABOUT THE SPEAKERSAnthony Asher is an Associate Professor at the School of Risk and Actuarial Studies at UNSW and Convenor of the Actuaries Institute Retirement Incomes Working Group. Anthony has 40 years of experience in life insurance, investments and superannuation.David Knox is a Senior Partner at Mercer and lead author on the Melbourne Mercer Global Pension Index. David is a former regulator and academic and has contributed extensively to the public policy debate about superannuation and retirement income.Michael Rice is Executive Director at Rice Warner, an independent consultancy and research house in financial services. Michael is also well known for his extensive contribution to public policy debate in this area.ABOUT THE ACTUARIES INSITITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems.This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;LinkedIn: https://www.linkedin.com/company/792645/Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632Instagram: https://www.instagram.com/ActuariesInstTwitter: https://www.twitter.com/ActuariesInst

TRANSCRIPThttps://actuaries.logicaldoc.cloud/download-ticket?ticketId=6472008c-a487-4e57-b82e-d24b9b516a9bSHOW NOTES: Options for an Improved and Integrated System of Retirement 'Green Paper':https://actuaries.asn.au/Library/Miscellaneous/2019/RetirementIncomesGreenPaperFinal.pdfDESCRIPTIONIn Episode 1 of this Actuaries Institute podcast series, Vanessa Beenders sits down with Anthony Asher (Associate Professor at the School of Risk and Actuarial Studies at UNSW), David Knox (Senior Partner at Mercer) and Michael Rice (Executive Director at Rice Warner) to discuss the launch of Options for an Improved and Integrated System of Retirement. Anthony, David and Michael are each leading actuaries and collaborated to write the Green Paper, an initiative of the Actuaries Institute Public Policy team. ABOUT THE SPEAKERSAnthony Asher is an Associate Professor at the School of Risk and Actuarial Studies at UNSW and Convenor of the Actuaries Institute Retirement Incomes Working Group. Anthony has 40 years of experience in life insurance, investments and superannuation.David Knox is a Senior Partner at Mercer and lead author on the Melbourne Mercer Global Pension Index. David is a former regulator and academic and has contributed extensively to the public policy debate about superannuation and retirement income.Michael Rice is Executive Director at Rice Warner, an independent consultancy and research house in financial services. Michael is also well known for his extensive contribution to public policy debate in this area.ABOUT THE ACTUARIES INSITITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems.This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;LinkedIn: https://www.linkedin.com/company/792645/Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632Instagram: https://www.instagram.com/ActuariesInstTwitter: https://www.twitter.com/ActuariesInst

TRANSCRIPThttps://actuaries.logicaldoc.cloud/download-ticket?ticketId=5a8a30b2-522a-4bd8-a3bf-8cc4148d4b2bDESCRIPTIONIn this instalment of the Actuaries Institute podcast series recorded at the 2019 Actuaries Summit, Actuaries and members of the Superannuation, Projections and Disclosure (SPD) Sub-Committee, Rein Van Rooyen (Head of Investment Performance and Data at QSuper) and Estelle Liu (Consultant at Rice Warner Actuaries) to discuss the sub-committee’s key activities, submissions and collaborations with the Retirement Income Working Group.Rein, Estelle and the other members of the SPD have been very active in promoting Actuaries working in projection and disclosure related matters, including recent engagement with the Treasury, APRA, ASIC and the wider financial services and insurance industries.SHOW NOTESActuaries Summit 2019 – Cross Practice PlenaryAustralia’s Compulsory Retirement Savings Rate: Inadequate or about Right?John Daley Presentation: https://actuaries.logicaldoc.cloud/download-ticket?ticketId=d85d961c-4657-4838-bcbd-83b308049ccdDavid Knox Presentation: https://actuaries.logicaldoc.cloud/download-ticket?ticketId=965821f6-3f10-4a51-a74a-fee6abd48033Discussion topics include:•The sub-committies activites relating to treasury based items including a focus on MySuper and Choice dashboards.•Engagement with APRA on SPS 515 member outcome tests•Working with ASIC on outstanding issues including the recent CP 308 review of RG 97 fees and costs disclosure matters.•Advocacy of exemption from requirement for financial advice license for DB projection statement to ASIC.•The four submissions in 2019 to date on ASIC, treasury retirement income disclosure in collaboration with the Retirement Income Working Group and historical random start modelling on investment return.•How to support the introduction of long-term risk measures across the industry•Promoting superannuation projection as the best means to assess superannuation fund member benefit outcomes.•Vacant role/s in the SPD sub-committee.•An indirect cost survey that was sent to sixteen Actuaries working for super funds and related financial institutions.•The cross practice plenary session at the Actuaries Summit 2019 focusing on the debate between Actuaries Dr. David Knox and John Daley arguing for and against raising the superannuation guarantee from 9.5% to 12%.ABOUT THE SPEAKERSEstelle Liu joined Rice Warner in February 2019 after four years at Mine Super. Estelle’s areas of focus were on retirement solutions and investments. Estelle has qualified as an Associate of the Institute of Actuaries of Australia (AIAA) and Chartered Enterprise Risk Actuary (CERA). Prior to this, Estelle studied at the University of New South Wales where she obtained a Bachelor of Commerce degree with a first-class Honours in Actuarial Studies. Her thesis which focuses on Immunization and Hedging of Post Retirement Income Annuity Products was published on the Risks Journal in March 2017.Estelle is currently the Convenor of the Actuaries Institute’s Superannuation Projection and Disclosure Sub-committee.Rein Van Rooyen is an Investment Manager at QSuper where he is responsible for the development of ALM strategies for the DC fund. Rein serves on the IAA Education Committee, the Institute’s Education Council Committee, the Superannuation, Projections and Disclosures Sub-Committee as well as the Young Actuaries Program Committee. He is also the Convenor for the Investment Management and Finance Faculty at the Institute.Keep an eye out for our new Apple/iOS/Android mobile apps dedicated to our Podcast series!ABOUT THE ACTUARIES INSTITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems. This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;↳ LinkedIn: https://www.linkedin.com/company/792645/↳ Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632↳ Instagram: https://www.instagram.com/ActuariesInst↳ Twitter: https://www.twitter.com/ActuariesInst↳ Spreaker: https://www.spreaker.com/user/actinst

TRANSCRIPThttps://actuaries.logicaldoc.cloud/download-ticket?ticketId=c3afc2ec-8ab4-46c8-a77a-e0c0ec141214DESCRIPTIONIn this instalment of the Actuaries Institute CareerView podcast series, Kirsten Flynn (Pricing Review Actuary at TAL) and Annette King (Co-Founder of Galileo Platforms Ltd and Non-Executive Director of the Actuaries Institute) discuss their experiences as actuaries working internationally.Kirsten previously worked in Birmingham Alabama while Annette recently returned to Australia after a 14 year career journey overseas in Hong Kong and Singapore.SHOW NOTES2018 – 2019 International Committee Updatehttps://www.youtube.com/watch?v=E8I4AuER-RkDiscussion topics include:•Adjusting to work and life in a new country.•The resulting culture clash and changes in working style compared to Australia.•Legality and regulatory differences between Australia and Asia•The Mutual Recognition Agreement of Actuarial Certifications and how it is applied in America and Asia•Advice for fellow actuaries considering working overseasABOUT THE SPEAKERSKirsten Flynn is a Fellow of the Institute of Actuaries Australia specialising in life insurance and interested in wider fields. She has over 5 years experience within both corporate and consulting environments, working across life insurance, general insurance, health insurance, superannuation and banking. She is currently the Pricing Review Actuary at TAL preparing LPS 320 advice, assisting the Appointed Actuary and previously resided in Birmingham Alabama where she undertook a two-year secondment to work as Project Actuary at Protective Life. Kirsten is also a member of the International Committee and co-presented the International Committee Practice update video for 2018 – 2019.Annette King describes herself as a leader, future-focussed, client and people-centred, change agent, energetic and authentic. Annette is an independent non-executive director of FNZ, a fintech company specializing in wealth management technology. She is co-founder and chair of Galileo Platforms, an insurtech company. Previously she was CEO for Manulife Singapore and has held roles as CMO, CFO and GM. Annette has worked at Manulife, AXA, Mercer, Jacques Martin and Colonial. She has worked in Australia, Hong Kong, Singapore and New Zealand. Annette has previously been President of the Life Insurance Association of Singapore and also Council Member for the Singapore Actuarial Society. She is a Fellow of the Australian Institute of Company Directors.Keep an eye out for our new Apple/iOS/Android mobile apps dedicated to our Podcast series!ABOUT THE ACTUARIES INSTITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems. This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;↳ LinkedIn: https://www.linkedin.com/company/792645/↳ Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632↳ Instagram: https://www.instagram.com/ActuariesInst↳ Twitter: https://www.twitter.com/ActuariesInst↳ Spreaker: https://www.spreaker.com/user/actinst

TRANSCRIPThttps://actuaries.logicaldoc.cloud/download-ticket?ticketId=057cd54a-3745-4d99-bcca-df071efa9108DESCRIPTIONIn this installment of the Actuaries Institute podcast series, Sharanjit Paddam (Head of ESG Risk at QBE Insurance) is joined by Geoff Summerhayes (Executive Board Member at APRA) to discuss APRA’s Information Paper, Climate Change: Awareness to action, released on 20 March 2019, and how APRA plans to respond going forward.APRA surveyed 38 large banks, insurers and superannuation trustees last year to assess their views and practices related to climate-related financial risks. The survey found a substantial majority of regulated entities were taking steps to increase their understanding of the threat, including all of the banks, general insurers and superannuation trustees surveyed.SHOW NOTESInformation Paper | Climate change: Awareness to Actionhttps://www.apra.gov.au/sites/default/files/climate_change_awareness_to_action_march_2019.pdfAustralia 'leaders' in climate risk supervision https://actuaries.logicaldoc.cloud/download-ticket?ticketId=2838ddcf-1e09-48c6-85e7-6d87d0d6c774AFR - 6 June 2019 Licensed by Copyright Agency. You must not copy this work without permission. Actuaries Managing Riskhttps://actuaries.asn.au/microsites/actuaries-managing-riskThe Dialogue – Climate Risk Disclosure (ft. Sharanjit Paddam and Andrew Doughman)https://www.spreaker.com/episode/14153368Discussion topics include:•The background and research behind APRA’s Information Paper.•APRA’s approach to increasing awareness of climate change related risks amongst it’s 38 entities including banks, insurers and superannuation funds and subsequently moving from awareness to action through workshops, supervisory material and guidance including to its internal 600 employees.•The link between climate extremities e.g. heat stress and a rise in general insurance claims including a correlation between substance abuse, alcohol, drugs, crime and domestic violence issues.•What’s next for APRA on risk from climate change.•How Actuaries can give companies the ability to understand climate related risks in the longer term through robust scenario analyses using core data sets.ABOUT THE SPEAKERSGeoff Summerhayes was appointed a Member of APRA from 1 January 2016 for a five-year term. As an Executive Board Member of APRA his responsibilities include the oversight of the General, Life and Private Health Insurance sector. He is a member of the Executive Committee of the International Association of Insurance Supervisors and Chair of its Audit and Risk Committee, and Chair of the Sustainable Insurance Forum, which was established under the UN Environment Program.Mr Summerhayes was Chief Executive Officer of Suncorp Life from 2008 to 2015, as well as being a director of Suncorp Portfolio Services Ltd and of Asteron Life NZ. Before joining Suncorp he held a number of senior roles at the National Australia Bank (NAB) in strategy, product and distribution. Prior to that he was CEO of Retail Investment at MLC and also held senior roles at Lend Lease. Mr Summerhayes was a director of the Financial Services Council and was co-chair of their Life Board Committee.Sharanjit is Head of ESG Risk at QBE Insurance Group. He has over 20 years’ experience in general insurance and accident compensation. He has acted as Appointed Actuary to a number of insurers and reinsurers, and specialises in natural disasters and measuring environmental and social impact. He was previously the Chief Editor of Actuaries.Digital and convenes the Actuaries Institute's Climate Change Working Group.Keep an eye out for our new Apple/iOS/Android mobile apps dedicated to our Podcast series!ABOUT THE ACTUARIES INSTITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems. This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;↳ LinkedIn: https://www.linkedin.com/company/792645/↳ Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632↳ Instagram: https://www.instagram.com/ActuariesInst↳ Twitter: https://www.twitter.com/ActuariesInst↳ Spreaker: https://www.spreaker.com/user/actinst

TRANSCRIPThttps://actuaries.logicaldoc.cloud/download-ticket?ticketId=2d1ed620-77a9-410b-8b0e-be4020d96694DESCRIPTIONIn this instalment of the Actuaries Institute podcast series, Practice Excellence Adviser at the Institute, Vanessa Beenders sat down with Bevan Damm and Matthew Crane, authors of the new Green Paper 'How To Make Private Health Insurance Healthier' to discuss their research and findings.The healthcare system in Australia is complex. It involves many funders and healthcare providers with competing interests, both from the public and private sectors. However, despite its complexity, the healthcare system in Australia is one of the best in the world and, for a long time, private health insurance has been a part of that system. So, without reducing or expanding the role of PHI in the healthcare system more broadly, how can the community get more from private health insurance?Discussion topics include:•The complexities surrounding the current structure of Private Health Insurance and the Public healthcare system including regulations, community rated products, Medicare rebates and risk equalization.•Different philosophical viewpoints on how to make private health insurance work better including the Medicare levy surcharge, priority in the current system for claiming and treatments and appropriate care in the public healthcare system.•Key issues in the current system that Bevan and Matt have addressed in their key paper including; •Limitations and lack of ability for a patient to choose the correct treatment and how to receive said treatment. •Confusion surrounding the policyholders benefits and claim entitlements. •The affordability of private health insurance as wage growth slows while the average premium continues to rise, year on year. • Convincing ‘healthier’ people to buy private health insurance products to further reduce premium costs. •The changing pathways of treatments that enable better access for less complex surgeries and treatments that the private health insurance sector hasn’t adjusted their coverage for.•Potential solutions for fixing private health insurance including; •Creating a new tool for GP’s and care coordinators to guide the patient though their choices including greater transparency, clear, easy-to-understand information on fee’s, waiting times, claims. •Incentivising insurers to reduce unnecessary claims costs. •Targeting inefficiencies in the supply side of private healthcare services e.g. tackling the cost of a specific service such as prosthetics, administration fees, add-on fees, hidden fees that may occur form specialists etc. •Focusing on increasing the health of policyholders with private health insurance to reduce the average costs of premiums and incentivising younger and healthier people to buy private health insurance cover. •Improving the perception of private health insurance via the whole private sector working together to reflect on how to create value as opposed to shifting the blame. The government should also do more to promote the value of having private health insuranceBevan and Matt will be discussing their research and key findings on Day 1 of the Actuaries Summit, held on June 3, 2019 at the ICC Sydney.ABOUT THE SPEAKERSBevan Damm is a Partner at EY and has fifteen years’ experience in the insurance industry, specialising in health insurance, general insurance and personal injury insurance, following sixteen years’ of service with the Australian Navy. He is the Appointed Actuary to two private health insurers and the Scheme Actuary to the NSW State Insurance Regulatory Authority. This unique mixture of experience allows Bevan, in addition to understanding health insurance issues, to bring forward efficiencies and approaches that other industries are applying.Matt is a Senior Manager in EY’s Government Advisory team, focusing on the Health and Human Service sectors. In addition, he specialises in health insurance, providing actuarial advice to a wide range of health insurers. Matt has developed a deep understanding of actuarial issues in health insurance through his former role as the lead actuary for the health insurance regulator (PHIAC) and has served on the Institute’s Health Practice Committee.Vanessa is a Practice Excellence Adviser at the Institute. Her prior background spans government, financial services and education in both public and private sectors. Vanessa has worked in the Commonwealth Department of Treasury, including as an adviser in the Federal Treasurer’s office. Her experience in financial services was with the Commonwealth Bank of Australia Group and included corporate strategy, equities research and government relations. More recently, Vanessa was a primary school teacher. Vanessa has a Bachelor of Economics (Hons) and Bachelor of Education (Primary).SHOW NOTESGreen Paper – How to Make Private Health Insurance HealthierLINK TBCMore Green Papershttps://actuaries.asn.au/public-policy-and-media/thought-leadership/green-papersPeace of Mind Podcast (Mental Health and Insurance Green Paper)https://actuaries.asn.au/public-policy-and-media/thought-leadership/green-papers/mental-health-and-insurance/peace-of-mind-podcastKeep an eye out for our new Apple/iOS/Android mobile apps dedicated to our Podcast series!ABOUT THE ACTUARIES INSTITUTEAs the sole professional body for Members in Australia and overseas, the Actuaries Institute represents the interests of the profession to government, business and the community. Actuaries assess risks through long-term analyses, modelling and scenario planning across a wide range of business problems. This unrivalled expertise enables the profession to comment on a range of business-related issues including enterprise risk management and prudential regulation, retirement income policy, finance and investment, general insurance, life insurance and health financing.Find out more about actuarieshttps://www.actuaries.asn.auFollow the Institute of Actuaries on our social channels;↳ LinkedIn: https://www.linkedin.com/company/792645/↳ Facebook: https://www.facebook.com/pages/Actuaries-Institute/183337668450632↳ Instagram: https://www.instagram.com/ActuariesInst↳ Twitter: https://www.twitter.com/ActuariesInst↳ Spreaker: https://www.spreaker.com/user/actinst