Frequent Miler on the Air

00:54 Giant mailbag 3:01 What crazy thing did Citi do this week? https://frequentmiler.boardingarea.com/citi-prestige-gets-5x-bonus-for-online-cable-streaming-up-to-7500-points/ 7:21 Mattress running the numbers: IHG's targeted free night offer https://frequentmiler.boardingarea.com/targeted-ihg-offers-earn-free-night-certificate-or-bonus-points/ https://frequentmiler.boardingarea.com/ihg-buy-renew-ambassador-membership-then-stay-once-get-40k-free-night-certificate-cert-expires-4-30-21/ 16:46 Best rewards for stuff-seekers https://frequentmiler.boardingarea.com/great-value-for-non-travel-rewards/ Additionally, for those interested in reading more about the Bank of America options: https://frequentmiler.boardingarea.com/bank-of-america-rewards/ 55:06 Post Roast https://frequentmiler.boardingarea.com/top-current-credit-card-offers/ https://frequentmiler.boardingarea.com/virgin-atlantic-mastercard-65k-offer/ https://frequentmiler.boardingarea.com/now-2x-3x-on-groceries-stack-with-travel-credit-and-pay-yourself-back/ 1:02:53 Question of the Week: Can you refer your spouse to two Amex cards and get two bonuses? Don't forget to like & subscribe! Music credit: Annie Yoder

00:10 Giant mailbag 1:33 What crazy thing did Marriott do this week? https://frequentmiler.boardingarea.com/free-marriott-platinum-100k-or-more-points-w-new-amex-marriott-offers/ 4:56 Mattress running the numbers: Did we lead readers astray with our mattress running advice given the new Amex credit card offers? 15:50 Main Event: Defending yourself against Amex's war on gaming. What's safe for ramping up spend? https://frequentmiler.boardingarea.com/amex-refer-a-friend-three-for-all/' https://frequentmiler.boardingarea.com/pay-taxes-via-credit-card/ https://frequentmiler.boardingarea.com/miles-for-college/ 39:15 Post Roast: Is it really worth the cash to mattress run Globalist? https://frequentmiler.boardingarea.com/justifying-the-big-hyatt-mattress-run-is-it-worth-using-points-for-a-cash-stay/ 49:51 Question of the Week: Should Nick get the Hyatt credit card? https://frequentmiler.boardingarea.com/new-world-of-hyatt-bonus-choice-10-elite-night-credits-in-2020-and-2021/ Music credit: Annie Yoder Don't forget to like, subscribe, and leave a comment!

Greg and Nick discuss: 00:29 Mailbag: A special congratulations 3:35 What crazy thing did Citi do this week? 5:55 Mattress running the numbers: Is it worth mattress running for Marriott status with the current off-peak promo? https://frequentmiler.boardingarea.com/marriott-promos-free-night-with-homes-villas-stay-and-more-with-week-of-wonders/ 13:33 Main Event: Raising points while raising children https://frequentmiler.boardingarea.com/a-bundle-of-points-with-our-bundle-of-joy-nearly-200k-points-earned-in-the-first-month-of-life/ 40:13 Post roast 55:12 Question of the Week: Orphaned Turkish miles will expire soon. Pay to extend, transfer more to book a speculative trip, or let them expire? Don't forget to like, subscribe, and leave a review! Music credit: Annie Yoder

Hotel Loyalty Wars Hyatt and Marriott battle while Hilton and IHG stand back. Will Marriott follow-up with a huge Bonvoy Brilliant offer?  Will Hyatt improve their credit card offer?  How will Hilton and IHG respond? 00:21 Giant mailbag 02:02 What Crazy Thing Did Citi Do This Week? 05:52 Mattress Running the Numbers Wyndham is out with 3 new credit cards. And, guess what? The business card is surprisingly strong! Wyndham card review: https://frequentmiler.boardingarea.com/new-wyndham-earner-credit-cards-review-surprisingly-strong/ 14:26 Main Event Hotel Loyalty Wars: Hyatt and Marriott battle while Hilton and IHG stand back Analysis of the 5 night Marriott offer: https://frequentmiler.boardingarea.com/marriott-bonvoy-boundless-5-free-nights-should-you-go-for-it/ Register now for Hyatt's Bonus Journeys promo: https://frequentmiler.boardingarea.com/hyatt-launching-excellent-new-promo-3x-4x-points-plus-double-elite-nights-but-in-an-unexpected-way/ 40:35 Question of the Week No Post Roast this week, but please read about last week's post roast here: https://frequentmiler.boardingarea.com/the-great-debate-hyatt-vs-marriott/  

This week's main event: HUGE credit Card offers are back and bigger than ever. Which is best? What's coming next? We also cover the latest Marriott deals. Is it time to mattress run Marriott? 00:57 Giant mailbag 02:30 Crazy Citi thing... 04:29 Mattress Running the Numbers: Take advantage of Marriott's overlapping offers to get Platinum status Marriott Amex Offer: https://frequentmiler.boardingarea.com/marriott-amex-offer/ Marriott 10X Offer: https://frequentmiler.boardingarea.com/10x-marriott-points-on-us-gas-stations-us-restaurants-and-marriott-hotels-with-new-amex-offers/ Marriott gifting elite night credits: https://frequentmiler.boardingarea.com/marriott-gifting-elite-night-credit-dropping-many-redemption-rates/ 14:40 Main Event: Huge credit Card offers are back and bigger than ever. Chase business cards are fair game again. Sapphire Preferred 80K. Capital One 100K. Freedom 80K-ish. Which is best? What's next? Chase Biz Cards are Back: https://frequentmiler.boardingarea.com/chase-resumes-approving-business-card-applications/ Cap One 100K vs Chase 80K: https://frequentmiler.boardingarea.com/venture-100k-vs-sapphire-80k-which-is-better/ Will the Sapphire Reserve 100K offer return? https://frequentmiler.boardingarea.com/chase-sapphire-reserve-100k-offer-will-it-return/ 37:15 Post Roast Nick takes issue with Greg picking the World of Hyatt card as a must-have beginner card. Greg fights back... Beginner credit card plan: https://frequentmiler.boardingarea.com/beginner-plan-solo-no-business/

This week: With Hyatt's generous overlapping offers, Nick is thinking of going big. Will he book a 30 night stay? Also: Chase is out with huge signup offers. Should we grab what's there now or wait for even better? 00:23 Giant Mailbag: An earnest defense of Best Western 04:20 What Crazy Thing Did Citi Do This Week? 07:02 Mattress running the numbers: Should Nick book a 30 night stay? Analysis of Hyatt's promos: https://frequentmiler.boardingarea.com/hyatt-bonus-journeys-q4-2020-promo/ 22:20 Should Nick book with Points or Cash? Testing the spreadsheet Worksheet: https://frequentmiler.boardingarea.com/hyatt-cash-or-points-worksheet/ Avoid taxes on long stays: https://frequentmiler.boardingarea.com/staying-30-nights-in-a-hotel-you-might-not-have-to-pay-the-taxes/ 42:05 Main Event: 80K in the hand or 100K in the bush? Should you go for those 80K offers now or wait for a potential 100K offer? Details about 80K offer: https://frequentmiler.boardingarea.com/chase-sapphire-preferred-80k-offer-should-you-go-for-it/ Will Chase match 60K to 80K? https://frequentmiler.boardingarea.com/will-chase-match-the-sapphire-preferred-60k-offer-to-80k/ 56:40 Question of the week: How to spend $20K? Best Big Spend Bonuses: https://frequentmiler.boardingarea.com/best-big-spend-bonuses/

Greg and Nick analyze Hyatt's latest COVID inspired promotions. They're sweet! How will the others respond? We put down our bets. 00:37 Mailbag (HSBC $600 deal) 3:56 Crazy Citi thing: (not crazy but noteworthy) 5:23 Mattress Running the Numbers (Wyndham) https://frequentmiler.boardingarea.com/book-2-night-stay-at-wyndham-vacation-clubs-resort-for-7500-points-total-timeshare-presentation-required/ https://frequentmiler.boardingarea.com/wyndham-timeshare-presentation-survival-guide-get-your-no-face-on/ 10:49 Nick's Labor Day Weekend Surprise 14:20 Main Event - Hyatt comes out swinging https://frequentmiler.boardingarea.com/hyatt-launching-excellent-new-promo-3x-4x-points-plus-double-elite-nights-but-in-an-unexpected-way/ https://frequentmiler.boardingarea.com/hyatt-offering-up-to-25-points-rebate-on-award-nights-free-parking-dining-bonus-points/ https://frequentmiler.boardingarea.com/hacking-hyatt-prive-for-the-win-in-new-york-city/ 32:22 What will the others do? Marriott? Hilton? IHG? 34:25 Post Roast - "Chase Sapphire: What's Next?" 40:17 Question of the Week (or not)

In light of the coming Chase Freedom Flex and enhancements to the Chase Freedom Unlimited, is the Sapphire Reserve the king of the Ultimate Rewards wallet, or should you save money with the lower fee of the Sapphire Preferred or Ink Business Preferred? Greg and Nick discuss that, airline change fee changes, and more. This week's timestamps may be added after publication. Music credit: Annie Yoder

1:02 Mailbag: Nick closes the loop on Capital One and offers Confession Time 7:13 What crazy thing did Citi do this week? https://www.bloomberg.com/news/articles/2020-08-21/bofa-customer-opens-mobile-app-and-finds-an-extra-2-45-billion 9:50 Mattress Running the Numbers: Is the Marriott status challenge worth mattress running? https://frequentmiler.boardingarea.com/marriott-instant-status-match-challenge-from-ihg-hilton-hyatt-and-accor/ https://www.youtube.com/watch?v=WVurTjC6afE&t=1933s 19:28 Main Event: Pandemic Vacation Take 3 https://frequentmiler.boardingarea.com/miraval-berkshires-resort-my-failed-attempt-to-double-dip-deals/ https://frequentmiler.boardingarea.com/madison-beach-hotel-curio-collection-by-hilton-bottom-line-review/ 51:40 Question of the Week: Does opening credit cards affect your insurance rates? Don't forget to like & subscribe for more! Go to www.TheFrequentMiler.com/Subscribe. Music credit: Annie Yoder

00:45 Reader Feedback: Greg's trip to Ventana Big Sur 4:26 What crazy thing did Citi do this week? A $900 million mistake 8:46 Mattress Running the Numbers: Targeted Marriott promotion for a free night cert after one paid night 16:24 Main Event: Searsiously? Did Sears make Citi more valuable? https://frequentmiler.boardingarea.com/on-my-mind-shop-your-way-gift-cards-are-a-big-deal/ https://frequentmiler.boardingarea.com/shop-your-way-gift-cards/ https://frequentmiler.boardingarea.com/citi-double-cash-complete-guide/ 43:24 Post Roast: Greg roasts Nick's ommissions. (Nick roasted Greg during the Main Event) https://frequentmiler.boardingarea.com/the-case-against-citi-thankyou-points-on-nicks-mind/ 52:32 Question of the Week: What is the best credit card for accelerating retirement savings through manufactured spending? Don't forget to like and subscribe! See: TheFrequentMiler.com/Subscribe for our email list, Facebook group, Twitter, etc. See: TheFrequentMiler.com/CardTalk to volunteer for a credit card intervention Music credit for intro/outro: Annie Yoder