The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Feb 24, 2025 • 42min
10 Reasons You Need to Look Poor!
Explore the intriguing concept of 'stealth wealth' as a means to financial stability instead of flaunting riches. Understand how prioritizing saving over spending can lead to true happiness and freedom. Discover the shift from a consumption mindset to one focused on long-term investments. Learn why modesty and meaningful relationships trump superficial displays of wealth. Finally, grasp the critical differences between investing and saving, emphasizing a growth mindset for true financial success.
5 snips
Feb 19, 2025 • 48min
I have $1 Million Should I Sell Stocks and Go ALL IN on Index Funds
Dive into the debate of whether to stick with individual stocks or fully invest in index funds with a million-dollar portfolio. Discover the crucial role of emergency funds and the risks of rising scams. Learn about building a robust investment strategy that prioritizes diversification and customization to meet your financial goals. The discussion also highlights the importance of eliminating high-interest debt before homeownership, as well as navigating the balance between housing costs and job opportunities.
53 snips
Feb 17, 2025 • 57min
12 Biggest Mistakes High Income Earners Make
High-income earners often stumble into financial pitfalls, particularly around tax planning and lifestyle creep. The importance of balancing savings with lifestyle upgrades is discussed, alongside the necessity of estate planning to protect assets. Investing wisely is highlighted, stressing the need for diversification rather than chasing speculative opportunities. Emotional impacts of a frugal mindset are examined, encouraging a shift towards valuing experiences over excessive caution. Generosity is also emphasized, showcasing its role in enriching life beyond mere financial gain.
8 snips
Feb 12, 2025 • 35min
How Much Car Can You Really Afford (By Income!)
Discover how to determine the true affordability of a car based on your income. Unpack the importance of gap insurance and learn to navigate car buying finances with key budgeting insights. Explore how salary ranges influence what you can responsibly spend, and get practical advice on opting for reliable used cars. A free spreadsheet is provided to help you make smarter purchasing decisions, ensuring you keep debt at bay while enhancing your financial stability.
5 snips
Feb 10, 2025 • 40min
What Net Worth Puts You in Upper, Middle, and Lower Class
Discover what net worth classifications determine upper, middle, and lower classes. Explore personal responsibility in managing finances and shifting mindsets toward wealth-building. Uncover strategies for increasing income through salary negotiation and smart investments. Learn about the middle middle class's reliance on home equity for stability. Finally, find out why diversifying wealth and educating future generations are key to achieving lasting financial freedom.
Feb 5, 2025 • 33min
What to Do With $100K: Invest or Keep It Safe?
Discover how to effectively utilize a $100,000 nest egg—should it be invested or kept safe? Dive into the dilemma of investing versus debt management, exploring personal circumstances and professional advice. Learn about establishing accounts for children and the significance of early money management. Stay alert to emerging scams that target your personal data. Plus, navigate the complex landscape of finding the right financial advisor, weighing options between robo-advisors and traditional choices.
6 snips
Feb 3, 2025 • 57min
The 5 Types of Wealth With Sahil Bloom
Sahil Bloom, an author known for his insightful perspective on wealth, explores the five levels of wealth that extend beyond finances. He emphasizes the significance of time, social, and mental wealth, highlighting how personal relationships enhance happiness and well-being. Bloom shares anecdotes illustrating the importance of defining 'enough' in financial terms and using money as a tool for a fulfilling life. His insights encourage listeners to prioritize personal values and genuine connections over material pursuits.
Jan 29, 2025 • 46min
4 Steps to Get Better at Your Job and Make WAY More Money (The Career Quadrant)
Explore four powerful steps to elevate your job performance and income potential. Discover how the 'career quadrant' framework can guide your systematic goal-setting. Learn the importance of building career capital through effective networking and communication skills. Find out how job hopping might significantly boost your salary while aligning your career with your long-term goals. Plus, uncover practical tips for nurturing mentorship and strategic professional relationships!
27 snips
Jan 27, 2025 • 49min
4 Ways to Spend Your Money That Will Skyrocket Happiness
Discover how spending can significantly boost your happiness! Learn the benefits of outsourcing tasks to free up time for what truly matters. Plus, delve into why experiential purchases trump material goods and how saving money can enhance your sense of progress. Uncover the powerful connection between savings, happiness, and generosity—where financial control translates to joy and fulfillment. Get ready to transform your spending habits for a more joyful life!
46 snips
Jan 22, 2025 • 37min
How to Manage Money Like the Top 1%
Discover strategies to manage money like the top 1% by mastering wealth retention with the 20-55 rule. Learn essential budgeting techniques and the importance of emergency funds for long-term success. Explore effective methods for investing through health savings accounts and 401(k) plans. Delve into the psychology of impulse spending and how upbringing influences financial habits. Finally, embrace intentional discretionary spending to enhance personal happiness and enrich your life through meaningful experiences.
