

The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books

Sep 16, 2020 • 19min
How Much Do You Spend on Alcohol?
Episode 19: How Much Do You Spend on Alcohol?In this episode we cover:
The details of this fun-filled experiment
How much you would save if you spend $50 a month
How much you would save if you spend $100 a month
How much you would save if you spend $150-$400 a month
What to do with all that extra cash
RESOURCES:
CIT BANK (Best Savings Account)
Charts
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Learn more about your ad choices. Visit megaphone.fm/adchoices

6 snips
Sep 9, 2020 • 24min
The Super Retirement Account (HSA)
Episode 18: The Super Retirement Account (HSA)In this episode we cover:
What Is A Health Savings Account (HSA)?
HSA Contribution Limits
The HSA Tracking System
How Much Can My Health Savings Account Grow?
Other Massive HSA Benefits
RESOURCES:IRS Publication for what is qualified
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 2, 2020 • 25min
The Cheapest Ways to Become a Millionaire
Episode 17: The Cheapest Ways to Become a Millionaire In this episode we cover:
How to Start a low-cost online business
How to build a website
How to create Niche Sites
How to create amazing FBA products
How to make money online
Want to create your own website? Check out BLUEHOST HERE (Affiliate)See all the examples HereResources in this episode:Blogs
Smart Passive Income
Making Sense of Cents
The Points Guy
Digital Photography School
Niche Sites
Parrot Secrets
Food Truckr
Kitchen Knife Guru
Blender Dude
Amazon Products
Go Yoga (Affiliate)
Savvy Infusion (Affiliate)
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 26, 2020 • 24min
House Hacking: How to Live Rent Free (Seriously!)
Episode 16: House Hacking: How to Live Rent Free In this episode we cover:
What is house hacking
Benefits to house hacking
How to Run the numbers on a house hack
Best House Hacking Properties
Managing Your House Hack
Resources in this episode:
The Book On Managing Rental Properties I recommend (Affiliate Link)
House Hacking Book to Dive Deeper (Affiliate Link)
Mortgage Calculator
How to Buy a House Article
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 19, 2020 • 28min
How to Buy a House (and Have Instant Equity)
Episode 15: How to Buy a House (and Have Instant Equity)In this episode we cover:
The home buying Process
How much you need to save
How much you need for a down payment
How to buy a house and add value
Tips on finding a house that is good for resale
Resources in this episode:
Mortgage Calculator
How to Buy a House Article
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 12, 2020 • 20min
How to Become a 401(k) Millionaire
In this episode we cover:
What is a 401(k)
How much money you need to save each paycheck to be a 401(k) millionaire
How to increase your contributions
Why your employer wants to give you free money
Tips on how to become a 401(k) millionaire
Resources in this episode:
What is a 401(k) Article
Average 401(k) Balance by Age
Charts
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 5, 2020 • 22min
19 Habits of People Who Always Have Money (Save Like The Rich)
Learn practical strategies to save more money like the rich, tips on investing, side-hustles, and how to increase your income. Explore the essential habits for building wealth, saving money, and successful investing. Discover how to find a better retirement plan, avoid comparison-based spending, and increase your savings rate annually.

Jul 29, 2020 • 24min
How To Prevent Lifestyle Creep (Lifestyle Inflation)
Episode 12: How To Prevent Lifestyle Creep In this episode we cover:
What is lifestyle creep (Lifestyle Inflation)
Signs You May Have Fallen Victim to Lifestyle Creep
How to Prevent Lifestyle Creep
Why Lifestyle Creep Can Be Terrible for Your Finances
The Most Common Lifestyle Creep Categories
Resources in this episode:
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 22, 2020 • 21min
5 Ways Rental Properties Will Make You A Real Estate Millionaire
In this episode we cover:
Why Rental Properties are a Fantastic Investment
How to Build Wealth With Rental Properties
Mistakes to Avoid when Investing In Rentals
How to Run The Numbers
The Tax Benefits of Rentals
Resources in this episode:
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 15, 2020 • 32min
If You Keep Saving Your Money You Will Ruin Yourself Financially (For Real!)
Episode 10: If You Keep Saving Your Money You Will Ruin Yourself Financially In this episode we cover:
Why Inflation will eat away at your savings
You Can Never Outwork Your Money
How to Make Your Money Work For You
What to Invest in
Why It’s Not How Much Money You Make
Resources in this episode:
Charts!
M1 Finance Best Place to Invest
Personal Capital Free Wealth Management and Budget App
CIT BANK (Best Savings Account)
Learn more about your ad choices. Visit megaphone.fm/adchoices


