The Personal Finance Podcast

Andrew Giancola
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Sep 16, 2020 • 19min

How Much Do You Spend on Alcohol?

Episode 19: How Much Do You Spend on Alcohol?In this episode we cover:  The details of this fun-filled experiment How much you would save if you spend $50 a month  How much you would save if you spend $100 a month  How much you would save if you spend $150-$400 a month  What to do with all that extra cash  RESOURCES: CIT BANK (Best Savings Account)  Charts M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App  ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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6 snips
Sep 9, 2020 • 24min

The Super Retirement Account (HSA)

Episode 18: The Super Retirement Account (HSA)In this episode we cover:  What Is A Health Savings Account (HSA)?  HSA Contribution Limits The HSA Tracking System  How Much Can My Health Savings Account Grow? Other Massive HSA Benefits  RESOURCES:IRS Publication for what is qualified  M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App  CIT BANK (Best Savings Account)  ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Sep 2, 2020 • 25min

The Cheapest Ways to Become a Millionaire

Episode 17: The Cheapest Ways to Become a Millionaire In this episode we cover:  How to Start a low-cost online business How to build a website How to create Niche Sites How to create amazing FBA products How to make money online  Want to create your own website? Check out BLUEHOST HERE (Affiliate)See all the examples HereResources in this episode:Blogs  Smart Passive Income  Making Sense of Cents  The Points Guy  Digital Photography School Niche Sites  Parrot Secrets  Food Truckr Kitchen Knife Guru Blender Dude Amazon Products  Go Yoga (Affiliate)  Savvy Infusion (Affiliate) M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App  CIT BANK (Best Savings Account)  ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Aug 26, 2020 • 24min

House Hacking: How to Live Rent Free (Seriously!)

Episode 16: House Hacking: How to Live Rent Free In this episode we cover:  What is house hacking  Benefits to house hacking  How to Run the numbers on a house hack  Best House Hacking Properties Managing Your House Hack Resources in this episode: The Book On Managing Rental Properties I recommend (Affiliate Link) House Hacking Book to Dive Deeper (Affiliate Link) Mortgage Calculator How to Buy a House Article M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App  CIT BANK (Best Savings Account)  ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Aug 19, 2020 • 28min

How to Buy a House (and Have Instant Equity)

Episode 15: How to Buy a House (and Have Instant Equity)In this episode we cover:  The home buying Process How much you need to save  How much you need for a down payment  How to buy a house and add value  Tips on finding a house that is good for resale  Resources in this episode: Mortgage Calculator How to Buy a House Article M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices
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Aug 12, 2020 • 20min

How to Become a 401(k) Millionaire

In this episode we cover:  What is a 401(k)  How much money you need to save each paycheck to be a 401(k) millionaire  How to increase your contributions Why your employer wants to give you free money Tips on how to become a 401(k) millionaire Resources in this episode: What is a 401(k) Article Average 401(k) Balance by Age Charts M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices
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Aug 5, 2020 • 22min

19 Habits of People Who Always Have Money (Save Like The Rich)

Learn practical strategies to save more money like the rich, tips on investing, side-hustles, and how to increase your income. Explore the essential habits for building wealth, saving money, and successful investing. Discover how to find a better retirement plan, avoid comparison-based spending, and increase your savings rate annually.
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Jul 29, 2020 • 24min

How To Prevent Lifestyle Creep (Lifestyle Inflation)

Episode 12: How To Prevent Lifestyle Creep In this episode we cover:  What is lifestyle creep (Lifestyle Inflation) Signs You May Have Fallen Victim to Lifestyle Creep  How to Prevent Lifestyle Creep  Why Lifestyle Creep Can Be Terrible for Your Finances The Most Common Lifestyle Creep Categories  Resources in this episode:  M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jul 22, 2020 • 21min

5 Ways Rental Properties Will Make You A Real Estate Millionaire

In this episode we cover:  Why Rental Properties are a Fantastic Investment How to Build Wealth With Rental Properties  Mistakes to Avoid when Investing In Rentals  How to Run The Numbers  The Tax Benefits of Rentals  Resources in this episode:  M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jul 15, 2020 • 32min

If You Keep Saving Your Money You Will Ruin Yourself Financially (For Real!)

Episode 10: If You Keep Saving Your Money You Will Ruin Yourself Financially In this episode we cover:  Why Inflation will eat away at your savings  You Can Never Outwork Your Money  How to Make Your Money Work For You What to Invest in  Why It’s Not How Much Money You Make Resources in this episode:  Charts!  M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices

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