The Personal Finance Podcast

78. 8 Ways to LEGALLY Avoid Paying Taxes Like the Rich (Save 6 figures+ in Taxes!)*** Correction on the HSA Penalty! It is 20% and I stated 10%. "If the money is used for an ineligible expense (whether medical or non-medical), the expenditure will be taxed and, for individuals who are not disabled or over age 65, subject to a 20% tax penalty. If you are 65 or older at the time of withdrawal, then you are free to withdraw money from your HSA for any purpose"We have a YOUTUBE channel! Check it out here! Our Latest Videos: 7 Costly Roth IRA MistakesWhat Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a hold of me!Thank you to Ladder Life Insurance for sponsoring the show! Check them out at ladderlife.com/pfp Thanks to BlockFi for sponsoring the show! Get the all new Bitcoin Rewards Visa card with $25 in free Bitcoin at BlockFi.com/PFP Thanks to ButcherBox For Sponsoring the show! Right now new members get a free turkey with their first box when you head to butcherbox.com/pfp. Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Masterworks for Sponsoring the show! Invest in art at masterworks.io/pfp Thanks to Boll and Branch for Sponsoring the show! Get the best sheets in the world at bollandbranch.com and use promo code PFP.   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  How to use retirement accounts to your advantage.  How to save 6 figures in taxes.  How to Pay $0 in taxes when you sell your house Real Estate Tax Tips  Capital Gains Calculator List of DeductionsEpisodes Mentioned More Episodes You Will Love:  HSA The Super Retirement Account  How to Become a 401(K) Millionaire The Stairway to Wealth  Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

77. What You Should Do With Your Money By Age (Accelerate Your Wealth!)We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!)What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Ladder Life Insurance for sponsoring the show! Check them out at ladderlife.com/pfp Thanks to BlockFi for sponsoring the show! Get the all new Bitcoin Rewards Visa card with $25 in free Bitcoin at BlockFi.com/PFP Thanks to ButcherBox For Sponsoring the show! Right now new members get a free turkey with their first box when you head to butcherbox.com/pfp. Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Masterworks for Sponsoring the show! Invest in art at masterworks.io/pfp Thanks to Boll and Branch for Sponsoring the show! Get the best sheets in the world at bollandbranch.com and use promo code PFP.   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  What to do with your money in your 20’s. How to handle your investments in your 30’s. Should you hedge your risk in the 40's? How to prepare for retirement in your 50’s. Ryan Pineda Couch Flipping VideoEpisodes Mentioned More Episodes You Will Love:  How to Negotiate Your Salary Like a Pro  How to Ask Your Boss for a Raise (and get it!) How to Run the Numbers on a rental Property  How to Buy a House with Only 3.5% Down! (The FHA Loan Explained) If you Control These 3 Expenses You Can Spend Lavishly on Everything Else How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

76. Cryptocurrency 101: Should You Invest In Crypto or Bitcoin? (Or is it a Horrible Investment!?)We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!)What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get a free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Masterworks for Sponsoring the show! Invest in art at masterworks.io/pfp Thanks to ButcherBox For Sponsoring the show! Right now new members get a free turkey with their first box when you head to butcherbox.com/pfp.  Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  Should You Invest in Crypto?  What is Blockchain?  What is Bitcoin? How Much Crypto do I own?  Episodes Mentioned More Episodes You Will Love:  How to Negotiate Your Salary Like a Pro  How to Ask Your Boss for a Raise (and get it!) How to Run the Numbers on a rental Property  How to Buy a House with Only 3.5% Down! (The FHA Loan Explained) If you Control These 3 Expenses You Can Spend Lavishly on Everything Else How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

75. The 10 Commandments of Salary Negotiation (Increase Your Income!)Want to learn the system to negotiate your salary? Here is the EBOOK.  We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!)How Much You Need to Save to Retire (Master Saving Money!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get a free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Masterworks for Sponsoring the show! Invest in art at masterworks.io/pfp  Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  How to systematically negotiate your salary.  How to know when to give information. How to mine for intel during interviews.  How to do the research to make sure your offer is competitive.  Episodes Mentioned More Episodes You Will Love:  How to Negotiate Your Salary Like a Pro  How to Ask Your Boss for a Raise (and get it!) How to Run the Numbers on a Rental Property  How to Buy a House with Only 3.5% Down! (The FHA Loan Explained) If you Control These 3 Expenses You Can Spend Lavishly on Everything Else How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

74. Should You Buy a House in a Red Hot Market?! (The Answer May Surprise You!)We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!)How Much You Need to Save to Retire (Master Saving Money!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get a free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Masterworks for Sponsoring the show! Invest in art at masterworks.io/pfp  Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  How to navigate a hot market.  How much you should spend on a house.  What type of loan you should get.  Do you need to buy a house?  Episodes Mentioned + More Episodes You Will Love:  How to Run the Numbers on a Rental Property  How to Buy a House with Only 3.5% Down! (The FHA Loan Explained) If you Control These 3 Expenses You Can Spend Lavishly on Everything Else How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

73. Index Funds VS. ETFs | Which One Is a Better Investment? We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!)How Much You Need to Save to Retire (Master Saving Money!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  The similarities of Index funds and ETF’s.  The differences between Index funds and ETF’s.  Why mutual funds are for suckers.  Why Index Funds Are King (Plus My Favorite Index Funds!) Why Fees Matter!  5 Best ETF’s Youtube Video! More Episodes You Will Love:  The Stairway to Wealth (Where to Put Your Money In Order!) How to Optimize Your Bank Accounts How to Become a Roth IRA Millionaire How to Become a 401(k) Millionaire Savings Rate Episode! The Fastest Way to pay off Debt  How to Run the Numbers on a Rental Property  How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

72. 14 Ways to Set Your Kids Up To WIN FinanciallyWe have a YOUTUBE channel! Check it out here! Our Latest Videos: How Much You Need to Save to Retire (Master Saving Money!)How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?)Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  How to Teach Your Kids to Save. How to instill good money habits in your kids. How to prepare your kids for adulthood. How to help your kids build a great credit score. More Episodes You Will Love:  The Stairway to Wealth (Where to Put Your Money In Order!) How to Optimize Your Bank Accounts How to Become a Roth IRA Millionaire How to Become a 401(k) Millionaire Savings Rate Episode! Why Index Funds Are King (Plus My Favorite Index Funds!) The Fastest Way to pay off Debt  How to Run the Numbers on a rental Property  How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to achieve early retirement through Barista FIRE, a strategy to retire faster while working part-time. Discover the importance of finding a job you are passionate about, calculating your FIRE number, and optimizing your finances for financial independence. Explore different approaches to wealth building, including investing in index funds and maximizing savings rates.

70. 7 Habits of People With Excellent Credit Scores We launched a Youtube Channel! Check it out here. Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get a free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  How to build a great credit score.  What factors impact your credit score  Why your credit score can save you 6-figures or more! More Episodes You Will Love:  The Stairway to Wealth (Where to Put Your Money In Order!) How to Optimize Your Bank Accounts How to Become a Roth IRA Millionaire How to Become a 401(k) Millionaire Savings Rate Episode! Why Index Funds Are King (Plus My Favorite Index Funds!) The Fastest Way to pay off Debt  How to Run the Numbers on a rental Property  How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.comwww,mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

69. Where To Put Your Short Term Cash (Emergency Fund and House Down Payments!) We launched a Youtube Channel! Check it out here. Master Money on YouTube.Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me. You can also ask questions on TikTok @mastermoneycoSponsors Thank you to Mint Mobile for sponsoring the show! Check them out at mintmobile.com/PFP Thanks to Policygenius for their support! Get free life insurance quotes at Policygenius.com Thanks to our sponsor Manscaped (Manscaped.com) for sponsoring this episode of the podcast. Use code PFP20 at checkout for 20% off + Free Shipping! Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!Today We Discuss:  Should you Invest your short-term savings?  What a CD ladder is.  Money Market Accounts vs High Yield Savings.  Plus much more!  More Episodes You Will Love:  The Stairway to Wealth (Where to Put Your Money In Order!) How to Optimize Your Bank Accounts How to Become a Roth IRA Millionaire How to Become a 401(k) Millionaire Savings Rate Episode! Why Index Funds Are King (Plus My Favorite Index Funds!) The Fastest Way to pay off Debt  How to Run the Numbers on a rental Property  How to Spend Money on Things That Bring You Value (Live Your Best Life!) Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books The Simple Path to Wealth - J L Collins The Millionaire Next Door - Thomas StanleyI Will Teach You To Be Rich - Ramit Sethi Rich Dad Poor Dad - Robert Kiyosaki** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Check us out on social fam! TwitterDollar After Dollar Instagramwww.thepersonalfinancepodcast.comwww.dollarafterdollar.com Learn more about your ad choices. Visit megaphone.fm/adchoices