The Personal Finance Podcast

Andrew Giancola
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Dec 25, 2023 • 50min

The Pros and Cons of The 529 With Sean Mullaney

Discussion on the limitations of the 529 plan for college savings, including strategies for securing financial independence before saving in a 529 plan. Exploring the advantages of taxable accounts over 529 plans for education savings. Examining the use restrictions of the 529 plan and the importance of prioritizing retirement savings. Understanding state tax benefits and exploring third options in financial planning. Addressing fear and conservative planning in financial markets.
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8 snips
Dec 20, 2023 • 32min

The 75 Day Challenge for 2024!

In this episode, the hosts introduce the 75-day challenge for 2024, a combination of fitness and money management to develop positive financial habits. They discuss automating tasks and budgeting methods, emphasize the importance of saving money and paying yourself first, explore the stairway to wealth and tools for saving and investing, and recommend using investing apps like Acorns to round up purchases and invest spare change.
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Dec 18, 2023 • 31min

The Year End Money Checklist! (Make Sure You do This!)

The hosts discuss automating finances and cutting costs, prioritizing spending and tracking net worth, reducing tax liability and completing year-end financial tasks, estate planning and organizing documents, personal finance goals and planning for windfalls, and maintaining cybersecurity.
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5 snips
Dec 13, 2023 • 38min

The Stairway to Wealth 3.0! (The Step-by-Step Order For Your Money)

The podcast discusses the step-by-step order for allocating your money, including resources and influences on personal finance, the importance of an emergency fund, guidelines for buying a house, building a strong financial foundation, and the advantages of investing in a Roth IRA.
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14 snips
Dec 11, 2023 • 36min

33 Life Lessons From Charlie Munger (These Changed My Life!)

Charlie Munger, Warren Buffett's business partner, shares 33 life lessons including the power of seeking wisdom, helping others, and attracting the right people. The podcast also covers learning from mistakes, investing in oneself, finding work you love, and key factors for financial success.
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Dec 6, 2023 • 43min

8 Steps to Budget With Variable Income (And How to See if Your Raise Is A Pay Cut!)- Money Q&A

Learn how to budget with variable income and determine if a raise is actually a pay cut. Explore tools and methods for tracking income and expenses. Understand the importance of baseline expenses and automating savings. Discover the significance of cash position and automating financial tasks. Consider interest rates vs. investment returns and effective communication for negotiating a raise. Find out about fun exercise options like playing pickleball and zone two cardio.
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8 snips
Dec 4, 2023 • 46min

How to Figure Out How Much is ENOUGH with Jordan Grumet

Jordan Grumet discusses the concept of 'enough' in personal finance, beyond just money. Topics include the fallacy of retirement, balancing work and enjoyment, teaching kids financial literacy, understanding purpose in wealth building, and upcoming book releases.
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Nov 29, 2023 • 37min

Should You Take Vacations While Building Wealth? - Money Q&A

This podcast discusses taking vacations while building wealth, the value of prioritizing and budgeting for vacations, and strategies for building wealth and financial independence. It also touches on health topics including vitamins, cold plunges, knee pain prevention, and the benefits of walking backwards as exercise.
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14 snips
Nov 27, 2023 • 25min

How to Become a Retirement Account Millionaire in 2024 (with New Contribution Limits!)

This podcast explores the new contribution limits for retirement accounts in 2024, including the Roth 401k, traditional 401k, Roth IRA, and traditional IRA. It also discusses the benefits of maximizing contributions, explores the flexibility and benefits of the Health Savings Account (HSA), and provides tips on accelerating the path to financial freedom through increased savings rates and retirement account utilization.
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6 snips
Nov 22, 2023 • 50min

Simple Financial Steps with Massive Payoffs with Paul Merriman

Paul Merriman, a financial expert, shares simple steps to have massive payoffs in personal finance. Topics include adding small cap value stocks to your portfolio, investing in oneself, choosing the right business partner, selecting target date retirement funds, and the importance of financial literacy education.

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