
The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Latest episodes

May 10, 2023 • 36min
How to Go from in Debt to Millionaire in 10 Years with George Kamel
In this episode of the Personal Finance Podcast, we're gonna talk to George Campbell on how he got out of $40,000 in debt and became a millionaire in 10 years.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Delete Me: Use Promo Code PFP20 for 20% off!
Connect with George Kamel
Website
Twitter
Instagram
Youtube
Facebook
Podcast
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 8, 2023 • 34min
Boost Your Savings Rate to 20%+ in 5 Easy Steps (Money Q&A)
In this episode of the Personal Finance Podcast, we're gonna give you the five step master plan to talk to your partner about money.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Delete Me: Use Promo Code PFP20 for 20% off!
Links Mentioned in This Episode: Relevant Episodes:
How Much Should You Spend on a Car? (My Answer May Surprise You!)
How You Can Create Life Changing Money Routines (Copy Mine!)
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
Bank:
CIT Bank
Ally Bank
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
‘ Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 3, 2023 • 28min
The 5 Step Master Plan to Talk to Your Spouse or Partner About Money
In this episode of the Personal Finance Podcast, we're gonna give you the five step master plan to talk to your partner about money.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Delete Me: Use Promo Code PFP20 for 20% off!
Links Mentioned in This Episode:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
The Ultimate Guide to Building Generational Wealth PDF
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 1, 2023 • 28min
Should You Max Out Your Roth IRA or HSA? (Money Q&A)
In this episode of the Personal Finance Podcast, we're gonna answer the question, should you max out your Roth IRA or your HSA?How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Delete Me: Use Promo Code PFP20 for 20% off!
Links Mentioned in This Episode:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
The Back Door Roth IRA (How High Earners Can Get Money Into a Roth IRA!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 26, 2023 • 42min
The Complete Guide to Generational Wealth: Part 2 How to Pass Down Generational Wealth
In this episode of the Personal Finance Podcast, we're gonna continue the ultimate guide to Generational Wealth by talking about how to pass on generational wealth.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Delete Me: Use Promo Code PFP20 for 20% off!
Links Mentioned in This Episode:
Trust and Will
How to Protect Your Wealth and Assets With a Will
How to Save for College (The Smart Way!)
The Ultimate Guide to Building Generational Wealth PDF
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 24, 2023 • 51min
The Complete Guide to Generational Wealth Part 1: How to Build Generational Wealth
In this episode of the Personal Finance Podcast, we're gonna give you the ultimate guide to generational wealth.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Delete Me: Use Promo Code PFP20 for 20% off!
Links Mentioned in This Episode: Relevant Episodes:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
How To Teach Your Teenager About Financial Independence With Dan Sheeks
Buy VS. Rent: Is Buying a House a Good Investment?
21 Ways to Invest in Real Estate (8 Ways are Completely Passive!)
How to Create a Bulletproof Wealth Protection Plan
How to Protect Your Finances Online (And Prevent Getting Scammed!)
The Back Door Roth IRA (How High Earners Can Get Money Into a Roth IRA!)
Why Does the Stock Market Go Up?! With Brian Feroldi
Book:
First to a Million: A Teenager’s Guide to Achieving Early Financial Independence
Buy Then Build: How Acquisition Entrepreneurs Outsmart the Startup Game
Other links mentioned:
Green Light
Visual Capitalist: What assets make up wealth
Delete Me: Use Promo Code PFP20 for 20% off!
The Ultimate Guide to Building Generational Wealth PDF
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

4 snips
Apr 19, 2023 • 32min
How Much House Can You Actually Afford (By Income!)
In this episode of the Personal Finance Podcast, we're gonna talk about how much house you can afford by income.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Links Mentioned in This Episode:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
Buy VS. Rent: Is Buying a House a Good Investment?
4 Online Side-Hustles That Can Turn into $1M Businesses!
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 17, 2023 • 37min
The 13 Differences Between Broke, Rich, and Really Rich!
In this episode of the Personal Finance Podcast, we're gonna talk about the 13 differences between broke, rich and really rich.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Links Mentioned in This Episode:
Financial Samurai Blog: The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money
How to Create a Bulletproof Wealth Protection Plan
The Stairway to Wealth (Where to Put Your Money In Order!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 12, 2023 • 37min
The BEST Brokerage Accounts (Plus The Best Cash Back Cards This Year) - Money Q&A
In this episode of Money Q and A, we're gonna talk about the best cashback cards for 2023 and a bunch more.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Links Mentioned in This Episode:
JL Collins Blog
Stacked Book
M1 Finance
The Best Cashback Cards
Chase Freedom Flex
Capital One Quicksilver Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card
Citi Custom Cash℠ Card
Citi® Double Cash Card
Blue Cash Preferred® Card from American Express
Blue Cash Everyday® Card from American Express
New to Credit:Capital One Quicksilver Secured Cash Rewards Credit CardBusiness:Chase Business Ink Cashback Credit CardYoutube
The Complete Guide to VTI (Vanguard Total Stock Market Index ETF)
The Warren Buffett Portfolio: Simplify with Only 2 Index Funds
The 6 Best Charles Schwab Index Funds to Buy and Hold for Life!
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 10, 2023 • 39min
10 Ways to Increase Investment Returns (Do These Now!)
In this episode of the Personal Finance Podcast, we're gonna talk about 10 ways you can increase your investment returns.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Thanks to Ka’Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Hello Fresh: Check out Hello Fresh www.hellofresh.com/pfp50 and use promo code PFP50 for 50% off your first order and free shipping!
Links Mentioned in This Episode:
How to Put Together a Bulletproof Investment Plan (Set it and forget it!)
The Million Dollar Money Decisions You Should Be Focusing On
How to Put Together a Bulletproof Investment Plan (Set it and forget it!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices