
The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Latest episodes

Mar 11, 2024 • 36min
How to Stop Overspending WIth the Reverse Budget (Money Q&A)
In this podcast, they discuss avoiding fund overlap, saving for a wedding, using a reverse budget, and critiquing life insurance products. They also cover efficient investing strategies, hiring solutions, combating impulsive spending, and unmasking cash value life insurance deception.

4 snips
Mar 6, 2024 • 35min
The EXACT Steps You Need to Take To Research and Choose Your 401(K) Investments
Learn about maximizing wealth through 401k investments, the importance of employer matches, and strategies for selecting the right funds. Discover personal finance apps, online checking accounts, and the significance of business partnerships. Dive into detailed analysis of fund performance and top holdings for informed 401k investment decisions

Mar 4, 2024 • 41min
How to Build a Financial Foundation The RIGHT WAY! (Money Q&A)
The podcast covers topics like setting up a financial foundation, paying off credit cards, changing retirement fund aggressiveness, health insurance for barista fire, and more. It also provides resources for mastering money goals, investing, and getting out of debt. With sponsor shoutouts for Shopify, Monarch Money, Fundrise, and Indeed.

6 snips
Feb 28, 2024 • 41min
How To Spend Your Money To Maximize Happiness (By Age!)
Learn how to maximize happiness by age through smart spending decisions. Explore balancing finances for joy, investing in health and relationships, and early investments. Discover the value of convenience and quality of life in your thirties, forties, and fifties. Find out how to optimize spending in your fifties for happiness and well-being.

Feb 26, 2024 • 29min
I Have Too Many Financial Goals How do I Prioritize Them?! - Money Q&A
In this podcast, they discuss prioritizing financial goals, maximizing HSA benefits, utilizing HSAs for retirement planning, budgeting for financial goals, banking services for credit building, securely storing account information, maximizing credit scores, and investing in financial education.

Feb 21, 2024 • 39min
6 Ways to Withdraw Money in Retirement (Can you withdraw More Than 4%?!)
Learn about different strategies for withdrawing money in retirement accounts, including the 4% rule and flexible spending. Explore the ratcheting rule for increased spending and adjusting retirement spending based on market performance. Discover the importance of aligning financial planning with lifestyle and considering self-investment.

Feb 19, 2024 • 43min
I Sold a House for a HUGE GAIN. What NOW?- Money Q&A
The podcast covers topics like selling a house for a huge gain, investing in health care sector funds, diversified investment strategies, navigating student loans, and financial security against scams

14 snips
Feb 14, 2024 • 37min
How to Build Wealth on a Low Income (You Can Do This!)
Learn how to build wealth on a low income through changing mindset, smart investments, and having a spending plan. Explore personal finance apps like Mint and Monarch Money, and the global commerce platform, Shopify. Increase income by acquiring special skills and utilizing sales skills to earn a raise. Automate financial tasks to consistently build wealth over time.

Feb 12, 2024 • 31min
Should You Have The Same Stocks and Bonds Across All Accounts - Money Q&A
This podcast discusses the benefits of consistent asset allocation across different investment accounts, personal finance apps and sponsors, and the benefits and considerations of using robo advisors for automated investing. The speaker ends with commendations, a call to action, and mentions a new podcast called 'All the Hacks'.

4 snips
Feb 7, 2024 • 47min
A Masterclass on Self-Directed IRAs with Kirk Chisholm
Kirk Chisholm provides an overview of self-directed IRAs and shares real-life success and failure stories. He emphasizes the importance of risk management. They discuss the advantages of self-directed IRAs for real estate investing and the process involved. Nuances of investing in property with a self-directed IRA are explored. The meaning of wealth and the power of selfishness are examined. They also explore creating wealth beyond money and unique investing strategies.