InFi: the Future of Finance

Dive into the complexities of money and debt management, where traditional banking clashes with modern innovations like blockchain. Explore Bitcoin's challenge to conventional economic narratives and the evolution of monetary systems. Unpack the concept of money as debt and its ties to Federal Reserve practices. Discover the historical journey from gold-backed currency to today's fiat systems, and see how Ludwig von Mises' insights illuminate Bitcoin's place in the financial landscape. Prepare for a fresh perspective on the future of currency!

Murphy argues that the Intel "deal" is an ominous precedent that will make businesses think twice before locating in the United States. If the goal was to boost the production of defense-sensitive components, it was a terrible move. Related: - https://infineo.ai/69  - https://truthsocial.com/@realDonaldTrump/posts/114987288040725570  - https://newsroom.intel.com/corporate/intel-and-trump-administration-reach-historic-agreement Watch the video version of this episode here: https://youtu.be/RwquvL8NEAQ  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

Responding to a spate of criticism of BlackRock (sic) on social media, Bob gives a qualified defense of the type of business that Blackstone (sic) is engaged in—namely, the institutional purchase of real estate, including single-family homes, and renting them to tenants. Related: -  https://www.blackstone.com/housing  - https://mises.org/mises-daily/did-fed-or-asian-saving-cause-housing-bubble  - https://www.youtube.com/watch?v=WXuZfe9lTMk  Watch the video version of this episode here https://www.youtube.com/watch?v=dR8le9JXQfQ  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

Bob uses a recent Federal Reserve post as the jumping off point to explain the pros and cons of different approaches to capturing the capital gain accruing from revaluing the government's (alleged) stockpiles of gold. Right now, they are valued at $42.22 per troy ounce, which is well below the market rate. But many on social media seem to believe the Fed can create money filling the gap, without causing price pressure. Related: - https://www.federalreserve.gov/econres/notes/feds-notes/official-reserve-revaluations-the-international-experience-20250801.html  - https://cdn.mises.org/understanding_money_mechanics_ with_cover_image_attached.pdf  - https://infineo.ai/a-biz-vs-a-bank-vs-the-fed-part-1-of-3 Watch the video version of this episode here: https://youtu.be/FrXQgbukYCQ  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

Murphy first cites some news items showcasing the Trump Administration's pro-blockchain initiatives, and explains that this will foster even greater institutional adoption. He then explains the long-run economics of Bitcoin adoption, contrasting the different motivations of speculation versus hedging and use as a medium of exchange. Related: - https://infineo.ai/an-upper-bound-on-bitcoins-appreciation  - https://mises.org/mises-daily/worst-recession-25-years  - https://cdn.mises.org/understanding_money _mechanics_with_cover_image_attached.pdf Watch the video version of this episode here: https://youtu.be/QzPtc34t12w  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

Tyler Watts, a Professor at Ferris State University with a PhD in economics, dives deep into the evolution of banking by comparing historical free banking in the pre-Civil War U.S. to today’s stablecoins. He argues that, contrary to popular belief, stablecoins enhance the financial system rather than disrupt it. The discussion touches on the competitive advantages of stablecoins, their role in maintaining consumer trust, and lessons from historical banking failures that inform modern finance. A lively conversation about the potential of a market-driven banking future ensues.

Murphy continues his economic analysis of the GENIUS Act, seeking to answer the question: Does it—as many critics allege—pave the way for a central bank digital currency, or does it protect Americans from such a fate? Related: - https://infineo.ai/97  - https://infineo.ai/98  - https://www.mitrade.com/insights/news/live-news/article-3-933919-20250703  - https://www.youtube.com/watch?v=BNlcjnvzyX4  Watch the video version of this episode here: https://youtu.be/OgwUNuuK4x0  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

In recent commentary, Murphy has said that the GENIUS Act—by imposing 100% reserve requirements on USD stablecoins—is much stricter than the regulations on conventional banks. In this episode, he spells out his argument. Watch the video version of this episode here: https://youtu.be/kQoG-qhL22g  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

Nicki Sanders has worked in the blockchain space since 2015. She is currently leading engineering for Porto, which is Anchorage Digital's institutional self-custody platform. She joins Bob to discuss the GENIUS Act (which recently passed the Senate), its implications for the USD stablecoin industry, and the broader future of tokenized real-world assets. Watch the video version of this episode here: https://youtu.be/ZcnECZJho18  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com     

In the wake of the arguments over the Big Beautiful Bill, Bob walks through a hypothetical fiscal reform to push partisans on the Right to reform their frameworks. Watch the video version of this episode here: https://youtu.be/VAscLqJCJ4w  Related: - https://content.infineo.ai/articles/an-aggressive-plan-for-us-fiscal-reform  - https://www.econlib.org/library/Columns/y2017/Murphysocialsecurity.html  - https://www.econlib.org/library/Columns/y2011/Murphyprivatization.html  - https://mises.org/mises-daily/economics-obamacare  - https://mises.org/podcasts/human-action-podcast/unpacking-document-spells-out-trumps-tariff-strategy  Subscribe to our YouTube channel: https://bit.ly/3XXfmGS  Follow us on Instagram: https://www.instagram.com/infineogroup  Follow us on Twitter: https://www.twitter.com/infineogroup  Learn more about Infineo at: https://www.infineo.io  Audio Production by Podsworth Media - https://podsworth.com