The Financial Samurai Podcast

Everybody can retire when their investment income is enough to cover their basic living expenses. But when it comes to retiring early (before 60), there are different levels of difficulty. The hardest type of early retirement is retiring early while raising adolescent children. Once you have children, you suddenly realize that retiring early without children is like going for a walk in the park. It seems so easy, you wonder why more people don’t get on board! In this episode I discuss subjective and objective reasons why retiring early with children is nearly impossible, followed by some potential solutions. Read more here, https://www.financialsamurai.com/how-to-retire-early-with-kids-a-nearly-impossible-task/ 

Don't make my mortgage refinance mistake that has so far cost me $1,005 in extra interest! Trying to refinance today is a real PITA. It's a bummer because I pride myself on calculating all variables to make the best financial decision.  To read the post and hear a funny joke, click here.

You can take advantage of kinks in the system every day to improve your wealth and quality of life. Don't just sit back passively and wait for your investments to make you wealthy. Also take some action.  Practice identifying arbitrage opportunities to prosper. See the post here. 

Every week, there are a lot of funny things that make me scratch my head and wonder WTF. But it is precisely these funny things that make me so positive and bullish for you and me. Here are three examples that make me go "hmmmm."

Does 1 + 1 = 2 in your marriage? Not according to the government. If you're trying to figure out what combined net worth to shoot for as a couple, here are three frameworks to think about. Don't get mad if you're not there. Get motivated! To read the post and see the charts, click here. 

After reaching my goal of publishing 3X a week for 10 years, I've decided to focus a little bit more on entrepreneurship. The formula of 90% fun / 10% business that got me this far isn't going to take me where I want to go. Once I became a father in 2017, the pressure was on to earn more to take care of my family since my wife doesn't have a full-time job.  To read the post, click here. This podcast is more like a post-mortem of the post. 

As mortgage interest rates tumble, the housing market is becoming more interesting. Inventory is already up in many of the nation's once hottest housing markets, but the average credit score for qualified mortgage borrowers is also at an all-time high. Due to these factors, I don't see a recession as bad as the one we experienced between 2008-2010. Read the post and check out the graphs here.    

Don’t quit before giving your effort a chance to produce amazing results. If you can do one hard thing for 10 years in a row, I'm sure good things are going to happen. Here are some personal thoughts on how you can get to the 10 year mark and achieve your dreams as well. Let's do this! To read the post, click here. 

Getting ahead is very competitive in America. Thanks to living in a capitalist society, we're driven by money, fame, and success. As a result, not everybody can win.  Based on my experiences as a high school tennis coach for the past three years, I realized one of the best life hacks for Americans is to take advantage of Canada. If you have children and want to retire early, this episode is for you.  Read the episode here. 

America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's look at the data from the latest Survey of Consumer Finances by the Federal Reserve and see where we're at.  To read the post and check out all the great graphs see: The Median Net Worth Of Americans Today To subscribe to my Feedly RSS feed click here.