Change Work Life

Questions? Comments? Episode suggestions? Send us a text message!#153 - Rob Dix is the author of The Price Of Money, co-host of The Property Podcast, and one of Britain’s leading finance experts.  He explains how the economy works, ways to protect yourself against rising inflation and how to make better investment decisions.What you'll learn[3:21] Why Rob wrote a book about economics.[5:25] The future of interest rates and investment returns.[6:35] The systemic causes of inflation.[9:12] The correlation between gold and house prices.[11:11] Why inflation is likely to remain higher than we’re used to.[16:17] What causes interest rates to go up.[18:15] The benefits of having a recession.[19:23] Why the days of low-interest rates have ended.[21:21] The possibility of double-digit interest rates.[24:00] How inflation can help individuals.[26:39] Why investment returns will be lower than in recent history.[28:55] Where to hold your cash during a recession.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Episode 26: How property investment can change your life – with Rob Dix of The Property HubJeremy Hunt on Twitter, “Why is inflation high”What is Money, Anyway?, Lyn AldenFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/inflation-interest-rates-and-recession-what-it-means-for-you-and-what-you-can-do-about-it/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#152 - Barney Whiter paid off his mortgage aged 32.  Ten years later he quit his job with an investment portfolio big enough to support himself and his family without ever having to work again.  He explains what life is like as an early retiree, how much money you need to live off your investments, and the steps you can take to make  financial independence a reality.What you'll learn[2:16] What life is like as an early retiree.[5:40] The philosophy behind the FIRE (Financial Independence, Retire Early) movement.[8:16] How much money you need to live off your investments.[12:30] Where to invest your money to reach financial independence.[14:20] Whether you should pay off your mortgage or invest your surplus income.[18:40] How to start learning about financial independence.[19:28] The practical first steps towards financial independence.[22:00] How the maths behind the FIRE movement works.[23:49] How to justify a frugal lifestyle.[29:51] Ways to find happiness without spending money.[32:02] The possibility for low earners to reach FIRE.[36:15] How to know you’ve reached financial independence.[40:18] The pros and cons of putting money into a pension.[43:46] The risks involved in pursuing financial independence.[46:55] How inflation is factored into the FIRE movement.[51:14] Indicators that the FIRE movement is right for you.[54:35] The difficulties of talking to your partner about quitting your job.[57:05] How to avoid scammers in the FIRE community.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Mr Money MustacheMonevatorYour Money Or Your Life, Vicki Robin and Joe DominguezThe Millionaire Next Door, Thomas Stanley and William DankoRetirement Savings: Choosing a Withdrawal Rate That Is Sustainable (the Trinity study)Family ManAtomic Habits, James ClearChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/how-anyone-can-become-financially-independent-and-retire-early/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and T

Questions? Comments? Episode suggestions? Send us a text message!#151 - Amani Roberts is a writer, teacher, DJ, and host of The Amani Experience Podcast.  He explains how he’s turned his passion into a career as a DJ, the transferable skills he’s learned across his career, the importance of building multiple income streams and the power of networking.What you'll learn[2:36] What a chief musical curator does.[5:53] Where limiting thoughts about career possibilities can come from.[6:55] The power of networking to create new career opportunities.[10:18] How to know which jobs will help you progress in your career and the value of mentors.[13:50] How Amani learned about DJ-ing and honed his skills before going full-time.[15:13] How Amani knew it was time to leave his job and DJ full time.[17:10] The challenges of taking the leap, leaving your job and going full-time.[19:13] How friends and family responded to such a drastic career change.[20:49] The amount of time it takes to build a business and make a sustainable income.[22:27] The power of diversifying your income.[26:53] Surprising transferable skills that help in starting a business.[29:20] How the corporate and creative worlds cross over.[31:24] How to stay creative and avoid disillusionment when moving from hobby to job.[36:02] How Armani became a teacher and the benefits it gave him.[42:58] Armani’s goals for the future of his business.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Episode 23: When promotion isn’t all it’s cracked up to be – with Tim DickinsonEpisode 59: Pursuing a creative career to live the life you want – with Katie SullivanThe Artist’s Way, Julia CameronFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/turning-your-creative-passion-into-your-job-without-losing-the-joy/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#150 - Coach and Change Work Life podcast host Jeremy Cline answers your questions about your career change challenges, including whether you should follow your passion, remote working and how to talk to your family about your career change.What you'll learn[1:55] The passion hypothesis and why following your passion can be terrible advice. [8:18] How to tell your family you’re leaving a prestigious career.[10:56] How choosing your work based on the approval of family can lead to resentment.[15:27] How Jeremy is making the transition from lawyer to coach.[18:17] The fears Jeremy had about asking his employer if he could work part-time and how he dealt with them.[21:03] How being coached himself helped Jeremy to figure out that he wanted to coach others.[21:57] Jeremy’s methodology for working out when he can quit his job and go full-time into coaching.[25:57] Ways to keep yourself motivated in your day job while pursuing a new career and looking for growth and development opportunities.[28:37] The benefits and drawbacks of working remotely and how to know if it’s right for you.[32:16] Jeremy’s dream guests to have on the show.[36:29] How to spend 150 minutes a month making yourself happier in your career.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Change Work Life CoachingTwo exercises to help you find career happinessFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/should-i-follow-my-passion-should-i-work-remotely-what-do-i-tell-my-family-ask-me-anything/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#149 - Pete Matthew is a Chartered Financial Planner and the host of Meaningful Money.  He explains the different types of pensions, the best places to put your money for retirement and how to build up a pension pot for when you’re ready to retire.What you'll learn[2:25] How the pandemic has changed the way people think about their finances.[5:40] The two different types of pensions and how they differ from each other.[9:19] Why defined benefit pensions are likely to be phased out.[10:48] How the 2008 crash changed annuities and the idea of a ‘guaranteed income for life’.[14:44] Whether state pensions in the UK have a future.[17:22] The increase of gradual retirement and reducing your hours before retiring completely.[22:37] How to know if you’re ready to retire.[27:37] How much money you should spend when you first retire.[31:25] How to figure out what you need to retire.[35:25] Where to put your money for retirement.[39:00] What to do if you haven’t started a pension yet.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Episode 27: Money matters: how to finance a career change – with Pete Matthew of Meaningful MoneyBeyond the 4% Rule, Abraham OkusanyaChanging Gear, Jan Hall and Jon StokesEpisode 82: What are you earning for anyway? The role of money and wealth in achieving life harmony - with Joseph Kuo of Abundance Wealth PlanningFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/will-i-be-able-to-afford-to-retire-how-to-plan-for-a-financially-secure-retirement-even-if-its-years-away/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#148 - Dr. Kyle Elliott is a career and interview coach and award-winning job search expert.  He explains how you can identify your own unique selling proposition, find the right job that fits your interests, and distinguish yourself from hundreds of other applicants.What you'll learn[2:35] How Kyle started his coaching career on Fiverr.[4:22] What a unique selling proposition is and why it’s so important.[6:18] How to find the jobs you’re most suitable for.[7:24] How to find your own uniqueness.[17:05] How to take your unique points and turn them into a unique selling proposition.[21:25] Ways you can sell yourself in your CV.[22:43] How to express to an employer what your unique selling points are.[24:25] Ways to stand out amongst hundreds of applications.[27:00] What to do if your skills differ from the role you’re applying for.[29:25] How you can use your USP to find the right job for you.[33:14] How long you should spend finding your USPs.[34:40] How to get comfortable talking about yourself.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Fiverr“What did you do as a child that made the hours pass like minutes?  Herein lies the key to your earthly pursuits”, Carl JungChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/whats-your-unique-selling-proposition/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#147 - Viviane Freitas was an architect before she started a new career in marketing from scratch, all in an attempt to make her life happier.  She explains how she knew changing careers was the right move, the first steps to breaking into a new industry and how to overcome the fear of starting again in your career from scratch.What you'll learn[4:32] Common responses friends and family make when they learn that you want to change your career.[9:25] The problem with working in the wrong career.[10:49] How to find the type of career that’s right for you.[19:39] How to reach out to strangers to ask about careers you  might be interested in.[21:33] What to ask professionals that are in industries you’re interested in working in.[22:28] The first steps to breaking into a new industry.[27:24] How to overcome the fear of starting your career from scratch.[29:05] How a coach can help you both before and after you’re career change.[37:46] What to do if you’re considering a career change but are worried about starting over.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Joana Orvalho career coachEpisode 8: No Education? No Experience? No Problem! – with Austin Belcak of Cultivated CultureHubspotUdemyDomestikaChartered Institute of Marketing (CIM)What Color Is Your Parachute, Richard N BollesBecoming, Michelle ObamaChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/changing-career-and-starting-all-over-again/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#146 - Amie-Jo Buckland went from being a cleaner to buying her own franchise of Time For You Domestic Cleaning.  She explains the process of buying a franchise, the benefits it has compared to starting a business from scratch and how becoming a franchise owner helped her create a better work-life balance.What you'll learn[4:14] The difference between running a cleaning franchise and working as a cleaner.[5:11] The day-to-day of running a cleaning franchise.[7:50] What a franchise is.[8:36] The benefits to companies of expanding their businesses through franchises.[9:22] What it means to buy a franchise.[10:13] The benefits of owning your own franchise.[11:50] The process of joining a franchise.[15:20] The amount of support you get from your franchisor.[16:17] What a business plan covers.[17:26] Common fears and doubts when starting a franchise.[19:00] What you get for your money when buying into a franchise.[23:30] What the relationship between franchise owner and franchisor is like.[25:26] How much freedom you get as a franchise owner.[27:02] The advantages of buying a franchise instead of starting a business from scratch.[28:03] The disadvantages of buying a franchise.[29:50] The risk of others damaging your reputation.[31:44] The different exit possibilities for franchise owners.[33:55] The work-life balance owning a franchise gives you.[33:15] The challenges of recruiting quality staff.[36:23] How to find a franchise that works for you.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):WorkplaceMichelle ObamaChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/buying-a-franchise-and-starting-a-business-without-starting-from-scratch/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#145 - Neurologist and Brain Ops Group co-founder Dr Mary Rensel explains how you can optimise your brain health, improve your performance and increase your confidence and resilience.What you'll learn[4:03] What optimising your brain means.[5:29] How optimising your brain improves productivity and other areas of your life.[6:24] The changes you can expect from taking steps to optimise your  brain.[7:34] What “resiliency” means and why it’s so important.[9:48] The confidence healthy lifestyle actions give you.[11:16] Different healthy lifestyle actions that help look after your brain.[13:58] Diets that help maintain brain function.[15:53] How sleep deprivation affects the brain.[17:06] How movement affects blood flow to the brain.[18:25] How the people around you contribute to your brain activity and life expectancy.[22:25] The effect social connections have on your brain.[24:51] How big your social network should be.[26:41] What emotional processing is and how to practise emotional awareness.[31:01] Why your brain is more sensitive when you first wake up.[32:35] How to get yourself out of a mid-afternoon slump.[34:49] How employers can help support their employee's mental well-being.[36:18] The first steps to improving your brain health.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Big Potential, Shawn AchorThe Infinite Game, Simon SinekFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/how-to-optimise-your-brain-and-improve-your-performance/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Questions? Comments? Episode suggestions? Send us a text message!#144 - Tina Neve is a career coach and counsellor and the founder of Human Decisions. She explains the rights you have when being made redundant, how to negotiate for a better redundancy package and how you can make redundancy a positive part of your career.What you'll learn[2:24] How counselling can complement coaching.[7:34] The rights you have in the UK if you’re being made redundant.[8:29] How redundancy differs from other forms of dismissal.[10:24] Traps you should avoid when going through a redundancy process.[12:40] The value of keeping documentation of redundancy procedures.[15:08] How to approach alternative employment your employer offers you as a result of redundancy.[17:19] What compromise agreements are and how they work.[18:19] How to know if you can leverage your redundancy payout.[23:18] The benefits of taking legal advice around your redundancy.[25:48] What can be negotiated in a redundancy settlement.[29:40] How to know if you should discuss your redundancy details with colleagues.[33:54] What you should do if you get made redundant.[39:17] How to approach a career change in a time-efficient way.[43:38] How to avoid panicking when looking for a new job.[48:44] How to respond to employers asking why you were made redundant.[52:52] How to get mentorship or coaching without spending lots of money.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Working Identity, Herminia IbarraSmart Growth, Whitney JohnsonFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/redundancy-how-to-bounce-back-and-come-out-fighting-when-you-lose-your-job/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.