OneUp Project

In this episode, we explore practical tips and strategies to help you "get ahead" financially. While the phrase "get ahead" often implies financial success compared to others as the ultimate goal, this discussion focuses on improving your own financial situation, no matter where you are starting from. The tips provided are designed to be adaptable, acknowledging that everyone's financial journey is different. Let me know if you have any to add - enjoy!What we discuss:How to assess your current financial seasonHow to align spending habits with long-term financial goals.How to identify and address specific financial challenges.Why you should be optimising available resources and assistance programs.Adjust rather than eliminate expenses (insurance, debt, subscriptions).Explore creative saving methods, such as round-up savings apps and cashback programs.Consider investment assets (e.g., saving for a house or building an investment portfolio) and when to consider them.Other episodes mentioned:Freelancing vs being employed: Pros and ConsHow to create a financial planHow to build financial foundations: A blueprintKeen to learn more about personal growth, career and money?  Find me on Instagram or Tik Tok  Want to achieve your financial goals?  Use my financial planner here  Thanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.  Want to get in touch directly?  sarah@theoneupproject.nz  DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

How lucky were we to have HR, leadership and career expert and consultant, Shelley Johnson on the podcast to share every practical tool and pathway to finding a career that is meaningful to you! Plus a dive into my own career journey and why some things worked and others didn't.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 74 is from the episode - "How to be BOLD in your Career & become a Great Leader".Listen to the full episode on Spotify or Apple Podcasts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

One of my biggest weaknesses exists in the way I compare myself to others, but NO MORE. I have actively worked on techniques to harness where comparison comes from and how to use it as a tool for growth and success. I want to share my story with you in the hopes that we can stop resisting self comparison, acknolwedge it as a natural thing and use it in the most productive way possible - let's go!What we discuss:Understanding Self-Comparison: What it is and why we do it.Biological and Social Roots: The natural basis of comparing ourselves to others.Cultural Perspectives: How different cultures influence our standards of success.Positive vs. Negative Comparison: Managing the emotional impact of self-comparison.Practical Strategies: Techniques to use self-comparison constructively.Keen to learn more about personal growth, career and money?  Find me on Instagram or Tik Tok  Want to achieve your financial goals?  Use my financial planner here  Thanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.  Want to get in touch directly?  sarah@theoneupproject.nz  DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Financial foundations are KEY, so lets discuss one of the most important ones today.. The emergency fund.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 73 is from the episode - "Building Strong Financial Foundations - A Blueprint for Starting Fresh".Listen to the full episode on Spotify or Apple Podcasts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Getrude Matshe is a dynamic leader, celebrated author, and dedicated philanthropist renowned for her embodiment of Ubuntu and her commitment to uplifting others. Her journey began in Norway in 1989, transitioning from a background in IT to founding successful businesses across diverse industries after immigrating to New Zealand in 2001.She is also the founder of HerStory Circle, a global women's empowerment organisation, and passionately helps people achieve their full potential through her insightful talks and community initiatives. Getrude is a one of a kind woman! You need to listen to this episode.What we discuss:Explanation of the concept of Ubuntu.How Ubuntu influences Getrude’s worldview and work.Significant personal experiences that shaped Getrude's understanding and embodiment of Ubuntu.Stories of overcoming adversity and finding joy and purpose.How empathy and collaboration lead to more effective solutions to global problems.Examples of Ubuntu in action in Getrude’s life and work.Discussion on whether social media is leading to greater feelings of loneliness and isolation.Advice for young women struggling to find and tell their own stories.Visit the HerStory Circle website to learn more about their initiatives. Get in touch with Getrude here.Keen to learn more about personal growth, career and money?  Find me on Instagram or Tik Tok  Want to achieve your financial goals?  Use my financial planner here  Thanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.  Want to get in touch directly?  sarah@theoneupproject.nz  DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Ritu Saxena is a career coach and founder of Project Upgrade Her on a mission to empower corporate women with actionable strategies to build their confidence and skyrocket their career success! Ritu has one of the most empowering stories I have heard around coming to a new country with nothing and working from the ground up to build a community and career success. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 72 is from the episode - "Building a Career in a New Country & Navigating Imposter Syndrome".Listen to the full episode on Spotify or Apple Podcasts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Today, I dive into my life as a digital nomad, 'thriving' in remote work and non-traditional job structures for over two years. I'll share my unique journey of traveling in and out of Aotearoa, embracing the freedoms and navigating the challenges that come with this lifestyle.What we discuss in this episode:An overview of my remote work journey and the unprecedented level of freedom it offers.A balanced discussion on the pros and cons of being a digital nomad, including the joys of travel and the struggles with loneliness and isolation.Practical advice on securing remote roles and designing a freelance or contracting career.Reflections on finding joy in both big adventures and simple moments, and a deep appreciation for Aotearoa.Keen to learn more about personal growth, career and money?  Find me on Instagram or Tik Tok  Want to achieve your financial goals?  Use my financial planner here  Thanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.  Want to get in touch directly?  sarah@theoneupproject.nz  DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

How lucky were we to have HR, leadership and career expert and consultant, Shelley Johnson on the podcast to share every practical tool and pathway to finding a career that is meaningful to you! Plus a dive into my own career journey and why some things worked and others didn't.At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 71 is from the episode - "How to be BOLD in your Career & become a Great Leader".Listen to the full episode on Spotify or Apple Podcasts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

I had the pleasure of interviewing Mon and Ryan, an Aussie couple who moved to Germany through the pandemic, who both LOVE travel. Despite working the traditional 9-to-5 grind, they’ve managed to carve out a life filled with travel and exploration, all while navigating the challenges of moving abroad.My sincerest apologies for the ‘variety’ let’s say of audio in this episode.. Unfortunately it didn’t sound as stark while recording and only in the editing - as always though, the content keeps it worth it ;)What we discuss in this episode:Moving from Australia to Germany during the pandemic and the reasons behind the move.How their passion for travel was nurtured throughout their lives.Comparing the cost of living in Germany versus Australia.Accessibility and ease of traveling through Europe.Common mistakes travelers make that lead to higher costs.Surprising travel hacks that save money.Financial preparation tips for an upcoming trip to Europe.Balancing societal expectations with personal desires to travel, move countries, build careers, invest, and save money.Follow the pairs journey here!Keen to learn more about personal growth, career and money?  Find me on Instagram or Tik Tok  Want to achieve your financial goals?  Use my financial planner here  Thanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.  Want to get in touch directly?  sarah@theoneupproject.nz  DISCLAIMER: The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Kate Gatfield-Jeffries is a women of influence and a person thinking creatively about how to enable more women to live life without limits. Moodi exists to create science-backed blends that elevate your wellness and cater to the gaps where women have often been forgotten. At OneUp we believe in being curious and taking a little bit of value from everyone, so welcome to the breadcrumb series. Where we get bite sized amounts of previous episodes and can hear a new perspective in less than 5 minutes. Breadcrumb 70 is from the episode - "Championing Intersectional Diversity through Wellness Supplements w/ Moodi". Listen to the full episode on Spotify or Apple Podcasts.Keen to learn more about personal growth, career and money? Find me on Instagram or Tik TokWant to achieve your financial goals?Use my financial planner hereThanks so much for your support and listening it means so much to me. Please leave a rating or review if you’re enjoying and we will chat in the next episode.Want to get in touch directly?sarah@theoneupproject.nzDISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.