Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Sign up for EveryDollar today. Create a free budget!Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime.Next Steps·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms.·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance.·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.Offers From Today's SponsorsThis episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney. Today’s Happy Hour Special:🍸 Black Widow Ingredients:·      1 ounce vodka·      2 ounces Chambord raspberry liqueur·      1/2 teaspoon activated charcoal powder·      1 teaspoon lime juice·      1 teaspoon simple syrup·      2 dashes Peychaud’s bitters·      2-3 BlackberriesInstructions:Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget! Sign up for EveryDollar today. If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own.Next Steps·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions dot com.·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.An Offer From Today's Sponsor This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan now .Today’s Happy Hour Special:🍸 Margarita MocktailRecipe: Sugar and CharmIngredients:·      1 ounce lime juice·      1 ounce lemon juice·     1 ounce simple syrup·      3 ounces club soda·      Himalayan pink salt·      4 ice cubesInstructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel.Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the process.Next Steps·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Offers From Today's SponsorsThis episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.  🙌 Today’s Happy Hour Special 🍸 Chai White RussianRecipe: Cocktailwave.comIngredients:·      2 ounces vodka·      1 ounce coffee liqueur·      2 bags chai tea·      1 ounce creamInstructions: Brew a strong cup of chai tea and let it cool. Stir together with vodka and coffee liqueur. Top with cream and stir gently.Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget.Next Steps·      📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives. ·      💵 Start budgeting today! Go to everydollar.com/smartmoney to get $15 off the premium version of EveryDollar. ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.Today’s Happy Hour Special 🍸 Paper PlaneRecipe: Liquor.comIngredients:·      3/4 ounce bourbon·      3/4 ounce Aperol·      3/4 ounce Amaro Nonino Quintessentia·      3/4 ounce lemon juice, freshly squeezed·      IceInstructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass.   Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget. Sign up for EveryDollar today!You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time.Next Steps📗 Order George Kamel’s new book, Breaking Free From Broke. https://store.ramseysolutions.com  📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  Today’s Happy Hour Special ☕️ The BEST Espresso Martini Mocktail Recipe: Entirely Elizabeth Ingredients:-       4 ounces cold brew concentrate-       2 ounces heavy whipping cream-       2 ounces simple syrup-       1/4 teaspoon vanilla extract-       1 pinch of salt-       1 tablespoon cocoa powder-       2 coffee beans-       Ice Instructions: Add cold brew concentrate, heavy whipping cream, simple syrup, vanilla extract and salt to a cocktail mixer and shake with ice. Coat the rim of a glass with simple syrup and cocoa powder. Pour coffee mixture into the glass. Garnish with coffee beans on top. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget!We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run!Next Steps·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.➡️ Don’t miss out on the tax deductions you qualify for—get help from a pro.·      💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.Today’s Happy Hour Special: 🍸 Dirty ShirleyRecipe: New York Times CookingIngredients:·      2 ounces vodka·      1 ounce grenadine·      8 ounces Sprite·      1 maraschino cherry·      IceInstructions: Fill a glass with ice. Add vodka and grenadine. Top with Sprite and garnish with a maraschino cherry.Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget! Sign up for EveryDollar today. Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.   Next Steps·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.Today’s Happy Hour Special 🍸 Corpse Reviver No. 2 Recipe: Difford’s GuideIngredients:·      3/4 ounce gin·      3/4 ounce triple sec·      3/4 ounce Lillet Blanc·      3/4 ounce fresh lemon juice·      2 dashes absinthe·      IceInstructions: Shake all ingredients with ice and fine strain into a chilled glass.Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover America's saving attitudes as Rachel and George discuss justifications for dipping into savings. They explore soft savings and budget trends post-COVID, emphasizing emergency funds and long-term financial security. The hosts share personal spending habits, online shopping triggers, and the importance of consistent saving.

Discover the hidden costs of 'harmless' purchases draining your bank account while balancing treats and financial leaks. Hear about personal indulgences like foot massages, book shopping, fancy soap, and gaming expenses. Learn how to shift from surviving to thriving financially and enjoy sweet guilty pleasures like gluten-free snacks and rich dessert drinks.

💵 Sign up for EveryDollar today. Create a free budget! Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world.Next Steps·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.Today’s Happy Hour Special 🍸 Grapefruit Jalapeño MocktailRecipe: Allianna's Kitchen Grapefruit MocktailIngredients:·      1 cup grapefruit juice·      1 cup club soda·      1/2 small jalapeño·      1 teaspoon lime juice·      Ice Instructions: Mix grapefruit juice, lime juice and club soda in a glass. Add ice. Garnish with 2–5 jalapeño slices, stir and serve. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices