

Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Episodes
Mentioned books

Dec 8, 2022 • 29min
Son of a Nutcracker! Hidden Money Messages in Classic Christmas Movies
Christmas movies are gifts that keep on . . . giving us money lessons? 🤔🎄💰 Rachel and George break down the hidden financial wisdom in all your favorites, from It’s a Wonderful Life to Reese Witherspoon and Vince Vaughn’s Four Christmases. In This Episode: · Rachel’s best Mr. Narwhal impression (“Byyyye, Buddy . . .” 👋🏼)· The Christmas classic George completely missed out on as a child· The wild celeb generosity stories getting us in a giving moodHelpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Vanilla Chai White Russian (From Half-Baked Harvest)· 2 ounces vodka· 1 1/2 ounces Kahlua· 2 ounces vanilla chai syrup (see recipe below)· 1–2 ounces heavy cream· 1 cinnamon stick (for garnish) Fill a glass with ice. Add vodka, Kahlua and vanilla chai syrup. Give it a gentle stir. Add the heavy cream. Give it one more gentle stir. Garnish with a cinnamon stick and enjoy your cup of Christmas cheer! Vanilla Chai Syrup· 4 chai tea bags· 1/3 cup honey· 1 teaspoon vanilla extract· 1 cup water Bring water to a boil. Remove from heat, add tea bags, and let steep for 10 minutes. Pull those tea bags out and pour in the honey. Bring the new honey-tea mixture to a boil on high heat for 3–5 minutes. Remove from heat, stir in vanilla and let it cool. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 1, 2022 • 33min
Love Is Blind’s Best (and Most Cringeworthy) Money Lessons
Whether you know what the “clementine controversy” is or not, there are still plenty of money lessons to learn from Netflix’s reality megahit Love Is Blind! 😍 Listen in as Rachel and George serve up a candid play-by-play of the show’s best money moments. In This Episode: · Love Is Blind’s most outrageous money confessions and conversations· The number one Love Is Blind cast member Rachel is dying to invite to happy hour· The only reason Rachel and George would ever recommend a prenupHelpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: A Classic Glass of Red Wine 🍷 · 5 ounces Epicuro Aglianico (Italian Red Blend, Available at Trader Joe’s)Pour and serve––preferably into a replica of Love Is Blind’s famous gold glasses! ❤️ Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 24, 2022 • 23min
Safe Thanksgiving Conversation Starters (Plus How to Survive Black Friday)
Cringey family convos with a side of dry turkey? 😵💫 No thanks! Rachel and George invite Dr. John Delony to happy hour so we can all learn to ask better (and safer) questions this holiday season. In This Episode: · George’s delicious Middle Eastern alternative to sweet potato casserole· Actual questions you can use to start fun, friendly conversations with family· Why those infamous Black Friday deals may be better than ever this year Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The “Not Terrible” Sparkling Rosemary Grapefruit Mocktail· 4 ounces grapefruit juice· 2 ounces sparkling water· 1 sprig rosemary· Grapefruit wedgeMuddle fresh rosemary in the bottom of a tall glass. (Bonus: Pause for some aromatherapy!) Fill glass with ice. Pour in grapefruit juice and sparkling water. Garnish with a grapefruit wedge. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 17, 2022 • 26min
We Confess Our Biggest Money Mistakes (LIVE From Dallas)
Join as Rachel Cruze and George Kamel host Smart Money Happy Hour LIVE for the first time ever! From the SMART Conference stage in Dallas, Texas, find out which common (and costly) money mistakes get the best of us and our favorite celebs. In This Episode: · A rousing game of Put a Finger Down with the audience· The seven-figure secret Ryan Reynolds kept from his wife· George’s not-so-guilty pleasure and why Rachel’s probably a better human being Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Paloma Mocktail:1/4 cup grapefruit juiceJuice from half a lime1/2 cup Topo Chico (or other sparkling water)Optional: 1 ounce tequilaSteps for Paloma Mocktail: 1. Pour the grapefruit juice, lime juice and Topo Chico over ice.2. Stir about 20 seconds, top with a lime wedge, and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 10, 2022 • 36min
Are Celeb Products Worth the Hype? (Why We’re ALL Shopping Under Their *Influence*)
Vinyl, skin care and tequila, oh my! Rachel and George spill their thoughts on celeb products, cool kid brands and how to swap FOMO for JOMO (the joy of missing out). In This Episode: · The iconic first CDs Rachel and George bought with their own money· A casual battle of celebrity tequilas· The brilliant question Rachel asks herself to stop a spending spiral Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: El Diablo· 1 1/2 ounces tequila· 1/2 ounce crème de cassis· 1/2 ounce lime juice· 3 ounces ginger beerFill a shaker with ice. Add tequila, crème de cassis and lime juice. Do a little dance until sufficiently mixed. Strain over fresh ice and top with ginger beer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 3, 2022 • 29min
Scroll With Caution! How to Spot Bad Money Advice on Social
Social media money advice? It can get a little sus. 🤨 Join Rachel and George as they sip, scroll and share candid reactions to the wild world of #FinTok (Financial TikTok)! Plus, they’ll share pro tips for sorting the good advice from the bad. In This Episode: 🚩 Red flags to look for when influencers and celebs share “financial advice”🚩 The product Kim Kardashian can’t promote for the next three years🚩 George’s hot take on who should have sung “Listen to Your Heart” Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Espresso Marti-No· 2 ounces Seedlip Spice 94 (nonalcoholic spirit)· 2 ounces cold brew concentrate· 1/2 ounce simple syrupPour Spice 94, cold brew and simple syrup over ice in a shaker. Shake for 20 seconds. Strain into a fancy glass (#KamelCoupeClub) and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 27, 2022 • 33min
Your Permission to Be Shamelessly Bougie (and How to Afford It)
We’re flying first class today, friends. Join as Rachel Cruze and George Kamel get vulnerable about their bougiest habits (on a budget), give their candid thoughts on what the rich and famous shamelessly spend and save on, and reveal their personal wealth-building plans. In This Episode: · The answer to who’s bougier—Rachel or George—plus the hard-hitting evidence· Why we low-key respect Celine Dion for dropping millions on this· The proven wealth-building plan that actually gives you permission to spend Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: French 75:1 1/2 ounces gin3/4 ounce lemon Juice3/4 ounce simple syrup2 ounces champagneOptional: long spiral lemon twistSteps for French 75:1. Combine gin, lemon juice and simple syrup in a cocktail shaker. Fill shaker with ice, cover, and shake vigorously until outside of shaker is cold (about 20 seconds).2. Strain cocktail through a strainer or slotted spoon into a glass (preferably, a large flute). Top with champagne, garnish with lemon twist if desired, and sip away! Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 20, 2022 • 39min
The True Cost of Being on Reality TV (And Why You Should Care)
Fill up your Stanley cup, friends—things are about to get spicy! Join Rachel Cruze and George Kamel as they talk trash TV, why being on The Bachelor will make you broke, and the financial strategy reality stars should use if they win big. In This Episode: · Why the Real Housewives stars are actually business ninjas· Which reality shows George and Rachel would consider appearing on· How to build wealth—and not blow through cash—when receiving a lump sum of moneyHelpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Spicy Margarita:2 ounces of blanco tequila1/2 ounce triple sec1 1/2 ounces fresh lime juice (2 limes)1/2 ounce jalapeno simple syrupLime wedges and sliced jalapenos (for garnish)Optional: Tajin or salt for rimJalapeno Simple Syrup:1 cup water1 1/2 cups brown sugar1/2 cup granulated sugar2 jalapeno peppers, rinsed and slicedSteps for Margarita:1. Add tequila, triple sec, lime juice and simple syrup into a cocktail shaker with ice. Cover and shake vigorously until the outside of the shaker is very cold (about 30–40 seconds).2. Place salt or Tajin on a small plate, rub the rim of a glass with a lime wedge, then dip the glass rim into the salt to coat.3. Fill the glass with ice, pour in margarita, garnish with lime wedge and jalapeno slice, and enjoy!Steps for Simple Syrup:1. In a saucepan over medium-high heat, bring the water to a boil and add the sugars. Stir constantly until the sugar is dissolved.2. Add jalapeno slices to the pan. Reduce heat and simmer three minutes, stirring frequently.3. Remove from heat and let the syrup steep for 20 minutes. 4. Strain through a fine mesh strainer to remove the pepper slices and seeds.5. Mix into drinks!*Store extra syrup in a sealed container and refrigerate. This should last in your fridge for a month, or you can store it in a freezer bag or ice cube tray and freeze it for a year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 13, 2022 • 38min
Guilt-Tipping: How to Deal With an Absurd Tipping Culture
Do you want to leave a tip with that . . . and that . . . and also that? Rachel and George talk current tipping trends giving Americans anxiety and why true generosity can’t be forced. In This Episode: · The craziest places we’re being asked to tip (um, the drive-through?)· How to get that “giver’s glow” when leaving gratuity· The mortifying moment that made George give up waiting tables for life Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!· Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices· Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Manhattan· 2 ounces rye whiskey · 1 ounce sweet vermouth· 1 dash Angostura bitters· Brandied cherry (optional) Fill a cocktail shaker with ice. Add rye whiskey, sweet vermouth and bitters. Shake and strain into a coupe glass. Top with a brandied cherry. Take a sip–and tip yourself with a pat on the back for saving money today! 😊 Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 6, 2022 • 30min
Disney Adults, Disney Trauma, and How They Priced Out the Middle Class
Join Rachel Cruze and George Kamel as they talk price hikes, megafandom, and insider savings tips for the most magical (and arguably expensive) place on earth: Disney World. In This Episode: · What it really costs the average family to take on Disney World· A shameless testimony from a real-life Disney adult· Why Disney execs are okay with pricing out the middle class Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! This Week’s Happy Hour Special: Spiced Cider· 8 ounces apple cider· 1 cinnamon stick· 1 ounce rum (optional) Heat apple cider until slightly steamy. Stir in a cinnamon stick and—if you’re feeling a little something extra—an ounce of rum. Cheers!Learn more about your ad choices. Ad Choices | Megaphone by SpotifyRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices


