Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network
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Feb 2, 2023 • 37min

“Spare” Change: Prince Harry’s 8-Figure Book Deal (and Our Takeaways)

Rachel and George are here to unpack Prince Harry’s tell-all memoir, Spare. Find out if Meghan is really to blame for all the drama, whether or not Harry is a fan of The Crown, and what multimillion-dollar celebrity book deals have to do with you. In This Episode:                                                       ·      Spare or Snare—Rachel quizzes George on Prince Harry trivia·      The magic dollar amount Rachel and George would charge to spill their tea·      How to avoid major regret when making money decisions involving family Helpful Resources:   ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·      Be entered to win a $100 Visa gift card when you take our listener survey: https://survey.alchemer.com/s3/7014625/cf367876c335·      Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    ·      Learn more about your ad choices. https://www.megaphone.fm/adchoices  ·      Ramsey Solutions Privacy Policy   This Week’s Happy Hour Special: Paloma Hermosa 1 egg white1 1/2 ounces white tequila1/2 ounce St-Germain elderflower liqueur1/2 ounce grapefruit juice1/2 ounce agave nectar1 lime wedge In a cocktail shaker filled with ice, add the egg white. Give it a good shake until the egg white turns into froth, then add in tequila, St-Germain elderflower liqueur, grapefruit juice and agave nectar. Pour the cocktail into chilled glass with ice, garnish with fresh lime, and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 26, 2023 • 36min

What “Bennifer” and Other Power Couples Prove About Money

Some things––and people––are just better together! (Tomdaya, anyone? 😍) Rachel and George ask what defines a power couple and why unity is such a key ingredient in building wealth. In This Episode:  ·     An Urban Dictionary definition that actually feels spot on 🎯·     What a sourdough starter and a Tamagotchi have in common·     The rise of the “dinkwad”—and no, that’s not an insult 👰‍♀️🐶🤵‍♂️Helpful Resources:  ·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special:  Cherry Limeade Mocktail 🍒 6 ounces Sparkling Ice® (black cherry) 1 ounce lime juice Sonic-style ice  Swing by Sonic and get a 10-pound bag of fancy ice for $3.50. When you get home, fill a highball glass with your newly acquired ice. Pour in black cherry Sparkling Ice®. Top with lime juice and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 19, 2023 • 33min

The Pink Tax: Does Life Really Cost More for Women?

A red and blue debate in this episode? No thanks. Pink? Absolutely! 💕 Rachel Cruze and George Kamel discuss the pink tax and investigate other gender-related price differences in everyday products. In This Episode:  ·      Why women are spending $40K more than men by age 30·      Male versus female price comparisons (including haircuts, deodorant, razors and more!)·      Rachel and George propose new taxes they think would be fairer than the pink tax Helpful Resources:  ·      Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. ·      Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·      Learn more about your ad choices. https://www.megaphone.fm/adchoices  ·      Ramsey Solutions Privacy Policy   This Week’s Happy Hour Special:  The Pink Señorita Margarita 4 ounces tequila 4 ounces grapefruit juice 1 ounce simple syrup Splash of cranberry juice Fresh mint for garnish  Pour your go-to tequila, grapefruit juice and simple syrup into a cocktail shaker with ice. Give it a good shake, then strain it over ice in a rocks glass. Add a splash of cranberry juice until it’s your preferred shade of pink. Garnish with fresh mint and enjoy! 🍹 Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 12, 2023 • 39min

2022’s Biggest Pop Culture Moments (With Even Bigger Price Tags)

Last year’s iconic pop culture moments don’t just jiggle, jiggle––they fold! From Harry Styles’ world tour to Inventing Anna to the Depp-Heard trial, Rachel and George break down the money moves behind 2022’s major trends and memories.  In This Episode:  ·     The forbidden show George had to sneak-watch at Grandma’s house·     Rachel and George name the official song of Smart Money Happy Hour karaoke·     The $13 BILLION loan that rocked the internetHelpful Resources:  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The OG Daiquiri 2 ounces light rum 1/2 ounce Demerara sugar syrup 1 ounce lime juice  Fill your favorite cocktail shaker with ice. Add rum, Demerara syrup and lime juice. Shake with gusto, then strain into a vintage glass and enjoy the classic Cuban vibes. 🏝🇨🇺 Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 5, 2023 • 38min

A Magic Salary for Happiness? (And a Tell-All From People Earning It)

Maybe you can slap a price tag on happiness! 🤑 Rachel and George crunch the numbers on actual budgets from people making the “ideal” salary according to science to see if we are miserable because of our mindset or our money. In This Episode:  ·     The six-figure salary number research says we need for peak happiness  ·     Pearl snap shirts, chunky statement necklaces and other 2010s fashion confessions from Rachel and George ·     The real reason George bought a king-size bedHelpful Resources:   ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·    Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special:  Classic Jack and Coke ·     2 ounces Jack Daniels·     4 ounces Coca-Cola Pour Jack Daniels over ice in your favorite glass. Top with Coca-Cola. Now relax and take a load off–we know that was a strenuous one to make. 😉 Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 29, 2022 • 33min

The REAL Reason Concerts Are So Expensive (Taylor’s Version)

Is Ticketmaster the reason for the teardrops on your guitar? Rachel Cruze and George Kamel reveal why concert tickets are so expensive and how you can see your favorite artists without busting your budget. In This Episode:  ·     Rachel reveals what she would pay to see ’N Sync·     How JOMO can help you save money·     Why George is afraid of being canceled by the air fryer community Helpful Resources:  ·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special:  Boulevardier·     1 1/4 ounce bourbon (or rye)·     1 ounce Campari·     1 ounce sweet vermouth·     Dash of bitters·     Orange twist (for garnish) Pour bourbon, Campari, sweet vermouth and bitters into a mixing glass and add ice. Stir until chilled. Strain into rocks glass over fresh ice. If you’re feeling fancy, garnish with an orange twist. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 22, 2022 • 35min

Mariah, Dolly, Darlene, Lindsay and the "Christmas Queen" Controversy

Are Mariah Carey’s “All I Want for Christmas Is You” royalties enough to crown her Little Miss Queen of Christmas? Rachel and George check out the competition and decide for themselves who the real winner is. 👸🎄💰In This Episode:  ·     A candid comparison of the iconic divas out here making major Christmas cash·     The Dolly Parton merch that left Rachel and George speechless·     The unlikely starlet that made Rachel’s prayer listHelpful Resources:  ·     Be entered to win a $100 Visa gift card when you take our listener survey: https://survey.alchemer.com/s3/7014625/cf367876c335·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special:  Peppermint Martini 🍸 1 ounce peppermint schnapps1/2 ounce vodka1 1/2 ounces crème de cacao1 1/2 ounces heavy creamPeppermint candies (optional) Want the freshest happy hour breath of your life? Rim your glass with peppermint! 👉 Finely crush a handful of peppermint candies and spread evenly on a plate. Wet the rim of a martini glass with water. Set the glass top-down on the crushed candy and rotate until fully coated. Now for the drink! Add peppermint schnapps, vodka, crème de cacao and heavy cream to a cocktail shaker with ice. Shake until frosty. Strain into your candy-rimmed glass and go find some mistletoe. 😉 Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 15, 2022 • 42min

The Shocking Cost of Tying the Knot (and a Better Way to Spend Your Money)

Can you hear the wedding bells? Whether you’re getting married, in a bridal party, or still wondering why you didn’t get a plus one 🤔, Rachel Cruze and George Kamel talk all things weddings and how to celebrate big without going broke.  In This Episode:  ·     A hard-hitting testimony from a bachelorette partygoer on required dress code ·     Why prematrimonial expenses cost more than a high-end jet ski·     How George won an all-expenses-paid wedding (and which animal named Cowboy made a guest appearance) Helpful Resources: ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Trader Joe's Blanc de Blancs Brut– $6.99/bottleRachel’s tips for popping champagne: 1.    Wipe down the bottle with a towel (it gets slippery when you chill it).2.    Loosen the wire cage and foil wrapped around the bottle neck and over the cork. 3.    Tilt the bottle at a 45-degree angle so the cork won’t hit you in the face when it pops.4.    Using your other hand, grip the cork with your palm, wrap your fingers around the neck of the bottle, and twist the bottle (not the cork).Keep on twisting until you hear that fssszz. Then remove the cage and cork and pour that bubbly! Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 8, 2022 • 31min

Son of a Nutcracker! Hidden Money Messages in Classic Christmas Movies

Christmas movies are gifts that keep on . . . giving us money lessons? 🤔🎄💰 Rachel and George break down the hidden financial wisdom in all your favorites, from It’s a Wonderful Life to Reese Witherspoon and Vince Vaughn’s Four Christmases. In This Episode:  ·     Rachel’s best Mr. Narwhal impression (“Byyyye, Buddy . . .” 👋🏼)·     The Christmas classic George completely missed out on as a child·     The wild celeb generosity stories getting us in a giving moodHelpful Resources:  ·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Vanilla Chai White Russian (From Half-Baked Harvest)·     2 ounces vodka·     1 1/2 ounces Kahlua·     2 ounces vanilla chai syrup (see recipe below)·     1–2 ounces heavy cream·     1 cinnamon stick (for garnish) Fill a glass with ice. Add vodka, Kahlua and vanilla chai syrup. Give it a gentle stir. Add the heavy cream. Give it one more gentle stir. Garnish with a cinnamon stick and enjoy your cup of Christmas cheer! Vanilla Chai Syrup·     4 chai tea bags·     1/3 cup honey·     1 teaspoon vanilla extract·     1 cup water Bring water to a boil. Remove from heat, add tea bags, and let steep for 10 minutes. Pull those tea bags out and pour in the honey. Bring the new honey-tea mixture to a boil on high heat for 3–5 minutes. Remove from heat, stir in vanilla and let it cool.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 1, 2022 • 35min

Love Is Blind’s Best (and Most Cringeworthy) Money Lessons

Whether you know what the “clementine controversy” is or not, there are still plenty of money lessons to learn from Netflix’s reality megahit Love Is Blind! 😍 Listen in as Rachel and George serve up a candid play-by-play of the show’s best money moments.  In This Episode:  ·     Love Is Blind’s most outrageous money confessions and conversations·     The number one Love Is Blind cast member Rachel is dying to invite to happy hour·     The only reason Rachel and George would ever recommend a prenupHelpful Resources:  ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today!·     Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   ·     Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·     Learn more about your ad choices. https://www.megaphone.fm/adchoices·     Ramsey Solutions Privacy Policy This Week’s Happy Hour Special:  A Classic Glass of Red Wine 🍷 ·     5 ounces Epicuro Aglianico (Italian Red Blend, Available at Trader Joe’s)Pour and serve––preferably into a replica of Love Is Blind’s famous gold glasses! ❤️ Learn more about your ad choices. Visit megaphone.fm/adchoices

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