Why Not Mint Money

Join Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Insurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the episode to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mayank Mohanka, founder of Taxaaram.com, discusses the reasons behind the erroneous tax notices and how taxpayers should handle them. The podcast explores section 143A of the income tax act, challenges with tax notices reaching the court, and the occurrence of erroneous notices this year. Helpful advice is provided for those who have received such notices.

Mint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class. Learn more about your ad choices. Visit megaphone.fm/adchoices

Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former. Learn more about your ad choices. Visit megaphone.fm/adchoices