Why Not Mint Money

Alok Rungta, MD and CEO of Generali Central Life Insurance, brings his extensive experience in life insurance to discuss India’s insurance gap. He sheds light on why many Indians procrastinate purchasing insurance and often choose inadequate coverage. Alok emphasizes the need for insurers to frame protection as income continuity rather than just policies. He advocates for tapping into untapped markets in tier two and three cities, promoting women agents, and leveraging AI for personalized customer engagement. Discover how a shift in strategy can provide real financial protection.

Every investor chases returns, but what if the biggest payoff isn’t financial at all? The EB-5 visa lets you invest in the US economy and, in return, secure the right to live, work, and study in the US. In this episode of Why Not Mint Money, Vivek Tandon, CEO of EB5 BRICS LLC, cuts through the jargon to explain what the EB-5 program really offers, why the investment amount has jumped to $800,000, and answers questions on risks, rewards, and the fine print you should know before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Why Not Mint Money, host Neil Borate is joined by Mr. Ganesh Mohan, Managing Director of Bajaj Finserv Asset Management, to unpack a smarter way to manage your idle cash.While savings accounts and FDs offer safety, they often fall short on returns and tax efficiency. Ganesh breaks down how liquid and overnight mutual funds present a powerful alternative—offering instant access, better yields (up to ~7%), and tax benefits that traditional options can’t match.Tune in as we explore - Why idle money in savings accounts could be costing you, how liquid and overnight funds balance returns, safety, and liquidity, the tax advantages mutual funds offer over fixed deposits and a lot more. If you're looking to optimize your short-term money while keeping it accessible, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Divyanshu Pandey and Tirthankar Datta from JSA Partners dive into the booming world of private credit in India. They discuss how this alternative financing is stepping in where traditional banks have faltered, particularly after recent banking crises. The conversation covers the advantages of private credit, evolving co-lending dynamics between banks and credit funds, and the importance of risk management in this sector. With insights on regulatory frameworks and market opportunities, they paint a picture of the future landscape of financing in India.

In this episode of Why Not Mint Money, host Jash in conversation with Mumbai-based chartered accountant Arun Kansar to demystify the process of income tax filing for freelancers. From understanding eligible deductions to navigating common pitfalls, this conversation is packed with practical advice to help freelancers stay compliant and make the most of their tax returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a country as vast and diverse as India, banking isn't just about branches — it's about access. In this episode of Why Not Mint Money, we’re joined by Ganesh Ananthanarayanan, COO of ‪@AirtelPaymentsBankIN‬ to explore how technology is not only transforming the way we pay but also expanding who gets to participate in the financial system. With India’s digital transactions set to triple by FY2029, we discuss how Airtel Payments Bank is using its 500,000+ banking points, business correspondent networks, and doorstep banking to bridge financial gaps — especially in rural areas. Ganesh also shares real-life stories from the ground, the role of digital finance in empowering women, and what the future holds for inclusive banking in India. Listen to know more Learn more about your ad choices. Visit megaphone.fm/adchoices

In this discussion, Karthick CS, co-founder of Knowise, delves into how emotional biases impact investment decisions. He highlights common pitfalls like anchoring and recency bias that skew perceptions of market movements. Karthick emphasizes the need for self-reflection and mathematical asset allocation strategies in navigating market volatility. Listeners will discover the importance of maintaining diversification and rebalancing to enhance investment outcomes and foster rational decision-making in the face of emotional influences.

The cost of education is much higher than even before. And if you are a new parent, the costs will only go up from here, with high education inflation. In today's episode, we are in conversation with Sunita Satapathy, director of Glosome Wealthx, on why parents need to be financially prepared for their child's education and how they should go about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bandhan Life is among a very few life insurance companies which sell a higher number of term insurance plans than ULIPs or traditional policies. They sell term plans to self-employed too. In an interview with Mint, Satishwar B, Managing Director and CEO, Bandhan Life, sheds light on difference between term and other life insurance products and how to expand its coverage for better protection of Indian families. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gold prices have seen a strong rally over the past two years, delivering 20% annualized returns. In today's episode of Why Not Mint Money, we quiz Vikram Dhawan, head of commodities and fund Manager at Nippon India Mutual Fund, on how he thinks investors should allocate to gold right now.  Learn more about your ad choices. Visit megaphone.fm/adchoices