The His and Her Money Show

Hilary Hendershott is our guest for today's episode of The His & Her Money Show, and she joins us to talk about why couples have money fights, how to stop it, and how to move forward from it.   Hilary is a Certified Financial Planner (CFP) based in California. She shares her own personal story about having the wrong mindset, which leads her to some less than appealing financial results. Turning things around for the better, and equipped with knowledge and research, she came to understand people's behavior and acquaintance with money.  Hilary is now debt-free and with a thriving business. She currently shares her story and knowledge to help people master their relationship with money. Just like in today's episode, Hilary explains three steps for couples to follow in order to stop the money fights.

There’s an age-old saying that says, “Knowledge is power.” In conjunction with this, some people also say, “Experience is the best teacher.” But if you are offered an experience that will redefine your knowledge, will you take it? Many people consider that time is of the essence when it comes to paying off debt. This results in the loss of confidence in the idea of achieving their goals once they age past their prime. Is it really too late to chase dreams past the age of 40? These questions are answered by our guests, James and Kelly, on today’s episode of The His & Her Money Show, as they talk to us about how they paid off an astounding $120,000 of debt in 4 years—starting their journey after the age of 40!

It takes for a couple to be on the same page and be in sync, to succeed in fighting for debt-freedom. When a married couple follows their plan and abides by their strategies to pay off their debt, it is very likely that they’ll end up stronger, united, and debt-free in the end. But what should you do if your spouse isn’t as aggressive as you in terms of financial discipline? On this episode of The His & Her Money Show, we have Donald and Abby Gadson to talk to us about their journey to paying off $144,000 in 5 years!  

There may be many reasons you can find that will inspire you to embark on your own journey to debt freedom. And there are many ways that you could become acquainted with the idea of gaining financial autonomy. That moment of clarity can be sparked when a credit card is rejected, or maybe a small talk from a friend, or perhaps simply trying to find a great deal on an apartment to rent, either way, it doesn’t take much for us to aspire to strive for a better financial status in life. As for Ketuan Baldwin, our guest on this episode of  The His & Her Money Show, having a daughter and leaving a legacy for her is all it took for him to steer towards the road to financial freedom. Listen as we take a look at how Ketuan managed to pay off about $90,000 of debt in a little over 3 years.

Positive thinking could be a powerful tool that helps people go through the tough times of their journey to financial success. There may be undesirable challenges people have to endure in order to pay off debt, but positive psychology could help them change their inclination to these things. Such was the case of our guest on today’s episode of The His & Her Money Show, MJ Bridges, who developed the attitude, approach, and mentality needed to keep his chin up and step over the bumps on the road to debt freedom. As do many, MJ had been careless with his credit cards until he gathered around $70,000 of debt at the age of 25. A classic occurrence of having his credit cards declined at a time that he badly needed it, was the awakening moment for MJ that drove him to realize that he was poorly managing his finances. Owning a vision and a plan, MJ used his wit and resources to keep himself determined to pay off his debt. Disappointments and tough times come along the way, but MJ equipped himself with a positive mind to be resolute on his objective—freedom from debt.

Diligence and determination are two of the characteristics that you must develop if debt freedom is your goal. Your focus has to be laser-like, and you must be fully intentional about each move that you make with your money. Today’s guests on The His & Her Money Show are prime examples of what these characteristics look like in action. Seth and Tayler did what most people think is impossible in that they paid off $58,000 of debt in 18 months!

Society has taught us that living the American dream is owning things that add to life’s comfort and indulgence. What’s rarely mentioned is that to live the American dream is to be free—and that includes financial freedom. When you think about it, how much money do you have in total after selling your assets to pay off your debt? On today’s episode of The His & Her Money Show, we have Yuriy Mayba to talk to us about how he and his family survived paying off over $200,000 of debt and still managed to end up with a quarter of a million dollars in the long run. Yuriy achieved what many people see as a commendable life story: Coming from a foreign land at a young age and built his life towards successful business management and income…at the price of being in debt. Yuriy then realized that he and his wife cannot move forward to a different chapter in their lives without paying off their debt first. With faith in God, discipline, and humility, and using all his skills to get through struggles of survival, he is now savoring a better direction in life and with a stronger relationship with his family.

Having a large family combined with a large amount of debt can be a scary thing. But having the right strategies and the attitude to tackle financial problems head-on can conversely, cause a positive impact on your family. It is important for a couple to share their own strengths and weaknesses, and use them to tackle family situations because after all…marriage is a team. Many people have the “time is of the essence” mindset, and more often are disheartened when they realize it’ll take too long to be debt-free.  In hopes of helping our audience out of this ineffective conclusion, we interview Carrie Willard on today’s episode of The His & Her Money Show, to show us how she managed to become debt-free despite having a large family.  

In this episode of The His & Her Money Show, we speak with Tia Chambers as she shares extremely valuable tips for 1st time home buyers about all of the hidden costs associated with purchasing a house. The biggest purchase that you’re ever going to make is that of a home so it is critical that you be equipped with all the information you’ll need to make the purchase process as painless as possible. From mortgages to various kinds of insurance, maintenance fees, closing costs, and more. We’ll give you an inside look into some of the expenses associated with homeownership that you never hear about and how to properly budget for them before you even start looking for your new house.