The His and Her Money Show

On this segment of “In the Middle,” we’re here with Elsie and Von - a couple that started off with almost $125,000 of debt and, within a year and a half, have cut down their debt to $58,000. They’re a couple with three kids, two properties, and a plethora of past challenges who are in the middle of tackling their debt on their journey towards debt freedom.   WHAT YOU WILL LEARN The importance of communication and teamwork for couples The difference between regular and student loans How to get your spouse on board with paying off debt How to work through grief and challenges in a partnership Prioritizing mental health before addressing financial changes Talking to friends and family about debt journeys Making small changes to save money How to stay accountable and motivated   RESOURCES MENTIONED Every Dollar App Everyday Millionaires by Chris Hogan

In this episode of His & Her Money, we sit down with Rashauna Scott, a real estate investor in Chicago. Her interest in financial freedom was sparked at a career fair during high school, and since her teenage years, with grit, determination, and a whole lot of self-investment, she has built up a successful real estate career.   WHAT YOU WILL LEARN How to find mentors and partners in real estate investment How to get started in real estate investment with limited finances Strategies to pinpoint what assets you can bring to the table in real estate How to create a strong business partnership How to determine whether or not a property would be a good deal Where to find properties How to leverage the bank and lender to invest in a property   RESOURCES MENTIONED Rich Dad, Poor Dad by Robert T. Kiyosaki  Retire Young, Retire Rich by Robert T. Kiyosaki: Rashauna Scott on Instagram   THANKS FOR LISTENING! Today’s show is sponsored by Fetch Rewards. Fetch Rewards offers users free rewards on groceries, just by scanning their grocery receipts! Listeners get 2,000 points when they use the code HNHM after signing up and scanning their first receipt. Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

On this episode of The His & Her Money Show, we talk about the power of budgets to change your future with money coach, Ericka Young. While most of us know we need to budget, most of us also know that we don’t like the budgeting process. Budgeting feels like a straitjacket. It feels like you’re depriving yourself. Budgets don’t have to feel that way. In fact, as Ericka Young shares with our listeners, restrictive is the opposite of how a budget should make you feel. A budget should leave you empowered. A simple, one-page budget can be a powerful tool for you and your family to manage your financial destiny.   RESOURCES MENTIONED Tailor Made Budget Dave Ramsey’s Baby Steps Free Financial Education (eBook) for Teens (TailorMadeBudgets.com)   THANKS FOR LISTENING! Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

When you first begin to tackle your journey to debt-freedom, where do you start? Maybe you look online for some guidance, but so often, when we have premade budget trackers thrown at us, templates and plans we find online, they don’t work for us. It makes us feel like we’ve failed, and those loans feel more and more insurmountable. This happened to Miko Ehrmantraut, over and over and over again. Divorced, drowning in student loan and credit card debt, and suddenly a single mom, she made her first budget 9 years ago. During her journey, managed to knock out a whopping 70k out of her debt in a mere 8 months. Not only that, be she build a debt-free million dollar business in the process!   WHAT YOU WILL LEARN How to find a budget that works for your unique life Ways to tackle underlying emotional and psychological triggers behind spending money How to find extra money by reducing bills and expenses Learning a side hustle to make extra money Lifestyle changes you can make as a parent How to prioritize quality time with your child How to psychologically prepare yourself for starting a business Ideas to make money online   RESOURCES MENTIONED The Budget Mom   THANKS FOR LISTENING! Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info. Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.  

On today’s episode of The His & Her Money Show, we talk about a big issue that is affecting our entire country, student loan debt. It is one of the biggest hurdles of anyone trying to get financially free.  As our guest Ryan Craig points out, the U.S. student loan debt total is at $1.5 TRILLION dollars. This debt was incurred mostly by students who believed the dream that college would help them get a “good job”, only to find that the “good jobs” wanted employees with a different set of skills. How do we fix this problem and how do we prevent the next generation of college-bound students from falling into the trap? Give them alternatives. That’s what Ryan Craig is all about. Ryan argues that now is the time to give cheaper and more targeted options for people, throughout their careers, whether they are high school students or experienced workers looking to advance their career.   WHAT YOU WILL LEARN IN THIS EPISODE What is causing the student loan crisis? How much should we be saving for college? Conversations parents should have with their kids about paying for college The “right-left” education approach Ryan says schools should adapt to help students find better jobs Examples of career paths that lead to good first-time jobs Alternatives to college Conversations our society needs to have about paying for college How to break up with the “college will fix everything” belief  What higher education may look like in the future What high schools) and parents need to do to prepare their children for college alternatives   RESOURCES A New U: Faster + Cheaper Alternatives to College Salesforce The Ultimate Guide to UI Design Bootcamps The Ultimate Guide to Digital Marketing Bootcamps Galvanize TalentPath Techtonic Aon Apprenticeships Alternatives to College   THANKS FOR LISTENING! Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness. Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Nowadays, going to college has become synonymous with entering adulthood in massive student loan debt. Having just entered the workforce, being able to not only find and hold a job but also begin tackling this debt can be incredibly daunting and seemingly impossible.  However, 23-year-old Briana Browne has managed to pay off 30k of student loan debt in a year and a half, proving that, with the correct mindset, support system, and motivation, reaching debt freedom right out of college is achievable.   WHAT YOU WILL LEARN Paying off student loans right after college Taking advantage of your family and home Private loan payment plans Staying focused on eliminating debt right out of college   RESOURCES MENTIONED Briana’s website - https://www.brianabrowne.com/

So many of us are right in the middle of the journey to financial freedom and it's easy to get off track. Sometimes it feels as if the traction just isn't there. But it's never too late to start again.  On today's episode of The His & Her Money Show, we talk with Sonia Sears. She became debt-free at one point in her life, but later on, she slipped back into debt. She is a licensed clinical social worker and also works as a mental health practitioner.    What You Will Learn In This Episode How to give things up in the short term to achieve your long term goal Get extra jobs and use the cash to pay off debt If you can, go live with your parents for a while to decrease your expenses Why you need to be accountable to someone   Resources Mentioned Mint: Budget Tracker & Planner – Free Only Money Management   Thanks For Listening! Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info. Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Real estate investment is a long-term game that can reap some incredible benefits. However, buying a single home most likely won’t lead you towards complete financial independence. Today, a real estate investing couple, Mark and Tamiel, are here to share their experience and journey into real estate syndication and how they are using this to build generational wealth and choice-filled lives for their children Real estate syndication is, in short, group purchasing. It allows the average person to collectively gather money with other investors to buy properties that they would not be able to buy individually.  Mark and Tamiel turned towards purchasing larger, multi-family units or apartment buildings because the track they were on would only lead them to financial independence late in life.   WHAT YOU WILL LEARN Ways to get involved in real estate syndication Differences between single-home and multi-unit investments How to find trustworthy and reliable partners Factors to consider before investing How to manage and divide revenue for multi-unit investments What to look for in an investment area How to come up with the capital for an initial investment   RESOURCES MENTIONED Family Syndication Group   THANKS FOR LISTENING! Thanks for tuning into the His & Her Money Show. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post. Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

On this episode of The His & Her Money podcast, we’ve got an incredible story for you. Meet Christopher and Savaughn, a court officer and medical receptionist by day, pastor and first lady of their church by night. Married for 17 years and with 2 children, they managed to pay off 52k of debt in 32 months.  With a combination of tax payments, medical bills, student and car loans, and credit card debt, they had been struggling with their finances for years before finally deciding to make a change. But once they took their first step towards debt freedom and the bills started disappearing, they were motivated to pay it all off. WHAT YOU WILL LEARN How to shift your mindset to make financial changes How to take action on your faith in getting rid of debt Ways to get your children involved in your financial journey Establishing a supportive community Making changes and budgets to increase debt payments The impact of a debt-free journey on marriage Taking the first step towards tackling your debt   RESOURCES MENTIONED The Total Money Makeover by Dave Ramsey Rich Dad, Poor Dad by Robert T. Kiyosaki   THANKS FOR LISTENING! Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post. Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them. Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Here on the His & Her Money podcast, we’re dedicated to not only helping you pay off debt but also empowering you to invest in your own wealth. Real estate investing is a popular option - however, it often comes with many barriers and obstacles that make it seem impossible.  On this episode, we sit down with Danielle Pierce, an expert on tax lien investment who has been in the real estate industry for over 12 years. A tax lien is placed on properties whose owners have failed to pay their taxes. Danielle shares how investing in these tax lien properties can produce income through double-digit interest or ownership, and how this option serves as a more accessible and low-risk method of real estate investment. WHAT YOU WILL LEARN Tax lien investing How to find out if your area has opportunities for tax lien investment What to bring and how to prepare for a sale How a redemption period can affect your decision to invest in a property Factors to consider when choosing an area  Benefits of hiring an attorney What happens after you purchase a tax lien property   RESOURCES MENTIONED Tax Lien Investing 101  Daniellepierce.com Danielle’s YouTube Channel   THANKS FOR LISTENING! Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.