The His and Her Money Show

On this episode of the His & Her Money Show, we're looking at a fresh take on debt freedom from Walter Marshall. At one point, Walter found himself in $115,000 worth of student loan debt, but he and his wife turned it all around through an unexpected way: real estate!   WHAT YOU WILL LEARN How Walter and his wife used real estate to pay off their $115,000 debt. The basics of equity. Working as a couple to stay on board through your debt payoff journey. The ins and outs of house flipping from a beginner's perspective. Choosing your properties to flip and sell and making a game plan to the best return on investment.   RESOURCES MENTIONED Buy and Live YouTube Channel Debt Freedom Blueprint  M1 Finance   Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

Money is everywhere -- everywhere! And unfortunately, there are so many people out there who just don't have the tools and financial education to manage their money effectively. Knowing this, there's nothing we love more at His & Her Money than helping our listeners grow their financial education, and of course, handing the mic to the guests that we know can keep the ball rolling! For this episode of the His & Her Money Show, we have THE Budgetnista herself throwing out all kinds of facts today. Tiffany Aliche is joining us for a crash course on finances, and this is a woman who knows her stuff!  From kindergarten teacher to New York Times bestselling author, Tiffany has forged her way through the personal finance space and is a superstar of budgeting and beyond, and she wants everybody to be motivated and equipped to live their best financial lives!   What You Will Learn How Tiffany went from a kindergarten teacher to a personal finance guru. The importance of community and not being afraid to ask for help. Unpacking "financial wholeness". Getting into the mindset to get your finances right. Why it's important to eliminate debt. Tiffany's tips to building the budget and savings plan that best fits you and your lifestyle.   Resources Mentioned Thebudgetnista.com Brown Ambition Podcast  Get Good With Money: Ten Simple Steps to Becoming Financially Whole - by Tiffany Aliche Get Good With Money Toolkit  Debt Freedom Blueprint  Legal & General America   

If you're spending time in the personal finance space, then you definitely know about credit scores. Keeping on that same path, you also might have heard of FICO scores. So, what are they? Well, there's a lot of information out there on these topics, but some of it might not be the right information for YOU. Or maybe it's just a lot to take in and you're not sure where to start -- but you're in luck, because today, the best place to start is right here! On today's episode of the His & Her Money Show, we brought in the expert! VP of FICO scores and analytics Joanne Gaskin is here to talk credit scores and so, so much more. Joanne has been with FICO and working on the scores team for over 14 years, so it's pretty obvious that she's the woman to ask when you have ANY questions about FICO -- so that's exactly what we did! Through this conversation, Joanne lays out FICO scores from start to finish -- what they are and why they're important, and how to utilize them to their full potential.    What You Will Learn Busting myths about FICO. FICO scores: what they are, why they matter, and how they come into play. What's in a "good" credit score? How lenders and various organizations utilize FICO scores. Credit scores vs. FICO scores: what's the difference?   Resources Mentioned Score A Better Future FICO Event  Score A Better Future Program  myFICO score calculators  Debt Freedom Blueprint   

Sometimes debt can be overwhelming, and it's not uncommon for those with student loans, consumer debt, or whatever it may be to be unaware of their options when it comes down to paying it all off. So you have to ask yourself: do I want this debt hanging over my head? Am I okay with potentially missing out on opportunities? Or do I want to eliminate the problem and live my life the way I want to, not the way my finances are controlling me? And once you take that first step, it's all about getting down to business! On this episode of the His & Her Money Show, we're bringing you another incredible debt payoff story! Jen Smith dropped by to tell us all about how she and her husband paid off their $78,000 debt in just two years! After her own debt elimination experience, Jen made it a mission through her platform to help educate and motivate others to become debt-free as well!   WHAT YOU WILL LEARN How Jen and her husband paid off their $78,000 in less than two years Breaking down your spending habits Ways you can get creative while generating income towards your debt payoff The importance of couples working together to pay off their debt Setting realistic goals to keep on the right track How Jen and her husband successfully purchased their home in the middle of their debt payoff   RESOURCES MENTIONED Modern Frugality  Frugal Friends Podcast  The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay Off Debt Fast, and Make Your Finances Fit Your Dreams by Jen Smith   Debt Freedom Blueprint M1 Finance    Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

Whether you're thinking about getting out of debt, just starting out on your journey to debt freedom, or even if you've already been there, done that, and are living your best financial life, it's important to us to bring advice, facts, and motivation! As part of that motivation, we love to share a good debt-free story! And what's even better? TWO debt-free stories! On today's episode of the His & Her Money Show, it's all in the family! We've got a brother-sister duo on to tell us all about their debt payoff journeys! Khemenec and Patrice Pantin both found themselves locked into debt after college, and they both came to the same exact realization: they wanted to be debt-free, and as soon as possible! Like any siblings, their stories are a little different but very much the same. Patrice graduated as a nurse with over $200,000 in student loans, and today, it's all gone! Khemenec is still working on it, but he's going strong, and they're both eager to share their journeys and how they tackled their debt!   What You Will Learn How and why Khemenec and Patrice both decided to get rid of their debt. Why we should strive to not be enslaved by debt. Creative ways Khemenec and Patrice have supplemented their debt-free journeys. Getting in the right headspace to tackle your debt once and for all!   Resources Mentioned I Was Broke. Now I'm Not by Joseph Sangl   Boundaries: When to Say Yes, How to Say No to Take Control of Your Life by Henry Cloud and John Townsend   Debt Freedom Blueprint  Legal & General America   

Here at His & Her Money, we want to help you guys in all aspects of life -- not just financially. And we know that there are a lot of parents tuning in, and there are so many important conversations about parenting to be had! No child is the same, and no parenting journey looks alike, which is why it's so important that we're communicating with our kids and giving them the education and tools for healthy, fulfilling lives! So, on this episode of the His & Her Money Show, we've got some experts on the subject! Pastor Jimmy and Kristin Scroggins have been married 27 years, and with eight children aged 12 to 25, they're deep into the parenting game -- and they've learned a thing or two along the way! One thing they're passionate about is sharing all that wisdom, encouragement, and advice with all the other parents out there, and they're doing exactly that through their book, Full Circle Parenting!   WHAT YOU WILL LEARN The importance of teaching our children about God's plan. How Jimmy and Kristin created Full Circle Parenting. Why we need to pay close attention to our own behaviors as parents. Different ways we can instill our children with confidence.   RESOURCES MENTIONED Full Circle Parenting: A Guide for Crucial Conversations by Jimmy Scroggins and Kristin Scroggins Family Church  The Mom Village Podcast  Debt Freedom Blueprint  M1 Finance    Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

With so much going on in the world, some things are talked about more than others, even things that are of equal or even greater importance -- and one of the less-talked-about but still prevalent issues in our society are the stigmas and common misconceptions around mental health and mental illness. The discussion around these topics is getting better, but we're not there yet, and the only way to spread awareness and spark change is to speak up and keep the conversation rolling. On this episode of the His & Her Money Show, Sarah J. Robinson is joining us to get serious about mental health. With her new book, I Love Jesus But I Want to Die: Finding Hope in the Darkness of Depression, Sarah is sharing her personal journey and tackling the tough questions around mental health and illnesses, particularly in the Christian church, and providing insight, inspiration, and practical tools and resources for her readers to find a deeper understanding of their mental health.   What You Will Learn How Sarah came to terms with her own mental health. Breaking misconceptions of mental health and illness in the Christian community. Little known signs of depression. Shame, and shaking it off in the face of adversary. Talking to someone who you suspect may be struggling with their mental health. Unpacking why being a "bad Christian" is a harmful ideology.   Resources Mentioned I Love Jesus But I Want to Die: Finding Hope in the Darkness of Depression by Sarah J. Robinson |  Sarahjrobinson.com Debt Freedom Blueprint Legal & General America  

Something that we want everybody out there to remember is this: getting out of debt is NOT unachievable! Paying off all your debt and living totally debt-free is a wonderful goal to be had. But at the same time, it's easy to look at all these debt-free stories and talk yourself back from the edge. "That could never be me...right?" Well, it could be -- you just have to get started! On this episode of the His & Her Money Show, we're bringing you another amazing debt-free story to get you excited and inspired! This time, Malcolm Hodge is taking the mic to tell us how he busted his $100,000 debt in just three years.   WHAT YOU WILL LEARN How Malcolm achieved financial freedom. Malcolm’s tips and tricks to staying focused and hitting your debt freedom goals. A quick look at investing for beginners. Finding creative ways to cut costs. How to do smart and efficient research.   RESOURCES MENTIONED Malcolm’s Instagram  Malcolm’s Twitter  Debt Freedom Blueprint  M1 Finance   Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

His & Her Money is a financial podcast, but we like to think we're also a LIFE podcast -- and we love bringing you episodes on everything from marriage to faith and everything in between! We know a lot of you out there might be listening in as a couple. Relationships are a major piece in the fabric of life, and bringing you advice and clarity on relationships of all types is just as important to us as helping you get your budget spreadsheets right! On this episode of the His & Her Money Show, we were so excited to talk with Kaelin and Kyrah Edwards, two YouTube stars with a brand new book to introduce to all of you! Kaelin and Kyrah, sometimes known as The Edwards Family, are a vlogging couple with over a million subscribers on YouTube, taking their followers on the journey of parenthood on marriage as young adults through their popular lifestyle videos.  And today they're here to tell us all about their journey from social media personalities to newlyweds to parents and break down their book, This Kind of Love: The Overwhelming Power of Promises, Patience, and Faith.   WHAT YOU WILL LEARN Tips and tricks to navigating marriage as newlyweds at a young age. How Kaelin and Kyrah decided it was time to come out with their book, This Kind of Love! Why and when Kaelin and Kyrah turned to God to guide them through the ups and downs of marriage. Kaelin and Kyrah's journey as newlyweds and up-and-coming YouTube sensations.   RESOURCES MENTIONED kaelinandkyrah.com Kaelin and Kyrah on YouTube This Kind of Love: The Overwhelming Power of Promises, Patience, and Faith by Kaelin and Kyrah Edwards  Growing Together with Kaelin and Kyrah Edwards Podcast  Debt Freedom Blueprint  Legal & General America    Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

Here at His & Her Money, we're all about all things finances, but our viewers might have noticed one hot topic missing from our lineup of financial advice and debt-free stories -- and that's cryptocurrency! It's no secret that cryptocurrency is everywhere and that it's here to stay, and it's a huge subject in the financial space. There's a lot to cover, and we've been holding off on this episode, taking our time and getting it all together, and here we finally are! So it goes without saying that for this episode of the His & Her Money Show, we wanted to bring on the best speaker we know to tackle this topic. Dr. Hans from The Investing Tutor knows his stuff without a doubt, and we encourage you to sit back with some note-taking supplies for this one because he's dropping some gems for us today!   WHAT YOU WILL LEARN What is cryptocurrency? Blockchains are explained in depth. How Dr. Hans discovered the world of cryptocurrency. A brief history of bitcoin. Steps that we can all start to take today to close the wealth gap.   RESOURCES MENTIONED The Investing Tutor  CoinMarketCap  Debt Freedom Blueprint  Legal & General America    Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️