

BT Money Hacks
The Business Times
Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.
Produced by BT Podcasts, The Business Times, SPH Media.
Produced by BT Podcasts, The Business Times, SPH Media.
Episodes
Mentioned books

Aug 3, 2018 • 7min
S1E17: Money Hacks Ep 17: How to get the best out of your air miles and use forex wallets
Money Hacks Episode 17 Duration: 6:30 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Singaporeans love a good travel deal. The hardcore miles junkie is quite the species as they hunt and research the best ways to get the ultimate deals. Get some good starter tips in this episode. Is it better to redeem your miles for short-haul or long-haul flights? This and more tips from Mr Anthony Seow, head of unsecured loans and cards for DBS Bank. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Jul 23, 2018 • 8min
S1E16: Money Hacks Ep 16: Top travel hacks to stretch your dollar
Money Hacks Episode 16 Duration: 8 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. We look at a few key travel spending hacks, ways to stretch money further when travelling overseas. Should you pay in Singapore dollars when using your credit card overseas? Should you bring only one credit card abroad, and why is it not advisable to carry too much cash? Should you swop out your SIM card when overseas, and risk missing out on important bank alerts on possible fraudulent activity? What are the top things to do and not to do, especially when you key in your personal identification number (PIN) at an ATM machine overseas and something goes wrong? Mr Anthony Seow - head of unsecured loans and cards for DBS Bank - also explains how DBS' multi-currency account can help you shop online, spend abroad or invest in markets at your preferred rate. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Jul 10, 2018 • 7min
S1E15: Money Hacks EP 15: How to reduce mistakes older Singaporeans make in financial planning
Money Hacks Episode 15 Duration: 7 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. What are the common mistakes older Singaporean adults make when it comes to planning their finances for the next decade or so? Do they need to factor inflation rates and how often should they review this? How about retirement calculators, like those by the CPF, to make good estimates? How can credit card debt be effectively reduced before reaching retirement age? Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to do this systematically. Produced by: Ernest Luis Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Jul 9, 2018 • 8min
S1E14: Money Hacks EP 14: How to invest CPF money better if you're in your 20s
Money Hacks Episode 14 Duration: 8 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Are younger adults and millennials in Singapore value seekers, when it comes to financial services? Should they look at the CPF scheme as one good reliable and solid way to plan financially for the future? If they want to have 10%, 20%, or even 50% more in their CPF when they retire, are they heading down the right track? Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to approach the CPF scheme with a focused mindset. Produced by: Ernest Luis Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Jun 25, 2018 • 11min
S1E13: Money Hacks EP 13: Top loan misconceptions for first-time home buyers; understanding mortgages better
Money Hacks Episode 13 Duration: 10:49 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Can first-time HDB home buyers take a bank loan? What are the differences between opting for a bank loan or a HDB loan? What about couples in their late 40s or 50s thinking of buying a second property for investment options? What are the considerations to factor in? What are the trends for such couples in Singapore? Ms Tok Geok Peng, head of secured lending for DBS Bank, answers our questions and lists the top three misconceptions when it comes to mortgages. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Jun 11, 2018 • 8min
S1E12: Money Hacks EP 12: How to approach financial planning in your 40s or late 20s
Money Hacks Episode 12 Duration: 8:25 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. How can you plan your finances better in your 40s, while keeping an eye on the future, and the cost of inflation? Is youth an asset when you're in your late 20s, when it comes to taking more financial risks to grow your money? What can you also do at the age of 18, if you want to think ahead before feeling the pressures of the rat race and putting aside financial planning till it's too late? We ask Mr Vasu Menon - vice-president and senior investment strategist (wealth management) at OCBC Bank - for his thoughts on our scenarios. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

May 24, 2018 • 13min
S1E11: Money Hacks EP 11: Worth investing in Gibson's guitars after its bankruptcy protection filing?
Money Hacks Episode 11 Duration: 12:50 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Gibson - the famed US brand which was founded in 1902 - made headlines around the world recently when it filed for bankruptcy protection as it struggles with US$500m of debt. Is now the time to invest in high-end Gibson guitars, or even one of those holy grail of guitars - the legendary vintage "burst" Les Paul model from 1959 - which can cost quarter of a million US dollars and upwards these days. We ask Jack and Rai, one of the most popular duos in the live gig circuit in Singapore, who have played vintage guitars, to start the debate. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

May 24, 2018 • 9min
S1E10: Money Hacks EP 10: More youth seeking investor education programmes from Sias
Money Hacks Episode 10 Duration: 9:30 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. How do you become smarter about considering possible investments for your future, as early as when you're in your late teens? Or if you have a young family and are concerned about family budgeting and financial literacy? Mr David Gerald is the founder, president and chief executive of Securities Investors Association (Singapore). Sias champions investor rights and educates investors at all levels, among other initiatives. He tells us how more of their events are reaching out to a younger and wider base today. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

May 24, 2018 • 9min
S1E9: Money Hacks EP 9: How to start out in South-east Asian art collecting
Money Hacks Episode 9 Duration: 9 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Is it worth investing in something that isn't locked away in an account but which you can appreciate up close? We look at the possibility of starting out in the world of art collecting, especially in the South-east Asian scene. Arts correspondent Helmi Yusof of The Business Times, tells us what crazy rich Asians - younger or older - should take note of, if they want to start looking into this scene. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

May 24, 2018 • 9min
S1E8: Money Hacks EP 8: How to start out in luxury wristwatch collecting
Money Hacks Episode 8 Duration: 9:15 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Is it worth investing in something you can appreciate up close, and in yourself too? We look at the possibility of starting out in the world of wristwatch collecting, zooming in on timepieces that can also hold their value better in the long run. Deputy editor of The Business Times Lifestyle desk Dylan Tan, tells us how to upgrade from a basic Casio G-Shock, and how to diversify into other brands besides the legendary Rolex and Patek Philippe. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on: Spotify: http://str.sg/oeGN iTunes: http://str.sg/oeXe Google podcasts: http://str.sg/oeGd Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.


