BT Money Hacks

Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital   7:33 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too. What are 3 good industries to start investing in these days?   The United States, Switzerland and Singapore are currently ranked in the top 3 of key global ICO (initial coin offerings) hubs, in a recent June report by accounting giant PwC’s strategy and consulting division. Small-and-medium enterprises (SMEs) can also raise capital with investors from across the world, instead of always looking inwards, as Mr Davy Goh - chief executive and founder of home-grown cryptocurrency exchange BCoin - tells us.   For example, he explains how Uncle Ringo's famed travelling funfair company in Singapore is now thinking of using of tokenising to expand the business here and across the globe.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Ep 21: How to network with crypto friends and an exchange community   7:33 mins   Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.   This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too, by joining a cryptocurrency exchange and the community around it through regular conferences and seminars.   The chief executive and founder of homegrown cryptocurrency exchange BCoin - Davy Goh - tells us why we would need to use an exchange, and why it's not advisable to stay holed up alone at home online, and try to start in cryptocurrency investing and trading.   Are your trading funds safe in BCoin's trading app? How is security ensured?   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 20 Duration: 9:41 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene. How can digital marketplaces set up by banks help you save, and calculate various scenarios without the hassle of setting up numerous meetings or visiting branches? Can your personal information be safeguarded? DBS Bank launched an online property marketplace in July 2018, that aggregates close to 100,000 listings from EdgeProp and Averspace and is intended as a one-stop shop where home buyers can browse listings and link up with utilities providers, as well as renovation, cleaning and moving services. Ms P’ing Lim, DBS head of deposits & secured loans, and Ms Tok Geok Peng, DBS head of secured lending, talk us through and also allay concerns about maintaining your financial privacy. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks   Episode 19   Duration: 8:58 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.   How much insurance coverage should you have and plan for? Are there principles working mothers or parents should bear in mind when it comes to financial planning, or if their income streams are affected by medical setbacks?   How important is disability income for young and new parents?   Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.   Produced by: Ernest Luis & Christopher Lim     Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 18 Duration: 6:44 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. How do you put together an investment portfolio as a beginner? What is a portfolio? What are equities? What are recommended periods for long-term and short-term reviews of your investment portfolio? Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

Money Hacks    Episode 17   Duration: 6:30 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.   Singaporeans love a good travel deal. The hardcore miles junkie is quite the species as they hunt and research the best ways to get the ultimate deals.   Get some good starter tips in this episode. Is it better to redeem your miles for short-haul or long-haul flights? This and more tips from Mr Anthony Seow, head of unsecured loans and cards for DBS Bank.   Produced by: Ernest Luis & Christopher Lim   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks  Episode 16 Duration: 8 mins  Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.  We look at a few key travel spending hacks, ways to stretch money further when travelling overseas. Should you pay in Singapore dollars when using your credit card overseas? Should you bring only one credit card abroad, and why is it not advisable to carry too much cash? Should you swop out your SIM card when overseas, and risk missing out on important bank alerts on possible fraudulent activity? What are the top things to do and not to do, especially when you key in your personal identification number (PIN) at an ATM machine overseas and something goes wrong?  Mr Anthony Seow - head of unsecured loans and cards for DBS Bank - also explains how DBS' multi-currency account can help you shop online, spend abroad or invest in markets at your preferred rate. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks    Episode 15   Duration: 7 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.    What are the common mistakes older Singaporean adults make when it comes to planning their finances for the next decade or so? Do they need to factor inflation rates and how often should they review this?   How about retirement calculators, like those by the CPF, to make good estimates? How can credit card debt be effectively reduced before reaching retirement age?   Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to do this systematically.   Produced by: Ernest Luis   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks    Episode 14   Duration: 8 mins    Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.    Are younger adults and millennials in Singapore value seekers, when it comes to financial services? Should they look at the CPF scheme as one good reliable and solid way to plan financially for the future?   If they want to have 10%, 20%, or even 50% more in their CPF when they retire, are they heading down the right track?   Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to approach the CPF scheme with a focused mindset.   Produced by: Ernest Luis   Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.

Money Hacks Episode 13 Duration: 10:49 mins Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. Can first-time HDB home buyers take a bank loan? What are the differences between opting for a bank loan or a HDB loan? What about couples in their late 40s or 50s thinking of buying a second property for investment options? What are the considerations to factor in? What are the trends for such couples in Singapore? Ms Tok Geok Peng, head of secured lending for DBS Bank, answers our questions and lists the top three misconceptions when it comes to mortgages. Produced by: Ernest Luis & Christopher Lim Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See omnystudio.com/listener for privacy information.