BT Money Hacks

Money Hacks Ep 67: How can AI and big data help investors? 9:07 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. In this week's episode, we talk about artificial intelligence (AI) and big data and how they can help investors. Chris Lim hosts Adam Reynolds, CEO Asia-Pacific, Saxo Markets, as he answers the following: 1. What's state-of-the-art now in terms of AI and big data for investors? (0:46) 2. How accurate are the AI recommendations? (2:06) 3. A beginner's guide to using AI for investing (4:45) 4. How comfortable should investors be with trusting AI? (6:13) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 66: Should you invest your CPF money in a turbulent market? 9:06 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. In this week's episode, we talk about CPF investments, and if you should invest them in a turbulent market. Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he answers the following: 1. What is the difference between traditional CPF investment schemes and digital schemes? Are there hidden fees? (1:02) 2. In a turbulent market now worsened by the coronavirus threat, should you invest your CPF funds? (4:09) 3. CPF is your long-term money. How can it perform if you take a similar long-term market view versus just leaving it in CPF? (5:14) 4. Invest wisely, strategically, not tactically. Strategic investment means a long-term approach, whereas a tactical investment means trying to beat the market with constant changes. Find out the pros and cons of such approaches (9:29) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 65: Basics of loyalty programmes 9:06 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. In this week's episode, we talk about loyalty programmes, what they are and how they can work for the investor. Chris Lim hosts Adam Reynolds, CEO Asia Pacific, Saxo Markets, as he answers the following: 1. Should investors even care about loyalty programmes? (1:09) 2. How common are loyalty programmes in the online brokerage industry? (1:56) 3. Does Saxo expect other brokerages to launch competing loyalty programmes? (6:07) 4. Don't just trade for the sake of racking points up (7:03) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 64: Demystifying managed portfolios 9:42 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. In this week's episode, we take a look at managed portfolios: what exactly are they and how are they managed? Chris Lim hosts Christophe Marciano, head of discretionary portfolio management, DBS Bank, as he answers the following: 1. What is a managed portfolio? (0:25) 2. What is the process like? (3:12) 3. What are the pros and cons of DBS Bank's global and Asian digi portfolio products? (4:27) 4. Which ETFs (exchange-traded funds) are available in these portfolios? (6:41) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 63: What are vehicle protection services? 15:13 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. How different are vehicle protection services from car insurance? Ernest hosts Manfred Schmoelz, president of the Asia-Pacific region for Assurant, as he answers the following:   1. What should consumers look out for, when buying a new car? (4:00) 2. What about some Singapore car owners who only intend to keep their cars for 3 to 5 years? Do they need to consider different approaches when choosing a vehicle protection service? (6:02) 3. The changing profile of the Asian consumer. (9:10) 4. How AI adoption - combined with human supervision and compassion -  helps make claims and turnarounds faster and more efficient, and reduce fraudulent cases. (10:22) Produced by: Ernest Luis and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacksSee omnystudio.com/listener for privacy information.

Money Hacks Ep 61: Getting the most out of cashback/rewards cards 10:03 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Most Singaporeans have either a cashback or rewards points credit card, some even have both; but are we getting the most out of them? We speak with Mark Cheng, media sales lead at financial comparison site MoneySmart.sg, who shares his insights with us: 1. What are some of the basic things you need to consider? (0:31) 2. Things to take note of when redeeming air miles/points (5:07) 3. What if my spending is not consistent enough to maximise the benefits? (6:19) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 60: Maximising air miles and credit cards 9:04 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Singaporeans love to get out of the country at every opportunity and this episode focuses on understanding credit cards and air miles better. We speak with Mark Cheng,  media sales lead at financial comparison site MoneySmart.sg He breaks down the various options: 1. Which card is better, those that accrue miles or points? (1:17) 2. What misconceptions are there? (2:00) 3. What to consider before redeeming your air miles (4:08) 4. How do you maximise your air miles? (5:06) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 59: Mortgage loans 101  14:44 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. This episode focuses on understanding mortgage loans better. We speak with Cris Ng, the head of mortgage at financial comparison service Moneysmart.sg He walks us through various options: 1. Customers tend to fear mortgage loans and want to pay as little as possible and pay off as soon as possible. Why this is a misconception. (1:37) 2. Should you go for floating or fixed mortgage rates? (2:31) 3. First-timers, upgraders, seasoned investors: What they should know, including tips on types of mortgages they should choose (8:44) 4. Why is refinancing often overlooked by Singapore customers? (9:45) 5. How upgraders can approach mortgage decisions and the practice of "decoupling". (11:33) Produced by: Ernest Luis and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 58: Credit cards for millennials  9:54 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. This episode focuses on credit cards for millennials specifically. We speak with Natalia Goh, head of credit cards and personal loans at Standard Chartered Bank Singapore who . She tackles our questions: 1. What would a millennial need from a credit card? (0:27) 2. Besides air miles, is cashback also another criteria millennials look at? (2:20) 3. How many credit cards do millennials typically hold? (3:55) 4. What should millennials look at when choosing a credit card? (4:51) 5. Should millennials be looking at pairing a bank account with a credit card to maximise benefits? (8:01) Produced by: Chris Lim & Lee Kim Siang Edited by: Adam Azlee Follow more Money Hacks podcasts and rate us on: Spotify: http://str.sg/oeGN  Apple Podcasts: http://str.sg/oeXe  Google podcasts: http://str.sg/oeGd  Playlist: https://str.sg/JwDa  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra:  https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.