BT Money Hacks

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This week's episode looks at the case for investing in China in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/ BT's digital editor Chris Lim hosts Catherine Yeung, Fidelity International's investment director, who explains the following: China's household consumption, GDP, and pent-up demand (0:42) How retail investors can take advantage of China's domestic demand story (2:12) What China’s tremendous data advantage means (3:15) Investing opportunities: looking outside China’s big-name equities (6:10) Income opportunities: yield from Chinese state-owned enterprises (8:26) Assessing risk in Chinese markets (9:30) Find out more about: Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook Fidelity's Case For Investing in China: https://www.fidelity.com.sg/Pages/2021-01-06-consumption-continues-grow-importance-outlook-2021-1609903367527 Listen to Ep 89 - Key investment themes to act on in 2021: https://omny.fm/shows/money-hacks-1/2021s-outlook-and-key-investment-themes-to-act-on Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 90: Achieving passive income and wealth growth amid Covid-19 9:36 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. In this week's episode, we look at strategies for achieving passive income and wealth growth amid Covid-19 and the post-pandemic recovery. BT's digital editor Chris Lim hosts Luke Lim, managing director at Phillip Securities, brokerage and wealth management arm of PhillipCapital. They discuss the following: Concrete steps to rebuild passive income amid the pandemic and post-pandemic recovery: Which sectors performed? (1:55) Diversify when faced with financial vulnerability, in asset classes, geographical regions and sectors (2:41) What is the "barbell" approach in diversification? Why it is still worth working with a remisier who acts as a trading coach (4:35) Views on single stocks, ETFs and index funds (6:25) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 89: Key investment themes to act on in 2021 10:36 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This week's episode looks at investment themes retail investors can act on in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/ BT's digital editor Chris Lim hosts Paras Anand, Fidelity’s Asia-Pacific chief investment officer, who explains the following: 1. Differences in Asian economic strategy when compared with countries in the West (1:00) 2. What concrete steps can retail investors take to act on this outlook? (1:51) 3. With relatively low yields, and arguably overpriced equities especially in the US, should retail investors wait for the market to cool or avoid timing the market and risk missing out on a recovery year? (5:23)  4. What are three key investment considerations for retail investors in this 'new normal' Covid-19 era? (7:30) 5. Beware of false diversification (8:59) Find out more about: Fidelity International: https://www.fidelity.com.sg/beginners/learn-about-investing Fidelity's Global Market Outlook 2021: https://www.fidelity.com.sg/news-and-insights/outlook Fidelity's Learn About Investing: https://www.fidelity.com.sg/beginners/learn-about-investing Listen to Ep 91 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 88: Protect digital financial assets and even large amounts such as 1 bitcoin 11:43 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. In this week's episode we look at how you can make the most out of your digital assets while making sure they stay safe and sound. BT's digital editor Chris Lim hosts Michael Shaulov, CEO and co-founder of digital asset security platform Fireblocks. They discuss the following: Advantages and disadvantages of dealing with digital financial assets and transfers (0:34) How mistakes in basic digital money transfers can be catastrophic (3:20) How retail customers or consumers can ensure safe crypto or digital wallet transactions (5:53) Secure technical steps to protecting digital transactions, even for large amounts such as 1 bitcoin (worth more than S$40,000 as of January 2021) (9:01) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 87: New digital banking opportunities for consumers, SMEs and micro enterprises 10:58 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. In this week's episode we look at how Singaporean consumers, as well as SMEs and micro enterprises, can benefit from digital banking services.   BT's digital editor Chris Lim hosts Hari Sivan, chief executive and founder of SOCASH, a fintech that allows cash withdrawals from shops instead of ATMs. They discuss the following: What is digital banking? (0:45) How digital banking helps the average consumer when it comes to more choices, as well as lower and transparent costs (1:30) Steps a Singaporean consumer can take to benefit from digital banking services in 2021 and beyond (4:03) Steps small- and medium-sized enterprises (SMEs) or micro enterprises can take, to benefit from, and prepare for, digital banking services in 2021 and beyond (6:33) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 86: Reasons to avoid ILPs or investment-linked insurance policies 10:53 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. In this week's episode we look at why you might want to avoid an investment-linked insurance policy, or ILP for short.    BT's digital editor Chris Lim hosts Christopher Tan, chief executive of Providend - a financial advisory firm -  as they discuss the following: What is an ILP? Understand mortality charges too (0:36) Where does an ILP fit in a person's portfolio, and why shouldn’t someone buy an ILP? (1:34) As you get older, especially from the age of 50, more of your premium goes into paying the mortality charge instead of investments (4:42) If ILPs aren’t the answer for many financial goals, what is a step-by-step approach towards both insurance and investment (7:35) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 85: How to fix money mistakes of the sandwich generation 12:00 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This week's episode looks at how to fix the top financial planning mistakes made by the sandwich generation, typically Gen X-ers and Millennials in their 30s and 40s, and who are responsible not only for bringing up their children, but also caring for ageing parents. BT's digital editor Chris Lim hosts Aviva’s product and marketing director Daniel Lum as they discuss the following: What are the top two financial mistakes being made by the current sandwich generation (2:30)  Why people do not take enough risk beyond fixed deposits and bank accounts (4:45) Step-by-step plan to fix these financial mistakes (5:55) How to help your parents with their medical cover, and assess funds that deliver income rather than long-term growth (7:13) Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 84: Making sense of the current market with BT's new podcast series 13:53 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This week's episode sees podcast editor Ernest Luis hosting The Business Times' digital editor Chris Lim and senior correspondent Ben Paul. They talk about BT's latest initiatives to help readers make better sense of their money, and make better sense of the market during this Covid-19 era. They discuss the following: More on The Business Times News Tablet Edition, where subscribers will get the Samsung Galaxy Tab S6 Lite (LTE) tablet with S Pen stylus included for S$39.90 a month over 30 months (1:35) Why a password-free experience resonates with BT's readers and why 10-inch tablets are the best way to "read print the new way" (3:20) BT's newly launched Mark To Market Podcast gets off to a good start (8:00) What companies and investors want to know about the market (8:35) What does the term Mark To Market actually mean? (11:30) Black Friday and Cyber Monday promotion for BT News Tablet edition: http://btsub.sg/moneyhacks Subscribe to BT Mark To Market Podcast for free here: http://bt.sg/btmark2mkt Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 83: Demystifying ESG and sustainable investing 12:31 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This week's episode looks at ESG (Environmental, Social, and Governance) investing: what is it and how do you get started? It is brought to you by UOB Asset Management (UOBAM). BT's digital editor Chris Lim hosts Victor Wong, senior director and head of ESG Investments at UOBAM, as he tells us more: ESG and sustainable investment is becoming the buzzword, but can investors really do well by doing good? Can ESG and sustainable investments really make you money? (2:10)  Why ESG investing is seen as "woke" and appeals to more socially-conscious millennials or Gen Z, especially those aged 25-40 (3:57) What is the scene in Asia like, including Singapore? Is there growth potential for this sector? (5:30) Three steps on how to find out more about developments in ESG and sustainable investing, and choose funds and fund managers (6:40) How UOBAM uses its proprietary news-gathering data and technology to enhance its ESG investment processes, and works with regional partners to cover the Asian scene properly (8:07) UOBAM launched Singapore's first sustainable bond fund with international asset manager Robeco earlier this year: Is this a mega-trend investors should consider? (9:40) More on UOBAM's ESG and sustainable investments: https://www.uobam.com.sg/sustainability/index.page Listen to Ep 82 (Evolving your investment portfolio for risk and liquidity): https://str.sg/Jj9t Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Follow Money Hacks podcasts fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 82: Evolving your investment portfolio for risk and liquidity 9:38 min Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips. This episode is about how to evolve your investment portfolio as you move through life on your path to retirement. It is brought to you by UOB Asset Management (UOBAM). BT's digital editor Chris Lim hosts Dharmo Soejanto, head of the investment partnerships & solutions unit at UOBAM and chief investment strategist for UOBAM Invest, as he tells us more. Five steps to manually changing your portfolio to match changing risk appetites and liquidity needs (1:47) How UOBAM Invest can help you automatically and easily adjust portfolios to optimise risk exposure and liquidity throughout life with its feature called Glide-path (3:35)  How UOBAM Invest's Glide-path solution sets it apart from other robo-advisors in the market and helps investors adjust their portfolios throughout their life stages (4:35) How the regular rebalancing feature in UOBAM Invest's Glide-path solution is helpful during the ongoing Covid-19 crisis over time (5:44) Market indices tend to include winners over time and drop off "losing" companies or industries, and why it's important to stay invested and have a systematic robo advisor these days (6:38) More on UOBAM Invest Digital Adviser & its Glide-path solution: https://www.uobam.com.sg/uobaminvest/individual/index.html Listen to Ep 83 (Demystifying ESG and sustainable investing): https://str.sg/Jj9F Produced by: Chris Lim and Ernest Luis Edited by: Adam Azlee Follow Money Hacks podcasts fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: http://bt.sg/podcastsSee omnystudio.com/listener for privacy information.