Property Investment, Success & Money | The Michael Yardney Podcast

At this time every year we get flooded with predictions about what's next for Australia's housing markets. Some of them are useful… a lot of them are noise. But every so often, a report comes along that genuinely moves the needle and helps us see the bigger picture. Domain's Forecast Report 2026 is one of those. It paints a pretty fascinating story: record prices in every capital city, rents still on the rise, and perhaps the most powerful first-home buyer surge we've seen in decades. And it's not just more of the same – the data suggests our markets are shifting into a whole new gear, driven by policies, sentiment changes, and the slow rebalancing of supply. And there are some interesting twists as to how Domain sees the housing markets play out over the next 12 months. So today I chat with Dr Nicola Powell, Domain's Chief of Research and Economics, to help us unpack what's really coming in 2026, why this cycle is so different, and what the winners and losers might be. Takeaways · 2026 is expected to be a year of two halves in the property market. · First home buyers are returning, aided by government schemes. · Investors are also increasing their market share. · Interest rates will significantly influence property prices. · Sydney is forecasted to lead in house price growth. · Affordability remains a critical challenge for buyers. · Rental markets are expected to see modest growth. · Regional differences in property performance are notable. · The cash rate is a key factor in market dynamics. · Sustainable growth is preferred over rapid price increases. Chapters 00:00 Domain's 2026 forecast signals record prices and shifting market forces. 02:01 Key drivers behind the synchronized upswing across all capitals. 03:03 Momentum builds as confidence rises and supply tightens. 05:55 Investors and first-home buyers return, intensifying competition. 07:46 The expanded guarantee scheme reshapes borrowing and demand. 09:38 Rate expectations and affordability caps guide market behaviour. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of How to grow a multi-million dollar property portfolio in your spare time. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Dr Nicola Powell, Chief of Research and Economics at Domain. Domain Property Forecast Report: https://propertyupdate.com.au/?p=192486& Join us at Australia's Premier Wealth Retreat for Elite Business Investors and Business People on the Gold Coast on May 30th. Find out all about Wealth Retreat here. https://wealthretreat.com.au/ Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

You know how every summer Australians wander down to the beach, breathe in the salty air, have a few too many wines, and suddenly convince themselves that owning a holiday home is a brilliant investment strategy? Well… it isn't. In fact, it's one of the biggest financial traps I see Aussies fall into. And today, I'm joined by Brett Warren, National Director of Property at Metropole, to unpack all the reasons why holiday homes almost always underperform, why the numbers never stack up, and what smarter investors are doing instead. Our discussion highlights the risks associated with holiday properties, the necessity of prioritising long-term financial goals, and the current market trends that could impact property investment decisions in the coming years. Takeaways · Holiday homes often come with hidden costs and risks. · Successful investors prioritize essential investments over lifestyle choices. · Understanding market trends is crucial for long-term investment success. · Emotional decisions can lead to poor investment choices. · It's important to evaluate the true costs of owning a holiday home. · Investing in high-demand areas can yield better returns. · The property market is cyclical, and timing is essential. · Strategic planning can help achieve financial goals more effectively. · Investors should focus on data-driven decisions rather than emotions. · Wealth building requires a long-term vision and strategy. Chapters 00:10 Why holiday moods lead to bad investment decisions. 05:05 Why holiday towns underperform long-term despite recent spikes. 10:05 Airbnb myths, hidden costs and tax pitfalls investors ignore. 15:05 Volatility, low land value and why holiday homes drag wealth. 20:00 Strategic investing vs lifestyle buying as 2026 market shifts. 24:55 Wealth principles: build assets first, enjoy holidays later. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us Brett Warren - National Director of Property at Metropole Michael Yardney Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors . Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud. None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today. Takeaways · The economic landscape for property investors is shifting rapidly. · Lending restrictions are becoming more selective, impacting borrowing capacity. · Interest rates are unlikely to decrease in the near future. · The ATO is tightening regulations around tax deductions for holiday homes. · Land tax changes in New South Wales could increase financial burdens on property owners. · Investors should view land tax as a cost of doing business, not a deterrent. · Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. · Proper estate planning is crucial for protecting assets and ensuring financial security. · Using trusts can be beneficial, but they must be set up correctly to avoid complications. · Strategic planning is essential for successful property investment. Chapters 00:00 Key shifts in lending rules, tax changes and new fraud data. 01:38 Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20 Why misguided "trust stacking" advice caused today's clampdown. 08:12 Fixed rates rise early as markets signal no cuts ahead. 12:40 ATO targets holiday-home deductions and tightens compliance. 17:56 NSW freezes land-tax thresholds, increasing investor exposure. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us Ken Raiss, Director of Metropole Wealth Advisory Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Have you noticed how the Australian property market keeps defying the pessimists? Every time someone says prices have to fall, the market seems to tap them on the shoulder and say, "Not so fast." Well, the latest November home price report is out, and it paints a very clear picture: Australia's housing markets are still running hot - and in some cities, they're running very hot. According to the latest data from My Housing Market, national house prices have risen for nine consecutive months, with the November quarter alone delivering another solid 1.3 percent jump. But averages never tell the full story. I'm joined today by Dr Andrew Wilson to discuss his November report which doesn't just highlight what's happening now - it hints at what's coming next. And his view is that 2025 could deliver even stronger price growth than 2023 and 2024. Takeaways · 2025 is shaping up to be a strong year for property investors. · Despite affordability challenges, the housing market continues to thrive. · First home buyer schemes are expected to significantly impact the market. · Brisbane has seen substantial price increases, outperforming other regions. · The national home price has shown consistent growth across capital cities. · Imposter syndrome is common among successful investors and entrepreneurs. · Strategic investment is crucial in navigating the property market. · Market predictions can often be misleading; long-term fundamentals matter. · The unit market is experiencing a resurgence, particularly in Melbourne. · 2026 is expected to bring steady growth, but not as strong as 2025. Chapters 00:00 Prices rise for the ninth month as housing markets outperform the pessimists. 02:08 Capital cities log another strong month despite affordability pressures. 03:20 Quarterly method shows November softer than October but still robust. 05:18 Near-10% annual growth and first-home-buyer surge set to push prices higher. 07:20 Brisbane, Perth, Adelaide and Darwin dominate with standout annual gains. 12:53 Outlook: momentum continues into 2026, though growth should moderate. Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Negotiating is a part of living; we do it all the time. When you walk down a crowded street, you negotiate the path you take. A couple negotiates their relationship before and during marriage. Although you may not realise what's happening, for example, you take out the garbage tonight and I will do the dishes. And of course of the negotiation is one of the skills developed by all savvy property investors and business people. Over the years I've noticed that some people are very good at getting terrific deals. Most others simply get what the other party is willing to give. What's the difference? In my mind, it's that the first group knows how to negotiate. It's actually more than that, they know how to influence and persuade others to do what they would like them to do. So today I'd like to discuss the topic of negotiation, influence and persuasion with Brett Warren, National Director of Property at Metropole. In this conversation, we discuss the essential skills of negotiation, influence, and persuasion, emphasizing that life itself is a series of negotiations. We explore the psychological aspects of negotiation, the importance of emotional detachment, and the power dynamics at play. We also debunk common myths about negotiation, highlights common mistakes, and shares practical tips for becoming a better negotiator. Takeaways · Life is a negotiation, whether in property or personal matters. · Emotional control is key in negotiations. · Building rapport creates trust and facilitates negotiation. · The first offer can set the tone for negotiations. · Many people make the mistake of being too emotional during negotiations. · Preparation is crucial for successful negotiation. · Listening is more important than talking in negotiations. · Understanding psychological biases can improve negotiation outcomes. · Success in negotiation often comes down to mindset and resilience. Chapters 02:16 – Why Life Is One Big Negotiation 05:12 – The Power of Time, Information and Options 08:14 – Emotional Control and Reading People 10:37 – Rapport, Trust and Ethical Influence 13:07 – Myths, Mistakes and Smarter Strategies 16:17 – Anchoring, Biases and Winning the Right Deal Links and Resources: Answer this week's trivia question here - http://www.propertytrivia.com.au/ · Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Brett Warren - National Director of Property at Metropole Michael Yardney – Subscribe to my Property Update newsletter here. Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Have you ever looked at a successful property investor and thought – they just got lucky? They bought at the right time, in the right suburb, and everything seemed to go their way. But here's the truth: most successful investors don't wait for luck – they create it. In today's show, I'm joined by Brett Warren, national Director of Property at Metropole and together we're going to pull back the curtain on what really drives success in property. You'll discover why some investors always seem to be in the right place at the right time, while others miss out again and again. We'll share the habits, strategies, and mindset shifts that can help you manufacture your own luck – and set yourself up to take advantage of opportunities that others never see. So, whether you're just starting out or looking to take your portfolio to the next level, stick around – because this episode could change the way you think about property investing forever. Takeaways · Successful investors don't rely solely on luck; they create their own opportunities. · Preparation and having a clear strategy are crucial for success in property investment. · Surrounding yourself with a knowledgeable team can alleviate stress and enhance decision-making. · Mindset is a significant differentiator between successful and average investors. · Investors should focus on long-term goals rather than short-term gains. · Capital growth is more important than cash flow for long-term wealth. · Successful investors continuously learn and adapt to market changes. · Delaying gratification is essential for building wealth over time. · Investing through multiple market cycles helps build resilience and expertise. · Real-life examples show that informed decisions lead to significant equity growth. Chapters 01:36 - Are Successful Investors Just Lucky? 05:27 - The Myth of Perfect Timing in Property 09:08 - Building Luck with Teams, Buffers and Strategy 13:06 - Mindset, Long-Term Goals and Delayed Gratification 17:16 - Real Client Stories That Prove Preparation Beats Luck Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Brett Warren - National Director of Property at Metropole Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we've been looking at it the wrong way? Today I'm joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels back the layers on how debt is presented, sold, and even "marketed" to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame. Whether you're a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money. Takeaways · Debt is often marketed in ways that make it seem less risky. · Understanding debt can lead to better financial decisions. · There are different types of debt: good, bad, and necessary. · Financial literacy is crucial for navigating debt effectively. · Marketing plays a significant role in how debt is perceived. · Younger generations may underestimate the long-term impact of debt. · Reading the fine print is essential when taking on debt. · AI and digital marketing will evolve the way debt is sold. · Strategic borrowing can be beneficial for property investors. · Debt should be approached with caution and awareness. Chapters 02:12 - Why Debt Is Marketed Like Any Other Product 05:58 - Tricks That Make Borrowing Feel Easier Than It Is 09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt 13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically 18:40 - AI, Personalization and the Future of Debt Marketing Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Professor John Dinsmore – Educator, Speaker, Consultant https://www.johndinsmore.com/ John Dinsmore's book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010 Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Today I want to show you how you can move from working for money to making money work for you and I'll use Robert Kiyosaki's Cashflow Quadrant as your guide. To unpack this, I'm joined by Mark Creedon, CEO of Metropole and business coach to many of Australia's top entrepreneurs, who shares how you can structure your work, your business, and your investments to ultimately step into the investor quadrant full-time. So, no matter if you're employed, self-employed, already running a business, or just getting started on your investment journey—this episode will give you a completely new framework for thinking about money. One that could change your long-term wealth trajectory. Takeaways · The Cash Flow Quadrant is essential for understanding financial positions. · Transitioning from employee to business owner requires a mindset shift. · Having a plan is crucial for both business and investment success. · Delegation and trust in your team are key to scaling a business. · Aligning business goals with property investment is vital for long-term success. · Mindset shifts are necessary for moving from self-employed to investor. · Coaching can help identify blind spots and guide business growth. · Systems and processes are important for business sustainability. · Financial buffers and succession planning are essential for business exit strategies. Chapters 00:00 The Dual Business Model for Investors 07:04 Understanding the Cash Flow Quadrant 11:18 Mastermind Business Accelerator Overview 13:08 Planning for Business Exit and Succession 16:42 Mindset Shifts for Successful Transition 20:56 The Importance of Coaching and Community Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. https://metropolemastermind.com.au/ Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. https://www.mastermindforbusiness.com.au/ Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you've heard AI and inspection managers are taking over property management? In today's show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her. Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management. Whether you're a seasoned investor or just starting out, I think you'll find today's discussion could save you money, stress, and sleepless nights. Takeaways · Investors need to ask 'why' before selling properties. · AI is enhancing property management efficiency. · Leases provide a framework for tenant security. · Tenant selection is crucial for long-term success. · Property management is about strategy, not just rent collection. · Understanding market dynamics is essential for investors. · Professional property management can prevent costly mistakes. · Investors should consider the total cost of selling a property. · The average length of tenancy is increasing. · Property management fees vary based on service quality. Chapters 01:04 – Why Investors Are Thinking of Selling 04:08 – Getting Independent Advice Before Selling 09:10 – Are Leases Still Worth It? 13:56 – How AI Is Changing Property Management 18:10 – The Real Cost of Cheap Property Managers Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond Leanne Jopson- National Executive - Property Management at Metropole As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Click here to see how we can help you. Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us. Michael Yardney – Subscribe to my Property Update newsletter here Get a bundle of eBooks and Reports at www.PodcastBonus.com.au https://propertyupdate.com.au/podcast-bonus/ Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today's show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy. Finally, we provide actionable steps for individuals looking to start their legacy planning journey. Takeaways · Wealth building requires careful planning to avoid losses. · Timing is crucial in wealth transfer strategies. · Trusts can provide flexibility and tax advantages in estate planning. · Superannuation can complicate wealth transfer if not managed properly. · Gifting wealth during one's lifetime can have tax implications. · Investment bonds can be a tax-effective way to pass on wealth. · Philanthropy should be approached with specificity to ensure impact. · Legacy planning should start early, considering values and timing. · Consulting with financial experts can simplify complex decisions. · It's essential to communicate intentions clearly to avoid family disputes. Chapters 00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us Ken Raiss, Director of Metropole Wealth Advisory Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/