Financially Intentional

Send us a textIn today's episode, I'm diving deep into what it means to be a union nurse in the San Francisco Bay Area and sharing some exciting news about a book giveaway. We recently negotiated a new contract that's more than just about pay—it's about safe patient care, decent living wages, and our health. I'll break down the benefits we secured and explain how our union fights for us nurses. Also, don’t forget to join our book giveaway by reviewing and following us on social media links below:F.I.R.E. For Dummies by Jackie Cummings Koski at Amazonfinomenal_women InstagramFinancially Intentional InstagramSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we're excited to share a special episode with Anthony Delauney about a topic close to our hearts—children's financial literacy. Anthony, a veteran in the financial services industry, shares his personal journey and insights on teaching our little ones about money. Whether it's his touching stories of family or his practical tips for integrating money lessons into everyday moments, Anthony helps us see that it's never too early to start financial education.About our guest:Anthony Delauney is a financial advisor and the founder of Owning the Dash, LLC, a company focused on childhood financial literacy and family financial freedom. He has authored a series of award-winning children's picture books that introduce basic money concepts, along with two financial self-help books aimed at aiding young and older couples in their financial journeys. Working in the financial services industry since 2003, Delauney helps families with various financial planning needs, from cash flow management to estate planning. He holds several professional certifications, including Certified Financial Planner, Chartered Financial Consultant, Chartered Retirement Planning Counselor, Retirement Income Certified Professional, and Behavioral Financial Advisor.Owning the Dash SiteOwning the Dash for Educators (use code: OwningMyDash!)Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, I want to discuss the importance of annually reviewing your Social Security statements. Regular checks ensure our earnings are accurately recorded, which is crucial for predicting and securing our financial future upon retirement. By understanding how life events affect our benefits, we can make informed decisions that enhance our long-term financial security. Join me as we explore how to maximize Social Security benefits and safeguard our financial future.Links from the episode:Financially Intentional Instagram Post‎Catching Up To FI: Social Security Made Simple | Mike Piper | 054 on Apple PodcastsSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we have a special guest, Rachel Hernandez. Rachel, a seasoned investor and author, shares her comprehensive journey from starting as a bird dog, scouting real estate deals for others, to mastering the art of mobile home investments. She provides insightful strategies on how to achieve significant cash flow without traditional bank loans, and discusses the advantages of owner financing in mobile homes. If you're curious about alternative pathways to real estate success and financial freedom, this episode is packed with valuable lessons and practical advice to help you navigate the complexities of the market and start building your investment portfolio.About our guest:Rachel Hernandez is a seasoned real estate investor with over a decade of experience, specializing in the unique niche of mobile home investing. Initially, she started her career by sourcing deals for other investors in the single-family home market before transitioning to handling her own transactions. Seeking a break from the demanding life of a traditional landlord, Rachel ventured into mobile home investing, finding it not only less strenuous but also more enjoyable. As an accomplished author and blogger, Rachel's books have achieved #1 status on Amazon, and her blog has been recognized among the "Top 20 Real Estate Investing Blogs." Renowned as the #1 Writer for Mobile Homes on Quora, her expertise has been showcased in notable publications such as MHVillage, Forbes, Motley Fool, Experian, and GoBankingRates, among others. Beyond writing, Rachel hosts a podcast and frequently shares her insights on various other podcasts, discussing her journey in mobile home investing. Her contributions to the field have also earned her recognition as one of 30 Asian American Podcasts to support.Guest links:More about Rachel: https://adventuresinmobilehomes.com/learn-with-rachel/Learn about her courseMore links: https://linktr.ee/mobilehomegurlSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday,  I'm sharing how I handle my finances as a labor and delivery nurse in the San Francisco Bay Area. I'll walk you through my income details, my spending habits for March, and how I budget carefully in this high-cost living area. Discover how I manage daily expenses and save for big future goals, like helping my daughter save for her first car!Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, and even took mini-retirements to travel. He has a lot of great tips on how to use your money wisely and make it grow.Resources Mentioned:Sophia.org - Offers ACE (American Council on Education) accredited courses online, which are generally like college core courses and lower-level electives.TEEX.org (Texas A&M Engineering Extension Service) - Provides continuing education courses, including cybersecurity courses, which are also ACE accredited.Modern States - A platform designed to prepare students for CLEP (College Level Examination Program) tests, offering courses that can be credited towards college education.Excelsior University - Noted for its flexibility in accepting credits from various alternative education sources and offering programs like a one-transcript service to consolidate credits from different programs.Study.com - Potential resource for taking upper-level courses necessary for completing a degree.Law Shelf - Source for upper-level courses.About our guest:Gerry Born and his wife are a retired teaching couple whose journey to financial independence began under challenging circumstances, grappling with $48,000 in student loan debt and unreliable cars in their early thirties. Their financial situation took a significant turn for the better during a five-year teaching stint in Saudi Arabia starting in 1996, where Gerry taught ESL while his wife completed her MBA. This period allowed them to eliminate their student loan debt and save $100,000, laying a solid financial foundation. Upon returning to the U.S. in December 2001, they initially planned to live and teach in Texas but ultimately settled in LaGrange, Georgia, where they lived for seven years. By 2023, despite no longer engaging in "real" work beyond substitute teaching, blogging, and a credit-tradeline side hustle, they managed to fully fund their HSA accounts and grow their wealth to over $2 millionThe Millionaire EducatorSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, I’m going to talk about something really interesting—my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I don’t actually pay as much as it seems. I’ll share some funny comments from people who saw my post, and we'll look at my recent pay stubs together. It’s going to be fun and you’ll learn how money can look different once taxes and other things are taken out.IG Post From the EpisodeSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in Arizona. He saw the potential in mobile home parks for creating wealth and community improvements and never looked back. Walter's journey from borrowing $1,500 from his girlfriend to building a multimillion-dollar portfolio is nothing short of inspiring. If you've ever wondered if there's more to real estate than just houses and apartments, this episode is for you.About our guest:As the Founder and CEO of Sonos Capital, Walter Johnson has carved a notable path in the real estate investment sphere over the past two decades, managing transactions that have amassed millions. His profound expertise in the field has not only earned him a place on the Board of the Manufactured Housing Communities of Arizona but also led to his election as a Board Member of the City of Mesa, AZ Housing Committee, with the honor of being sworn in by Mayor John Giles. Johnson has received national recognition for his efforts in providing affordable housing and fostering communities for middle-class families. Currently, he dedicates his efforts to guiding busy professionals and passive investors towards opportunities in Mobile Home Parks and Communities. For a deeper insight into his impactful work, visit Sonos Capital's website at www.sonoscapital.com or check the link in his featured section.https://www.sonoscapital.com/Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textIn today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that it’s okay not to be perfect and it’s important to share our real stories, not just the happy pictures we see online. I also talk about how I’m working hard to pay off some debts and make smart choices with my money, even though it can be really tough sometimes. And you know what? I love helping people and sharing what I learn along the way. So, come join me as I talk about my life, the ups and downs, and how we can all learn to be a little more honest and kind to ourselves and each other.Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of how systemic biases can lead to unfair and often harmful treatment in medical care for Black moms and their babies. It's not just about personal experiences; it's about a widespread issue that demands attention and action. Chelsea and I are here to share insights, stories, and strategies on advocating for the rights and well-being of Black families navigating the healthcare system. Together, we're envisioning and working towards a future where healthcare equity is a reality for everyone.About our guest:Chelsea Samms, BSN, RN, CPST, is a beacon of leadership and innovation in the nursing field, with a career deeply rooted in neonatal care, education, and entrepreneurial ventures aimed at transforming healthcare. As a NICU nurse with a rich background in maternal-newborn health, Chelsea has dedicated herself to bridging the gap in health equity, fostering diversity, and promoting inclusion across patient care spectrums. Currently advancing her expertise through a Master of Science in Nursing Education, she is fervently working towards nurturing the next wave of nursing leaders and educators. Chelsea's entrepreneurial spirit shines through her ownership of "I Know Newborns, LLC," where she focuses on combating health disparities in newborn care and championing the rights of marginalized communities. With a skill set that spans leadership, business development, and advocacy, she excels in environments that challenge her to innovate and lead change. Chelsea is on a continuous quest to collaborate with fellow professionals who are as committed to nursing excellence, healthcare innovation, and making a societal impact as she is, aiming together to sculpt a brighter, healthier future for all.Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money