
Financially Intentional
Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. We believe that you have all the tools to improve your finances because you and your family deserve it. Our hope is that by listening to this podcast, your circle of influence is enhanced. Let us be the folks you choose to surround yourself with.
Latest episodes

Jul 23, 2024 • 20min
Buy Nothing Groups - Expert Edition Episode 74 (Classic Episode)
Send us a textIn this episode, Marie Thomasson of Modern Assets and I discuss Buy Nothing Groups and our experiences in both giving and receiving from these groups. This can be a huge tool we can use to either save or give back to our society for things we could have thrown out. We cover:What are Buy Nothing GroupsOur experience in saving by joining these groupsHow you can also give back to help othersThe geographic nature of groups and how to find themLearn more about Marie by visiting her websiteSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 18, 2024 • 1h 6min
FIRE for Dummies - Episode 82 (Classic Episode)
Send us a textToday’s episode is really special because my dear friend Jackie Cummings Koski is here to chat. Jackie has been a huge supporter of mine and today she shares her journey in personal finance, including some big wins like becoming a Certified Financial Planner and her insights from her new book, "FIRE for Dummies." We’ll dive into how she’s made smart money moves, even when life threw challenges her way, and she’ll give us some tips on surrounding yourself with the right people to succeed financially. Join us to find out how Jackie continues to inspire and educate in the world of finance!F.I.R.E. For Dummies by Jackie Cummings Koski at AmazonCatching Up to FI: Social Security Made Simple | Mike Piper | 054About our guest:Jackie Cummings Koski, hailing from Aiken, South Carolina, grew up in a financially tight family as the second youngest of six children. Despite the financial challenges and a culture where discussing money was taboo, Jackie pursued higher education to improve her prospects and nurture her passion for writing. She earned a Bachelor of Arts in communications from Augusta State University, supporting herself through college by working full-time. After college, Jackie married and had a daughter, Amber. The end of her eleven-year marriage turned her into a single mother, intensifying her focus on personal finance. Jackie excelled in managing her finances, providing a middle-class lifestyle for herself and her daughter—a stark contrast to her own upbringing.Her growing interest in finance led her to join and later preside over the Cincinnati Model Investment Club and serve on the BetterInvesting Regional Board of Directors. Jackie's commitment to financial literacy motivated her to educate others, especially since many, like her, were not taught about money in any formal way. Her book, "Money Letters 2 My Daughter," encapsulates this mission, offering straightforward financial advice through personal letters that discuss crucial financial concepts and practices.THE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 16, 2024 • 13min
The Case For 529s - Expert Edition Episode 73
Send us a textToday, we're talking about 529 savings plans and why they are great for saving for your kids' education. Many people worry about what happens if their kids don't go to college, but there's a lot more to 529 plans than you might think. They grow tax-free and can be used for many educational expenses. You can even start one before your child is born! Let's rethink how we save for education and make sure our kids start their adult lives without student loan debt.Resource Mentioned: 529 Table by Invite EducationSupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 11, 2024 • 47min
Cracking the Code of Student Loans with The College Investor - Episode 81 (Classic Episode)
Send us a textIn this episode, we chat with Robert Farrington, a seasoned expert in personal finance and the founder of The College Investor. Robert shares his journey from a college graduate with $43,000 in student loan debt to a successful financial blogger. He highlights the issues with student loan servicers and offers insightful advice on managing and paying off student loans. We delve into various strategies, including income-driven repayment plans and loan forgiveness programs that can help in understanding the student loan landscape making this episode a treasure trove of practical advice for anyone navigating the complexities of student loans.About our guest:Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com. He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future. He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.The College InvestorCheck out this analytical report on the State of Student Debt in the U.S. for 2023.THE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 9, 2024 • 15min
You Don’t Need a Financial Advisor - Expert Edition Episode 72 (Classic Episode)
Send us a textToday, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about checking your current job's retirement plan to make sure it's invested in a smart way. And lastly, if you have student loans, there's a special chance right now to get some of that loan forgiven, but you've got to act fast! I've got all the details and links to help you out.Resources Mentioned:Capitalize: capitalize.sjv.io/NKvn1VStudent Loan Planner: https://studentloanplanner6c01f.referralrock.com/l/NASEEMABRI71/Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 4, 2024 • 1h 10min
How To Graduate College Debt-Free With Money In Your Pocket - Episode 80 (Classic Episode)
Send us a textWorried about paying for college for your kids? Imagine if they not only had school fully paid for but graduated with a nest egg already in place.Chris shares how his Debt Free Degree Triangle makes this possible. About our guest:Chris Corinthian has worked for over 15 years in higher education in the areas of financial aid and financial literacy. After working with thousands of students, he realized that there were specific steps that students did to receive multiple scholarships and graduate debt-free. Unfortunately, there were also students who did not know this information and dropped out of school because they did not have enough money to complete college. Chris is on a mission to stop the national student loan debt from rising by showing students the blueprint to not only graduate debt-free but also show them how they can have money in the bank when they walk across that stage at graduation. Through teaching the principles of financial literacy, he walks high school students and current college students through a three-step framework on how to “find the money, budget the money, and grow the money” to pay for school.Check out Chris’s bookGet a free chapter from the bookResources mentioned:Taco Bell Live Mas ScholarshipRaise.meSchollyClep examsTHE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 2, 2024 • 8min
Unlocking the Power of Roth IRAs for Your Children - Expert Edition Episode 71
Send us a textToday, I'm excited to talk about how you can open a Roth IRA for your kids. Even if they're not old enough to have a regular job, they can still earn income by doing things like babysitting, dog walking, or even modeling. I'll explain how any earned income can go into a retirement account and the benefits of starting early. Plus, I'll share some tips on how to manage these accounts and why a Roth IRA is such a powerful tool for your child's future.Support the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 27, 2024 • 35min
Making Sense of Student Loans Post the Pause - Episode 79 (Classic Episode)
Send us a textWe are joined by Lauryn Williams of Student Loan Planner to address the often overwhelming topic of student loans. As many are confused about the ever-changing landscape of student loans, Lauryn offers clarity, walking us through various loan repayment plans. We also touch upon the intricate dance between loan payments, taxable incomes, and retirement savings. With Lauryn's wealth of knowledge, we discuss actionable steps and encourage everyone to tap into available resources, like Student Loan Planner, to navigate their unique financial situations and potentially save thousands in the process.About our guest:Lauryn Williams, CFP® is a 4-time Olympian and the first American woman to medal in both the Summer and Winter Games. Currently, Lauryn is a consultant for Student Loan Planner and the founder of the financial planning firm Worth Winning and the “Worth Listening” podcast.Links:Studio Loan PlannerMore about Lauryn WilliamsTHE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 25, 2024 • 26min
Save Thousands on Your Loans Before It’s Too Late - Expert Edition Episode 70
Send us a textDon't miss today’s important episode! I'm excited to have Lauryn Williams from Student Loan Planner here to talk about a huge opportunity—the IDR waiver and how it can dramatically reduce your student loans. We're breaking down everything you need to know about loan forgiveness and repayment plans that could save you thousands of dollars. Time is running out to take advantage of these changes, so tune in right away to make sure you don’t lose out.---EXTENDED IDR WAIVER DEADLINE: June 30, 2024Our friends over at Student Loan Planner are the experts in all things student loans and they wanted us to share with you about the extended IDR waiver deadline which is now June 30, 2024.Millions of borrowers could see their entire balances wiped away completely, including you.The income-driven repayment (IDR) waiver is a one-time account adjustment that was implemented by the Biden Administration and it is a BIG DEAL!Any time you've spent in repayment and many periods of forbearance or deferment can now be counted toward the 10-year Public Service Loan Forgiveness and 20- or 25-year IDR forgiveness programs.To qualify, many borrowers may need to consolidate their loans by the Administration's NEW deadline June 30, 2024.You can take action on your own, but if you want to discuss your student loan situation with a professional CFP® or CSLP to make sure you’re picking the best option for you, we highly recommend Student Loan Planner!You can get $100 off a 1:1 consult by booking through our link below!https://www.studentloanplanner.com/financiallyintentionalTHE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 20, 2024 • 57min
Accelerating Home Loan Payoff to Unlock Financial Freedom - Episode 78 (Classic Episode)
Send us a textWe are joined today by our guest, Anthony Rushing, as we delve into the financial strategy that could potentially transform your mortgage and debt repayment journey. Join us as we explore the world of First Lien HELOCs, a lesser-known but powerful tool for accelerating mortgage payoff and achieving true financial freedom. Anthony breaks down the intricacies of this strategy, emphasizing its suitability for those who routinely save and aspire to be debt-free. We'll walk you through the steps, discuss its nuances, and uncover when it makes the most sense for your unique financial situation. If you've ever wondered how to make your savings work harder for you while paying off your mortgage faster, this episode is a must-listen!Video Episode on Youtube: https://youtu.be/AdHNIYr4BCkAbout our guest:Anthony Rushing is a Loan Officer at First Savings Bank, and a First Lien HELOC specialist. He is an experienced Loan Originator focusing on the advocacy, education, and sale of the First Lien HELOC product and strategy.THE HIGH-EARNING WOMEN PODCASTThis podcast empowers high-earning women to make informed financial decisions and thrive.Listen on: Apple Podcasts SpotifySupport the show---Check Intentional Style here: https://www.intentionalstylesuite.com/Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money
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