Financially Intentional

Send us a textOur credit expert Acquania Escarne is back and is putting us up on game on what Disabilty Insurance is and why it’s so important. She covers the different types, how it’s paid out and other things that disability insurance covers. With 4 out of 5 employees becoming disabled in their working lifetime, it’s imperative that we make sure we are protected. About our expert:Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals.Her coaching is individually tailored to address all financial situations. Also, through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life.Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since.https://www.thepurposeofmoneymaximizer.com/liveSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAbout our guest:Antoinette Munroe is a serial entrepreneur with a broad spectrum of business experience in industries ranging from music entertainment to construction. After eight years of accelerated advancement at a global CPG company, Antoinette shifted her focus from climbing the corporate ladder to pursuing FIRE(Financial Independence Retire Early) by 40. She achieved that goal at 36!To achieve this goal, Antoinette developed Budget ABC's, House Hacking, and Travel Hacking strategies that accelerated her path to financial independence. Along the way she's repaid over 100K debt, eliminated all her living expenses and traveled around the world visiting exotic locations like Bora Bora and Maldives for little to no cost.Currently, Antoinette primarily focuses on scaling her real estate investment portfolio using various strategies like short-term rentals, flipping, group homes, and multifamily. With her hyper focus on creating innovative ways to minimize expenses, maximize savings, and monetize opportunities, it's no surprise that she's the first self-made millionaire in her family. When she’s not "Building to Billions.” Antoinette enjoys salsa dancing, fine dining, and having fun with friends and family. Living by the personal mantra "I will find a way or make one", Antoinette is continuously working towards achieving her wildest dreams and brings and helping others define and achieve theirs.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textOur student loan expert Stanley Tate joins us to talk about what’s going with student loans in this new year. This is an unprecedented time in regards to loan repayment options. There are going to be some massive changes come summer. Check out this episode to learn more about what’s in store. About our expert:Here are the stats. Tate has been in the game 8+ years fixing student loan problems. He has managed $1B in debt for clients, negotiated $30M in student loan settlements with an extra $700 million in projected loan forgiveness. He has helped hundreds of people from all walks of life — bus drivers, nurses, teachers, lawyers, doctors, CEOs, accountants, and so on—get out of default, qualify for loan forgiveness, access affordable monthly payments, negotiate settlements, stop garnishments, and discharge student loans in bankruptcy. Check him out at https://www.tateesq.com/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAre you worried about how you are going to pay for healthcare if you retire before Medicare age? This conundrum has stumped early retirees and entrepreneurs for decades. Part of the problem is that we just plain unclear about how much healthcare coverage will cost. Lynn Frair and Ryan Connell have an answer. They have created a a healthcare calculator to help you estimate your costs. This is the nation's first healthcare cost calculator of it's kind through the lifespan for entrepreneurs and early retirees. And it’s available totally free.About our guests:Lynn Frair is a nurse and healthcare expert and personal finance enthusiast who started investing at age 12. After a brain tumor in her 20s wiped out her savings, she re-built up her investments and retired at age 40. She is covered by major media outlets including the WSJ, and MarketWatch. She is the founder of FI Healthcare, where her mission is empowering individuals in the financial independence community with knowledge to choose the right healthcare option for themselves. She is also the Founder of thefinanciallysavvynurse.com where she works with nurses using knowledge of personal finance to empower them to live a life with more time freedom and in alignment with their values.Ryan Connell worked for 15 years as a systems engineer identifying the heart of complex problems and leading teams to solve them. He left his engineering career in 2022 to start living more deliberately and find a new path in life thanks to FIRE (Financial Independence/Retire Early)fihealthcare site: https://fihealthcare.com/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textHave you ever wondered which you should do first? I ask our resident CFP his advice. I also share what I feel is my biggest money mistake in paying off my student loan debt. His response might surprise you. About our expert:Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth Specialist. He is the founder of Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals and the author of “Portraits of Childfree Wealth”.He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications.Get your 15 day free trial to the Childfree Wealth Self-Directed Financial Planning SystemVisit Childfree Wealth at https://childfreewealth.comSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textBeen wondering if investing in short to medium-term rentals is for you? Our guest today was able to turn around from being 50k in debt to Financially Free in 2 years with Airbnb! This episode is a good starter for anyone thinking of diving in and understanding the space even more.About our guest:Zeona McIntyre has been an Airbnb host since 2012. After 10 years of managing short-term rentals across the globe, she has transitioned to selling Real Estate to investors looking to house hack or live for free. She is an avid Real Estate Investor owning a double-digit portfolio of short and medium-term rentals. In the fall of 2022, she released the book: “30-Day Stay. An Investor’s Guide to Mastering the Medium-term Rental'' coauthored with Sarah Weaver. She teaches listeners how to achieve Financial Freedom through Real Estate on her Podcast: Invest2FI, co-hosted with Craig Curelop. She has been featured on BiggerPockets, Mr. Money Mustache, NPR, Business Insider, and more than 50 podcasts. Zeona has been to 47 countries. She spends half the year in Boulder, Colorado, and the other half traveling the world as an international pet sitter. Websites & Social Media:www.zeonamcintyre.comInstagramFacebookTiktokYoutubeBuzzsprout - Let's get your podcast launched!Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textHave you seen some changes to your credit lately? I know I have! American Express just decreased the available credit on three of my cards by 90%. No late payment or other delinquencies. This is a timely episode to have my friend and the Financially Intentional Credit Expert, Shante Nicole join us to break down what’s going on. She shares why creditors are pulling back credit limits. She also breaks down what makes up a credit score and what goes into improving it. Make sure you follow her and join her Financial Common Cents Facebook group About our expert:Shante Nicole’s passion for serving others has always been at the center of her life.  She is an author, financial educator, certified credit consultant, holds a degree in nursing, and is the founder of her nonprofit organizations: F.A.C.E. (Facing Autism with Children Everywhere), and her latest endeavor, Financial Common Cents.  As if that doesn’t keep her busy enough, she is also a wife and mother of a child with autism.In January 2017, she started an online Facebook community, "Financial Common Cents", whose motto is “Education…Restoration…Liberation”.  It was her mission to empower people to rebuild, restore, and repair their credit.  She also helps individuals devise a consistent plan to manage their finances and their debt.  To date, her “FCC family” has grown to over 102,000 members from over 100 countries. Through her nonprofit organization, Financial Common Cents, she facilitates workshops, online courses, and personalized financial & credit coaching. As a panelist with SunTrust Bank’s onUp Movement, she educates her community on credit, budgeting, and debt management.She’s also the founder of “Kids Making Cents”,  a financial literacy program that offers educational products and workshops in the community including schools, churches, and recreational camps.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textWe discuss the realities and common misconceptions of being child-free.  What does financial planning look like for individuals and couples who are child-free? We dive deep into Retirement Planning, Financial Independence Live Early, and Life Insurance. About our guest:Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth, Specialist. He is the founder of Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals, and the author of “Portraits of Childfree Wealth”.He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications.Get your 15-day free trial to the Childfree Wealth Self-Directed Financial Planning SystemLinks mentioned in the episode: MakeMyMoveThe couple that agreed to have their financial planning recorded: https://childfreewealth.com/blog/introductory-meeting-cfpDetailed resource for Long-Term Care: https://childfreewealth.com/2022/03/08/long-term-care-childfree/Testing out of college: https://modernstates.orgVisit Childfree Wealth at https://childfreewealth.comSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday, we discuss with our expert, Dr. Jay Zigmont, how you can seek help from financial experts and what to expect when you start discussing finance with your financial advisor. We also cover good fundamentals in your finances and how clutter and inaccurate advice on the internet could potentially negatively impact your finances.Dr. Jay Zigmont’s mission in life is to help people to learn how to live their best life and achieve financial freedom. He is a Certified Financial Planner completing his Education (minimum of a Bachelors Degree), Experience (minimum of 6000 hours), Examination and Ethics. This covers a broad training in the areas of Comprehensive Financial Planning: Financial Planning, Insurance Planning & Risk Management, Investment Planning, Tax Planning, Retirement Planning & Employee Benefits, and Estate Planning.Dr. Jay Zigmont's site:   https://childfreewealth.com/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textSteven Stack is a financial consultant and coach whose mission is to help others build wealth holistically. He is 100% debt free which includes paying off a six-figure mortgage. He also became a millionaire by age 31 through investing primarily in real estate and the stock market. He believes wealth isn't just what's in your bank account but also the person you're becoming.Steven Stack's Website: https://www.stevenlstack.com/Steven Stack's IG: https://www.instagram.com/stackingwithstack/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money