Financially Intentional

Send us a textJoin us on a thought-provoking journey as we delve into the question: Is financial independence a white privilege? In this podcast, we aim to examine the complex interplay between race, socioeconomic status, and the pursuit of financial freedom. Hear an honest discussions, valuable insights, and a call to action as we uncover the truth about financial independence and its relationship to privilege. It's time to break down barriers and pave the way for a more equitable and inclusive financial future for everyone.Check out Jeff’s Is Financial Indepence a White Privildege article.About Our Guest: Jeff is a former Naval officer who lost everything in the 2008 market crash, the same year he was honorably discharged. After a couple years of scraping by and living on credit card advances, he landed a stable government job in 2010 and started to rebuild. 13 years later, he's approaching a net worth of $900,000 and his story can provide hope.In Part 1 of this episode, we discuss the following:Financial Independence as a White PrivilegeChallenging Social Norms and Embracing Financial ResponsibilityLeveraging the GI Bill for Financial AdvantageThe Power of Surrounding Yourself with Like-Minded IndividualsNormalizing Wealth and Creating RepresentationSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textIn this episode, Certified Financial Planner Leisa Peterson shares her insights on getting on the same page with your partner financially. Drawing from her personal experience and working with couples, she emphasizes the importance of open communication and regular conversations about money. Lisa discusses how aligning financial behaviors and beliefs can lead to a healthier relationship with money. She highlights the significance of expressing individual needs and expectations to avoid misunderstandings. Additionally, she advises setting goals together and regularly tracking progress as a way to foster a positive financial journey. Through relatable anecdotes and practical tips, this episode offers guidance for couples seeking to navigate money matters and strengthen their financial partnership.Below is a summary of what topics we discuss:Commingling moneyGetting in alignment and finding common groundUnderstand your and your partner’s money identityShare what’s important to you, don’t expect your partner to read your mindTips on having money conversationsCreating annual, semi-annual, and quarterly goalsSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAre you setting a good financial example for your kids? Join us as we chat with Raquel Curtis, "The Boujee Banker," about how she overcame life's setbacks to create a successful brand helping women worldwide achieve financial freedom. Raquel shares her inspiring journey of learning to budget, invest, and save after a car accident emptied her bank account and forced her to close her businesses. She also talks about how she's teaching her daughter to develop healthy money habits and achieve financial independence.In this episode, you'll learn about budgeting for moms, financial planning, investing, and creating sustainable online businesses. Raquel's story proves that with the right mindset and strategies, anyone can overcome financial challenges and achieve success. Don't miss this chance to gain valuable insights into managing your money as a mom and setting a positive example for your children.Resources Mentioned:The Boujee Banker SiteRacquel Curtis Facebook PageMastering Your Money Mindset book by Raquel CurtisSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textToday we discuss the two major expenses you need control to save and invest or use to pay down debt to help in your overall personal finance. Below are the main expenses covered:Discussing the main misconception in controlling expenses and how it affects the sustainability of following this principleControlling your housing costs and transportation costsTips on how to offset part of these costsMindful Millionaire Community.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAnne-Lyse discovered the power of investing and trading in her early twenties allowing her to reach Coast Fire in her early thirties. She has started multiple business and inherited one and discusses the implications as a Black woman. We also discuss the importance od building generational wealth, raising financially savvy kids, and planning for the next generation. Make sure to subscribe to Anne-Lyse’s The Dreamers PodcastAbout Our Guest: Anne-Lyse Ngatta also known as Anne-Lyse Wealth is a Certified Public Accountant turned personal finance educator and storyteller on a mission to normalize Black wealth.Anne-Lyse is the Founder of the ALW Agency, a communications agency with a mission to help women entrepreneurs become trusted leaders in their industries so they can amplify their impact, and Dream of Legacy, the award-nominated platform dedicated to inspiring millennials to live a wealthy life on their terms.Since releasing her first book, has been a contributor for several mainstream publications, and served as a communications and brand strategist for business leaders.Anne-Lyse leveraged thirteen years of experience in finance, communications, strategy, and leadership working at Fortune 500 companies, to start her companies.Deeply passionate about doing her part to help close the wealth gap, Anne-Lyse educates underserved communities about financial literacy. She is the author of "Dream of Legacy, Raising Strong and Financially Secure Black Kids” and the host of “The Dreamers Podcast.”Her work and advice have been featured in media outlets such as Business Insider, Forbes, Time, Fortune, Black Enterprise, Harvard Business Review’s Ascend, to name a few.Anne-Lyse is a graduate of Georgia State University, where she received a bachelor's degree in Accounting and a Master of Business Administration. She later obtained her Certified Public Accountant license while working at a Big 4 Public Accounting firm.Anne-Lyse resides in Atlanta, GA, with her husband and three daughters.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAccording to recent studies, more than 50% of millennials are financially supporting their parents. The statistics get even more interesting. Did you know that almost 75% of these millennials are women.I also share my concerns about how caring for my parents will affect my finances in these episodes with Dr. Jay:When should you start planning for Long Term Care?Long-Term Care Planning Part 2Also, according to a 2015 TD Ameritrade study, one in five millennials support their parents by spending an average of $18,250 per year. We discuss:How to budget taking care of parents. How to avoid depending on your children by adequately funding your retirement. The role of high divorce rates amongst baby boomers plays.Subsidizing retirement with a rental property.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textHealth Insuance is expensive and complicated, especially if you don’t have access to an employer sponsored plan. Many people struggle with understanding what they are paying for and what is covered. With so much misinformation out there and with medical bills being so hard to understand, you need someone you can trust to help you navigate. Oxana has been getting people the right coverage they need since 2020. Learn how she can help you navigate these rough health care waters. See works with the self employed, the early retired, retired or people seeking options outside of their employer plans. Make sure you follow Oxana on IG. Resources Mentioned:My episode with Angel Celluci about Medical Billing ErrorsAbout Our Guest: With over 12 years of hospitality experience, Oxana started her journey as a health insurance agent when pandemic hit in 2020. Within 3 years in the new industry she started her own company Simple Health Quotes, as a response to constant complains from her clients on how difficult and frustrating the process of shopping for health insurance was. The hospitality background has helped her a lot to connect with people, hear and care about their concerns and work on simplifying the process of comparing and selecting plans. She now networks with dozens of agents to provide a one stop shop experience for her clients, focusing on everyone's individual situations, as health insurance isn't one size fits all outside of your typical employer coverage. Contact her today to check for your best available options, or if you have any general questions about health insurance at all. All consultations are free of charge.Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textDisability Insurance Awareness Month, takes place every May. Disability insurance is a type of insurance that provides financial protection in the event of an unexpected disability that prevents you from working. In this episode, we'll explore why disability insurance is important, how it works, and why it's important to have coverage. We'll also look at some common misconceptions about disability insurance and discuss how to determine the right policy for your individual needs. Whether you're a business owner or an individual, disability insurance is an important consideration, so tune in to learn more about how you can protect your financial future.About our expert:Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals.Her coaching is individually tailored to address all financial situations. Also, through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life.Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since.Schedule a Free Consultation with AcquaniaSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textAbout Our Guest: Maggie Ortiz has been a Critical Care Registered Nurse for 22 years working primarily in the hospital setting. Maggie holds a Master's Degree in Nursing Leadership. Maggie has worked in rural small hospitals to large Level I hospitals in the US. Her experience includes: ER, ICU, Cardiac Cath Lab (Interventional Cardiology) taking heart attack call, Interventional Radiology with Neuro and Trauma Interventions, and Surgical area pre and post, sedation nurse in various departments. Maggie has worked as a local temporary agency help nurse as well as taken travel contracts in these areas.Maggie spent a short time at a Board of Nursing as an Investigator and after hearing and seeing the lack of due process that was extended to nurses left and became an activist and advocate for nurses. There are 400,000 nurses in Texas and 5 million in the United States so she saw a need and is the CEO of ADVOCATES FOR NURSES PLLC which helps advocate for nurses. Assisting nurses in various capacities working alongside them and their lawyers.Maggie's extensive experience with sedation and a lack of screening criteria for appropriate anesthesia, drove her to create a patient screening tool in her master's degree. This tool assesses the criteria for a patient to have sedation administered by an RN and or by an anesthesia provider. This was piloted and implemented within the organization which improved patient outcomes.Maggie for the last year has worked as a patient advocate working alongside patients and their families during this trying time and seeing the flipside of healthcare.Maggie was also an expert witness for medical malpractice and is an expert for administrative (board of nursing) cases. Maggie is very familiar with the Nurse Practice Act as it pertains to the nurse's license in any state as well as the standard of care in nursing.Maggie continues to be a change-maker by not only acting on what she has experienced in her vast career as a bedside nurse but also from other nurses across the nation. Maggie takes this and works with state and federal representatives to make change for nurses through policyAdvocates For Nurses Links:https://www.advocatesfornurses.com/https://www.facebook.com/advocates4nurses/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Send us a textIn this episode, we are addressing the dismal reports that many people are expected to default on their mortgage in the next few months. We cover:What you can do if you can't pay your mortgageHow mortgage companies are respondingPossible balloon paymentIf property taxes and insurance payments includedWill it be reported to your creditRequest everything in writingArticle referenced: Homeowners' Savings Crisis Will Trigger Mortgage Time Bomb Next MonthSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money