

Financially Intentional
Naseema McElroy
Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. We believe that you have all the tools to improve your finances because you and your family deserve it. Our hope is that by listening to this podcast, your circle of influence is enhanced. Let us be the folks you choose to surround yourself with.
Episodes
Mentioned books

Jul 24, 2025 • 43min
The Real Reason You Self Sabotage Financial Growth - Episode 135
Send us a textIn today's episode, I talk with Scarlett, also known as The Biz Hippie, about how our thoughts and feelings around money can hold us back from living the life we want. Scarlett shares her story of going from saving lots of money but feeling empty inside, to building a life she truly loves by changing her mindset and how she uses her money. We talk about why just working harder doesn’t always lead to happiness, and how it’s okay to want more for yourself.About our guestScarlett Stanhope, aka The Biz Hippie, teaches coaches to conquer their finances and own their worth so they can be fully supported by the work they love! Scarlett harnessed the power of money to break free from her workaholic career path and pursue her dreams. She uses a combination of tangible money management strategies as well as a variety of coaching techniques to help her clients transform their mindset and relationship to money, allowing them to strategically achieve their goals and live their best lives.The Biz HippieFree Quiz: Discover your money mindset typeMy podcast: Empowered & Abundant PodcastSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 17, 2025 • 39min
What Every New Clinician Wishes They Had - Episode 134
Send us a textIn today's episode, I talk with Jessica and Andrew Roden, two amazing PAs who created an app called Blox to help new healthcare workers feel less stressed and more confident. They saw a big problem when they started working—new grads didn’t have the tools they needed to succeed—and they decided to fix it. We talk about how they built their app, what it's like to work in medicine today, and how anyone with a good idea can make a big change.About our guestJessica Roden, PA-C, and Andrew Roden, PA-C, are the co-founders of Blox, a mobile app designed to help student and new graduate NPs and PAs feel less overwhelmed and more confident in fast-paced clinical settings.Jessica’s experience in urgent care and emergency medicine revealed how isolating those first shifts can feel without the right tools or mentorship. Andrew's experience as a clinical preceptor reveals firsthand how often students struggle to bridge the gap between classroom learning and real-world medicine. Frustrated by the lack of streamlined, reliable resources, they launched Blox in early 2025 to build the tool they always needed: something fast, practical, and made for early-career providers.Their mission is simple: support the next generation of clinicians with high-yield clinical guidance that reduces stress, improves decision-making, and builds confidence.Try Blox free at https://bloxmedical.app.link/bloxdownloadhttps://www.bloxmedical.com/Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 10, 2025 • 36min
Why High Earners Still Feel Broke - Episode 133
Send us a textIn today's episode, I talk with Germaine Foley, a money coach who helps high-earning women build wealth without giving up the things they love. We both know what it’s like to make good money but still feel stuck and stressed about finances. Germaine shares how she and her husband paid off over $200,000 in debt while still living their lives. We talk about her "Do Both" method, why budgeting doesn’t mean being deprived, and how changing your mindset can change your money story.About our guestGermaine Foley is a Certified Life and Money Coach who helps women who earn good money but still feel stuck financially. After paying off over $200K of debt, without giving up travel or the things she loved, she created a practical approach to building wealth without extreme budgeting. Now, she teaches other high-earning women how to grow their net worth and enjoy life at the same time.Germaine Foley's WebsiteFree Training: How To Build Wealth w/out Going On a Strict BudgetBook a Financial Clarity ConsultationSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jul 3, 2025 • 24min
The Current State of Credit in this Economy - Episode 132 (Classic Episode)
Send us a textIn this classic episode, I’m talking with credit expert Shante Nicole about what’s really going on with credit right now and why your score might drop even if you’ve done nothing wrong. We break down how lenders are reacting to the economy, what credit card companies are doing behind the scenes, and what you can do to protect your credit today. This is super important with so many changes happening fast, so if you’ve been confused or stressed about your score lately, this episode will help make things clear and easy to understand. About our expert:Shante Nicole’s passion for serving others has always been at the center of her life. She is an author, financial educator, certified credit consultant, holds a degree in nursing, and is the founder of her nonprofit organizations: F.A.C.E. (Facing Autism with Children Everywhere), and her latest endeavor, Financial Common Cents. As if that doesn’t keep her busy enough, she is also a wife and mother of a child with autism.In January 2017, she started an online Facebook community, "Financial Common Cents", whose motto is “Education…Restoration…Liberation”. It was her mission to empower people to rebuild, restore, and repair their credit. She also helps individuals devise a consistent plan to manage their finances and their debt. To date, her “FCC family” has grown to over 102,000 members from over 100 countries. Through her nonprofit organization, Financial Common Cents, she facilitates workshops, online courses, and personalized financial & credit coaching. As a panelist with SunTrust Bank’s onUp Movement, she educates her community on credit, budgeting, and debt management.She’s also the founder of “Kids Making Cents”, a financial literacy program that offers educational products and workshops in the community including schools, churches, and recreational camps.Make sure you follow her and join her Financial Common Cents Facebook group Support the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 26, 2025 • 47min
Finding the Best Help for Your Financial Freedom Journey - Episode 131 (Classic Episode)
Send us a textToday, we discuss with our expert, Dr. Jay Zigmont, how you can seek help from financial experts and what to expect when you start discussing finance with your financial advisor. We also cover good fundamentals in your finances and how clutter and inaccurate advice on the internet could potentially negatively impact your finances.About our guestJay Zigmont, PhD, MBA, CFP® is the Founder and CEO of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and Permanently Childless people. Childfree Wealth is the first firm dedicated to serving Childfree people.Dr. Jay is a CERTIFIED FINANCIAL PLANNER™, Childfree Wealth Specialist, and author of the book “Portraits of Childfree Wealth” and the upcoming book “The Childfree Guide to Life and Money.” Dr Jay is the co-host of the Childfree Wealth podcast. His Ph.D. is in Adult Learning from the University of Connecticut.He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications. In 2023, he was named a “Rising Star” by Financial Planning.Childfree Wealth WebsiteLink to Dr. Jay's new bookSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 19, 2025 • 48min
The College Dilemma: Late-Stage Planning and Financial Solutions - Episode 130
Send us a textOur guest, financial advisor Brad Baldridge discusses the complex landscape of college planning and its intersection with financial realities. Delving into the different perspectives surrounding the value of higher education, Brad emphasizes the importance of aligning college expenses with overall financial goals, including retirement planning. He highlights the challenges faced by families in navigating the ever-increasing costs of college and offers practical strategies for managing finances and making informed decisions. With a focus on striking the right balance between educational aspirations and financial stability, Brad provides valuable insights and resources for families seeking guidance in the college planning process.About our guest:Brad Baldridge is one of the nation’s leading college financial experts. He teaches families the best ways to plan, save and pay for college so they can make their children’s college dreams come true without wiping out their finances or their retirement. For over 20 years, he has shared his expertise and insights through his private practice, as a blogger and host of the Taming the High Cost of College Podcast, and as a presenter at numerous workshops and seminars.Guest Resources: Baldridge College SolutionsTaming The High Cost of College ResourcesTaming The High Cost of College PodcastSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 12, 2025 • 54min
This Simple Strategy Helped Him Retire Before 30 - Episode 129 (Classic Episode)
Send us a textIn today's episode, I’m excited to have Kadeem Leslie with us today. Kadeem shares his incredible journey from Jamaica to achieving financial freedom before 30. He talks about the challenges he faced growing up, the pivotal moments that shaped his path, and the strategies he used to build multiple streams of income. From starting a property management company to investing in vending machines and real estate.About our guest:Kadeem Leslie is an entrepreneur, real estate investor, author of bestseller, Full Student, and educator on financial freedom. His companies manage over $7 million AUM. His philosophy of FULL challenges people to live their best year, every year, while maximizing their time, impact, physique, earnings, and happiness in the process. He is also an accomplished cellist, having played for over 10 years and for many heads of state. Kadeem Leslie's site and bookKadeem Leslie's IGSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

Jun 5, 2025 • 45min
Women Deserve Better Financial Advisors and This Is Why - Episode 128
Send us a textIn today's episode, I sit down with my friend and mentor Hilary Hendershott, a super smart financial expert who helps women build wealth. Hilary shares how she went from being deep in debt and losing her home to becoming a millionaire and teaching others how to win with money. We talk about why so many people, especially women, feel left out when it comes to money, and how changing the way you think about it can totally change your life.About our guest:Hilary Hendershott, MBA, CFP®, is the founder and Chief Advisor at Hendershott Wealth Management, a fee-only firm dedicated to helping women and couples achieve financial freedom through personalized, tax-aware investment strategies. With over two decades of experience, Hilary’s evidence-based, compassionate approach simplifies the complexities of money and empowers clients to reduce financial stress and grow their wealth. As a fiduciary, she puts her clients' best interests first—eschewing commissions and proprietary products—and has earned a 94.96% retention rate among high-net-worth clients over the past five years.Hilary’s passion for financial empowerment is deeply personal. After losing her condo to foreclosure and facing nearly $600,000 in debt, she rebuilt her life by transforming her money mindset, ultimately creating the Money Operating System® to help others do the same. She’s been named one of Investopedia’s Top 100 Financial Advisors for six straight years, is a Top 40 Under 40 Entrepreneur in Silicon Valley, a TEDx speaker, and the host of the Love, your Money® podcast. Hilary’s work has been featured in major media outlets including The Wall Street Journal, Forbes, NBC, and FOX. She holds an MBA from Santa Clara University and lives between California and Puerto Rico with her husband, daughter, and two cats.Hendershott Wealth ManagementSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

May 29, 2025 • 39min
The Lie Women Are Told About Money and Power - Episode 127
Send us a textIn today's episode, I talk with my friend Shang Saavedra, who saved enough money to retire by the age of 31! We talk about her new book Wealth Is a Mindset, why talking about money is so important, and how growing up shaped the way she thinks about money today. Shang shares how she and her husband lived simply so they could save more, and how her health scare made her rethink everything. We also talk about how your thoughts and feelings can affect your money habits and why it’s never too late to change.About our guest:Shang Saavedra is a published book author and the founder and CEO of Save My Cents, a nationally recognized personal finance expert. Shang finished saving for her retirement by the age of 31, and is America's leading expert on saving a retirement with joy. Shang's insights have been published by Business Insider, CNBC, Forbes, Fox Business, USA Today, Time / NextAdvisor, Nasdaq, and more. Previously, Shang worked for L.E.K. Consulting, Victoria's Secret, and CVS Health. Shang received her bachelor's degree in economics from Harvard and her MBA from The University of Chicago Booth School of Business. Her book, Wealth Is a Mindset, published in January 2025 with Third State Books.Save My CentsWealth Is a MindsetNo Spend ChallengeSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

May 22, 2025 • 39min
I Cold Pitched Target and This Is What Happened - Episode 126
Send us a textIn today's episode, I talk with the amazing Marty McDonald about how she went from working a regular job to building her own company and getting her brand into Target stores. Marty shares how she didn’t have all the answers but took bold steps, believed in herself, and kept going even when things got hard. We talk about what financial freedom really means, how to take smart risks, and why betting on yourself is always worth it.About our guest:Marty McDonald, founder of the verified platform Boss Women Media and creator of the Elle Olivia brand, successfully featured in Target stores.Marty is a pitch expert, business strategist, and trailblazing entrepreneur on a mission to help women and ambitious professionals build communities, bet on themselves, and achieve the extraordinary. Her brand, Boss Women Media, has cultivated a thriving network of women ready to level up in life and business, and she’s gearing up for the release of her highly anticipated book.With a proven track record of securing game-changing opportunities, including getting her own brand inside Target, Marty teaches people how to craft compelling narratives, articulate their value, and confidently land deals that transform their futures. She’s been featured on Side Hustle Pro and CBS Morning News and is renowned for creating platforms and communities that inspire and empower.Pre-order your copy of Audacious by Marty McDonald hereSupport the show---Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start Here Join the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money