Tiny Leaps, Big Changes

In this episode, we look at 3 very simple  things you can do to save a little more money. Try Empower: http://empower.me/tinyleaps Use cash & envelopes Order groceries online and pick them up (running total). Breanna Shaw on Quora 2 day rule Resources: https://www.quora.com/profile/Breeanna-Shaw

In this episode, we talk about accountability and how to keep ourselves accountable. We all have goals we have set and I often hear that it’s so hard to be accountable. Today I share three ways you can stay accountable to yourself, even when there isn’t someone else to keep you on track. Join Blinkist: http://blinkist.com/tinyleaps Key Points: How to start observational journaling Why you need to build a daily review habit How to pre-plan your activity

In this episode, we look at my top 3 productivity tools right now.  Try Foursigmatic: http://foursigmatic.com/tinyleaps Takeaways: Evernote Trello, Notion, or Monday.com Calendar

In this episode, we look at the role that mindfulness plays in our personal finances.  Try Empower: http://empower.me/tinyleaps "Mindfulness and healthy finances create a virtuous cycle, where 1) mindfulness improves your finances, and 2) improved finances gives you more freedom to pursue a more mindful, compassionate, and fulfilling life." Being mindful with your finances allows you to improve your finances Improving your finances gives you freedom to be more mindful Definition of Mindfulness: The quality or state of being conscious or aware of something Questions to Ask Yourself: How much do you spend How much do you make When are your bills due How much debt do you have What is that debt costing you monthly? What is your APR? What is your plan? Resources: https://www.mindfullyinvesting.com/ride-the-virtuous-cycle-of-mindful-personal-finances/

In this episode, we look at a few things you can do to change your life in 5 minutes each day. 2 Minute Meditations 5 Minute Stretches Read for 5 Minutes 5 Minute Networking Try Super Grapes from HumanN: www.supergrapes.com/tinyleaps

In this episode, we meet two listeners of Tiny Leaps, Big Changes and learn how the last 500 episodes have played a role in their personal development. 

In this episode, we talk about the purpose of meditation and what you should be aiming for.     Get Surfshark VPN at https://surfshark.deals/TinyLeaps Enter promo code TinyLeaps for 83% off and one extra month free! 1. Develop self-awareness     "The purpose of meditation is to understand ourselves and how our mind works. By doing that we can better understand how life works and give our mind more room to work. "    2. Create room for growth and change    "Through meditation, you begin to make your mind more pliable and willing to accept new ideas and beliefs."     3. Develop new perspectives    "Meditation helps us to gain a bigger perspective on all of life " 

In this episode, I talk about why you should bet on your strengths and we cover: The simple reason your strengths matter more than your weaknesses Why "fixing yourself" is a bad idea How to figure out what you're good at Why "dropping the ball" can be a good thing Resources: Scott Barry Kaufman | Which Character Strengths Are Most Predictive of Well-Being? | Scientific American - Beautiful Minds Section Erika Andersen | How Feeling Grateful Can Make You More Successful | Forbes - Leadership Section Gary Vaynerchuk | We Need to Talk About the Importance of Self-Awareness | Medium

In this episode, we look at the APR on our credit cards and loans.  Quotes: "More than 40% of Gen Z, around 30% of Millennials and Gen X, and almost 40% of Baby Boomers say they don’t know what the interest rate on their credit card is, according to a new survey by Stash, a micro-investing and banking app. But it’s not like folks don’t need to know because they’re paying off their bill in full each month and not triggering any interest charges: Americans paid $113 billion in credit card interest last year, up 12% from 2017, and up a whopping 49% from five years ago when the national average was just $76.3 billion, according to MagnifyMoney, a financial product comparison website." Takeaways: 1. A higher APR or Annual Percentage Rate leads to paying more overtime. This seems basic but is often underestimated. 2. If you aren't extremely careful, you can get into a situation where you are never able to get out of the debt (student loans). 3. Higher APR means less gets paid on the principle which means carrying a higher balance for longer and lowering your credit score. Here's what to do: Find your APR for every line of credit Create a plan to repay those debts. Either based on APR or on balance (avalanche or snowball) Resources: https://money.com/millennials-love-to-pay-with-credit-cards-but-almost-30-of-them-cant-name-their-interest-rate/

In this episode, we talk about my top 3 favorite mental health apps right now. Subscribe on YouTube: http://youtube.com/greggclunis