Blockchain Won't Save the World

What is Digital Cash, and how does it fit in a world with Libra, Central Bank Digital Currencies and Crypto? Jack Nikogosian has made the transition from Bitcoin to ICO to regulated digital bank, and explains the unique value of central bank-backed Digital Cash for enabling access to banking for all, and the goal of zero fee remittances worldwide. A truly transformative opportunity.   In this episode we discuss: - The challenge of bringing Bitcoin to traditional banking systems - The difference between Digital Cash, Stablecoins, CBDCs and Cryptocurrencies - The cost of cross-border payments and remittances for migrant workers - How digital cash could be a better underlying asset for Facebook's Libra - The technology architecture for a digital cash bank (core banking, Ethereum, cloud, compliance, data centres) - How to scale a digital cash ecosystem worldwide - Migrating from an ICO token model to a traditional shareholding and buyback model (this is really cool...) Links to topics discussed on the show: Aryze: https://aryze.io/ Jack's LinkedIn: https://www.linkedin.com/in/jacknikogosian Coinify: https://coinify.com

Combining the exponential capability of both Blockchain and IoT is seen by many as the next major horizon for technology innovation, and few know more about this topic than David Sønstebø who takes us through everything you need to know in this space, from the use cases to the architecture, and when he expects the Blockchain+IoT fusion to reach the mainstream. In this episode we cover: - Why the Internal of Things needs its own network, and why traditional connectivity and payment rails will not work - The genesis of IOTA - from Internet Forums to International Foundation - Key domains where Blockchain and IoT can have the greatest impact: Automotive, Supply Chain, Smart Cities - A detailed comparison of Blockchain and Direct Acyclic Graph (DAG) architecture - Interoperability with Hyperledger, Ethereum and other Blockchain protocols - Unified Identity Protocol, IOTA Enterprise Edition and Distributed Identity for COVID-19 - Forecast for when IOTA and DAG infrastructure will be production ready and scaled Links to topics discussed on the show: IOTA: https://www.iota.org Unified Identity Protocol: https://blog.iota.org/the-first-step-towards-a-unified-identity-protocol-7dc3988c8b0e David's LinkedIn: https://www.linkedin.com/in/david-sonstebo-760319a5/ David's Twitter: @DavidSonstebo

As the entire world is looking to Self Sovereign Identity (SSI) as a potential solution to COVID-19, Arwen Smit gives us some home truths about the complexity of identity management, what is required to develop SSI networks, and potential business models for private sector enterprises. Arwen is hugely knowledgeable and a pleasure to listen to - essential for anyone who wants to learn more about the digital identity space. In this episode we cover: - An overarching framework for identity and trust (human trust, cryptographic trust) - The major problems that SSI aims to address (and some that is should not) - How SSI could be applied to the COVID-19 Pandemic - Critical challenges to consider (governance, ethics, fraud, commercial models) - The relevance of Blockchain as an enabler for SSI - Case studies including Estonia, MOBI, Sovrin, the UN and more - Arwen view on 'If data is the new oil, is SSI the electric motor?' and, - Her most valuable, most impactful, and favourite SSI use cases for the future Links to topics discussed: - Arwen's LinkedIn: https://www.linkedin.com/in/arwensmit - Arwen's Website: https://arwensmit.com - Identity Reboot: https://www.amazon.co.uk/Identity-Reboot-Reimagining-Privacy-Century/dp/1916314414

A uniquely Danish view on construction, design and the disruptive impact of Blockchain. Niels has been working with the Danish Industry Foundation to explore technologies and use cases that can bring transparency, efficiency and solve age-old problems within the sector, and he explains why he thinks Blockchain offers something very different to what has gone before. In this episode we discuss: - Why the Construction industry has a data and transparency problem - Ideation and prioritisation of the 150+ Blockchain uses cases that Niels and the team developed  - Deep dives on the team's priority use cases: Material traceability, IoT devices, Client decision making, Component tracing, and 'Proof of Work'  - Working with Stellar, Azure, Hyperledger, Quorum - The future of BIM, 3D models, reality capture, generative design and exoskeletons - Key challenges of working with Blockchain in the Construction industry - Niels' prediction for when we'll see true digital transformation in the sector How to find Niels: Niels' LinkedIn: https://www.linkedin.com/in/nielsfalk/ HD Lab: https://www.hdlab.dk/ *Apologies for some glitches in Niels' audio in this episode - Zoom was not having a good day...

Everything you wanted to know about Stablecoins in one podcast. The boys from Sygnum talk through how they created their own Swiss Franc Stablecoin under Swiss banking regulation, the different classifications of Stablecoin, and how the future may unfold in terms of Central Bank Digital Currencies (CBDCs) and Facebook's Libra. A must for anyone wanting to understand Stablecoins in more detail. In this episode we cover: - Stablecoin classification: Centralised crypto-collateralised, Decentralised crypto-collateralised, FIAT collateralised and CBCDs - How to develop a Stablecoin using Ethereum ERC20 tokens - Integrating Public Blockchain and HSMs with traditional core banking platforms - The differences between permissionless cryptocurrencies and regulated stablecoins (KYC, Whitelists, Pauses and Confiscation) - How many Stablecoins does the world need? Will there be one to rule them all, or multiple domain or country-specific coins? - The value and potential impact of Libra and Central Bank Digital Currencies References made in the show: Sygnum: https://www.sygnum.com/ Gorazd's LinkedIn: https://www.linkedin.com/in/gorazd-ocvirk-phd-43ba4763/ Gavin's LinkedIn: https://www.linkedin.com/in/gavinpacini/

A great introduction to how Blockchain is being applied in the business of international supply chains and logistics. Martijn talks through how the Port of Rotterdam began exploring Blockchain business networks, creating partnership ecosystems and developing its own Deliver platform with ABN-AMRO and Samsung, along with a number of other topics, including: - The role of a port in the wider technology innovation landscape - Benefits of Blockchain in trade, logistics and trade finance - How to form and govern a global business network - Details about PoR's Deliver platform and its learnings and challenges to-date - Interoperability between Blockchain networks (Hyperledger and Ethereum) - The role of other exponential technologies in supply chains, including AI, Drones, Quantum and Digital Twins References to topics mentioned on the podcast: Port of Rotterdam: www.portofrotterdam.com Blocklab: www.blocklab.nl Deliver platform: www.deliver.community Martijn's LinkedIn: www.linkedin.com/in/martijnthijsen

A Blockchain technology Master Class with Antonio Senatore, Deloitte's Global CTO for Blockchain. We discuss what he sees as the 'core' Blockchain technologies for enterprise, his key learnings from taking both Public and Private Blockchain platforms into production, and his forecast for when we will see emerging domains like Zero Knowledge Proofs, Interoperability and Blockchain-enabled AI being ready for prime time. On this episode we discuss: - What it takes to be considered a 'mature' Blockchain platform - Relative maturity of Ethereum, Hyperledger, Corda, VeChain and others - Key challenges for implementing Public and Private Blockchains in enterprise - The importance and time horizon for Interoperability between Blockchain networks - Why we should be excited about Blockchain and AI, and what can they bring together - What are Zero Knowledge Proofs, and what is required for broader adoption - What questions to ask of emerging Blockchain technology vendors looking for partnerships - Where Antonio gets his reading list References mentioned during the show: Antonio's LinkedIn Profile: https://www.linkedin.com/in/antonio-senatore-b759273/ Andreas Antonopoulos: https://www.linkedin.com/company/aantonop/ QEDIT: https://qed-it.com/ Polkadot: https://polkadot.network/ Constellation Network: https://constellationnetwork.io/

Krystal is a global expert in designing and forming consortia and business networks using Blockchain technology. She shares critical thinking and experience in the areas of network design, business case and governance models, with a number of real-world examples. Crucial topics for anyone looking to scale Blockchain networks and initiatives. In this episode we discuss: - Network intent - rationale and objectives for forming Blockchain networks - Building the business case - Business value, incentive structures and return on investment - The implementation challenge of creating new digital businesses with non-digital participants - Comparing market utility, founder-led and for-profit network models - Governance design using BOLT: Business, Operations, Legal and Technology - Member management - onboarding, offboarding and ‘the rules to change the rules’ - A lot of ‘cake talk’: Scaling by Cupcake, Birthday Cake and Wedding Cake Krystal’s LinkedIn profile: https://www.linkedin.com/in/krystalwebber/ Krystal Webber on Twitter: @krwebber1 Initiatives mentioned by Krystal in the podcast: Tradelens: https://www.tradelens.com FoodTrust: https://www.ibm.com/IBM-Food-Trust/Blockchain

Meet Proof of Impact who are using Blockchain, complex algorithms and a Micro Services approach to verify environmental, social and health impact at a granular, unit level. Kevin discusses the unique process of digitally verifying impact projects, unitising and creating impact securitisation models, and creating customised portfolios for enterprises. A fascinating and scalable approach to driving social and climate impact. In this episode we discuss: - How securitisation (the financial mechanism behind mortgages) can be applied to social impact projects - Defining what is a 'unit' of impact, the required digital verification models, and creating immutable proofs - Dynamic impact 'pricing' based on differing levels of verification - Using the Ethereum blockchain for tokenisation, and which is the best protocol for tokenising a Rhino - How to scale a global Blockchain impact platform  - Proof of Impact's involvement in the COVID19 response, and a call for support You can find more about Proof of Impact here: https://proofofimpact.com/ Proof of Impact Twitter: @proofofimpact And Kevin's LinkedIn profile: https://www.linkedin.com/in/kevindeanpettit/

“Not the Podcast we want, but the Podcast we need right now”... The legendary Blockchain Beard Guy, Kris Bennett, talks through his Blockchain Origin story, the basics of Blockchain Architecture, his favourite use cases and key learnings for developing and scaling  enterprise platforms. On this show we cover: - The emergence from Bitcoin to Blockchain Beard Guy - Use cases in cable TV networks, automotive, aviation, the corona virus and more… - Introduction to Blockchain architecture (Hyperledger, Ethereum, Bitcoin, Corda, Multichain) - Challenges while going into production and scaling networks - How to discuss Blockchain with senior stakeholders - Resources for learning core Blockchain skills Shout to Blockchain Training Alliance (https://blockchaintrainingalliance.com/) and Chad and Melissa for lending me Kris for an hour! Kris’ LinkedIn profile can be found here: https://www.linkedin.com/in/kbennett2000/