The Clark Howard Podcast

Clark discusses some possible economic implications around the stock market and gas prices, as the invasion of Ukraine unfolds. Also, the AT&T 3G network shutdown has occurred with Verizon & T-Mobile to follow. Learn what services are affected and what you can do. Plus, Apple, Amazon & Google have a new standard that allows devices to communicate automatically with each other, even when from different providers. Get the good news in tech rolling out this year.  The Ukraine Invasion: Economic Effect: Segment 1 Ask Clark: Segment 2 The 3G Shutdown & A New Tech Connect Standard: Segment 3 Ask Clark: Segment 4  Mentioned on the show: The Huge Tax Bills That Came Out of Nowhere at Vanguard Lessons From Vanguard Target-Date’s Capital Gains Surprise What Is Synthetic ID Fraud? - Experian How to Sign Up for Credit Karma's Free Monitoring Service How to Freeze Your Credit With Experian, Equifax and TransUnion 9 Ways To Pay for College Without Student Loans Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Meanwhile, Covid fatigue is peaking and people are getting out more. Lots of things that didn’t happen over the last 2 years are coming back, Hear specific recommendations for booking summer travel, and wedding planning.  Clark Stinks: Segments 1 & 2 Summer Travel & Wedding Planning: Segment 3 Ask Clark: Segment 4  Mentioned on the show: The Top 5 Benefits of Community College Public Service Loan Forgiveness Program: An Overview | SoFi Why You Do Not Want To Get a Big Tax Refund Check The Best Places To Buy Eyeglasses Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? - Clark Deals - BJ’s Outdoorsy: Trusted RV rental marketplace How to book travel on Priceline Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

5 years later, the Equifax class action settlement over the massive 2017 breach - is finalized. Many are receiving claim notifications. Clark explains what this means for you. Later, great news on the cell phone front. How about free calling and texting? Clark shares industry trends involving phone contracts and a couple of great new offers. The Equifax Data Breach Settlement: Segment 1 Ask Clark: Segment 2 Great New Cell Plan Options: Segment 3 Ask Clark: Segment 4  Mentioned on the show: TextNow: Get FREE unlimited talk & text with 99-cent SIM card New ATT Plan only at Walmart $45 per mo unlimited everything Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Senior Citizens Can Go to College for Free or Cheap in All 50 States Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The No Surprises Act for medical billing includes a bonus benefit most don’t know about, and it can help you save big on medical procedures. Also, great news about a new digital checking account - fee free with reward points, and more. Online Banking Archives - Clark Howard / How to Switch Banks in 4 Simple Steps.  No Surprises: A New Medical Benefit: Segment 1 Ask Clark: Segment 2 New Rewards Checking: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Best 529 College Savings Plans By State What Is an HSA Account and How Does It Work? That $1,000 Bourbon You Bought May Be a Phony IRS Free File: Free State and Federal Tax Filing Options for 2022 How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The story on gas prices - pandemic to now - explains where we are and where prices at the pump are going. There IS a bright spot on the energy front. Also, there’s been an increase in automotive fatalities in the U.S. This, along with the car shortage, is impacting auto insurers, increasing their costs. Brace for your policy renewal and use Clark’s recommended strategy.  Update: Gas Prices: Segment 1 Ask Clark: Segment 2 Sticker Shock: Auto Insurance Recommendation: Segment 3 Ask Clark: Segment 4  Mentioned on the show: 5 Things To Know About Series I Savings Bonds Best 529 College Savings Plans By State What Is a Credit Union? To sell antique items, seek out local estate sale businesses / Ebay How To Spot, Avoid, and Report Fake Check Scams | FTC How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Great saving strategies to build financial independence. Step 1: Defining your goals. Also, home title fraud is a devastating crime. Learn which homes are most at risk and how to protect your property.  Saving Strategies for Financial Independence: Segment 1 Ask Clark: Segment 2 Home Title Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul Stripe: Online payment processing for internet businesses Clark Howard's Important Advice on Funeral Planning Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there have been many stories of Apple AirTags being exploited by criminals for stalking and car theft. Now comes a great story of someone using an AirTag to STOP criminals. Clark Stinks: Segments 1 & 2 Ask Clark: Segment 2 Apple AirTags Revisited: Segment 3 Ask Clark: Segment 4  Mentioned on the show:How to Buy Term Life Insurance in 7 Easy Steps How To Find a Good Moving Company How To Find and Choose a Financial Advisor EvaluateLifeInsurance.org 5 Sneaky Ways To Improve Your Credit Score If a medical practice requires a credit card on file, use a fee-free stored value Visa or MC Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesz Learn more about your ad choices. Visit megaphone.fm/adchoices

The Citi Double Cash card was simple and intensely popular. But recent changes have created confusion. You now have Thank You points - Do you still get 2% cash back? Clark explains. Also, Clark on the Frontier / Spirit discount airline merger, schedule reliability and needed consumer protections for U.S. flyers. Citi Double Cash Visa Changes Explained: Segment 1 Ask Clark: Segment 2 The Frontier / Spirit Airlines Merger: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? How To Prevent, Report and Repair Identity Theft How to post a hotel review online without getting any blowback Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Cuban’s direct to consumer drug manufacturing company is up and running. Clark contrasts Cuban’s CostPlusDrugs and Costco pricing, to chain pharmacy pricing methods, revealing a clear way to SAVE. Also, Americans are getting seriously ripped off on auto loans. 80% of vehicle buyers purchase the wrong way - 8 million are delinquent - 46% are upside down in their loan. 2 Clark rules to live by when financing a vehicle.  Mark Cuban’s New Rx Savings: Segment 1 Ask Clark: Segment 2 AUTO LOANS: 2 Clark Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your Guide to DIY Home Security Systems GetUpside Review: 6 Things To Know Before You Sign Up Are You Following Clark's Maximum Auto Loan Length Rule? How to Buy a Used Car in 7 Steps Is LifeLock Worth the Cost? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

As part of the evolution of evaluating credit risk, for those with no credit report Experian has a way to set up your own. Clark smart credit advice. Plus - The cruise industry is in absolute turmoil. Clark updates both the hazard, and opportunity.  Create Your Own Credit File: Sement 1 Ask Clark: Segment 2 Cruise Update: Hazard & Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Petal Card Review: A Good Option for First Credit Card? Experian Boost Review: How 3 Bills Helped Raise My Credit Score … How To Build Credit   Credit Karma Review: Free Credit Score and More at Your Fingertips Top Travel Deals - Clark Howard  -  GoogleFlights How To Use InsureMyTrip To Buy Travel Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices