The Clark Howard Podcast

Americans tapping retirement accounts for cash, Apple's texting fix, borrowing from retirement accounts, toll reader issues in Florida, reporting employer abuse, Apple's marketing strategy, communication between Android and iPhone users, booking mistake fares on JetBlue

In this podcast, the hosts discuss the trend of buying 'dupes,' cheaper alternatives to designer brands, and weigh the pros and cons. They also delve into Toyota's recent car loan scam and provide advice on how to avoid falling victim to deceptive dealerships. The podcast emphasizes the importance of being cautious and doing thorough research before making purchases or entering financial agreements.

Clark provides advice on understanding assisted living fees and making placement decisions. The podcast also covers the rising cost of audiobooks and tips to find them at a cheaper price. Dishonest practices of assisted living facilities and the importance of unbiased geriatric care managers are discussed.

Clark Howard addresses listener feedback and criticism in the Clark Stinks segment. The podcast discusses the declining cost of hearing aids and their positive impact on cognitive decline. They also tackle topics such as using an iPad for personal finance, buying extended warranties, and a potential HIPAA violation at a doctor's office.

In this podcast, Clark Howard discusses important topics such as the Saver's Tax Credit for retirement savers, the financial responsibility of homeowners associations (HOAs), and how to deal with monopolies in HOA developments. He also provides advice on assessing the finances of a community when buying a property and evaluating premium increases in long-term care insurance policies.

The podcast discusses the challenges of first-time home buyers and predicts more affordable housing in the future. It also highlights the affordability of lab-created diamonds and explores the shift in the restaurant industry towards cost-saving options. The trend of expensive restaurants offering carryout is also discussed.

Oceania guests struggling for refunds amid major cruise changes and the importance of travel insurance. Mattress oversupply leading to great deals. Benefits of having a passport card and finding unclaimed money. Power generator advantages and financing a used car. Clark's Christmas Kids charity initiative.

The podcast discusses the rising cost of healthcare and its impacts on Americans, including financial strain and forgone medical care. It also highlights a new rule regarding parental assets and college financial aid eligibility. Additionally, there are tips for saving money on a trip to see a total eclipse and insights on credit card security.

Clark Howard addresses criticisms, discusses money and dating, clarifies health insurance surcharge legality, analyzes grocery inflation, explores pros and cons of leasing a Tesla, and advises on building credit for a spouse through adding them as an authorized user on credit cards.

Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts.   New Tax Brackets: Segment 1 Ask Clark: Segment 2 Financial Account Statements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Today in History - December 7 | Library of Congress Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 5.4% Should I Convert a Traditional IRA to a Roth IRA? How To Use Priceline To Save on Travel BBB-File a Complaint Return a Gift - Amazon Customer Service Clark’s Christmas Kids Why Banks Are Suddenly Closing Down Customer Accounts My Wells Fargo bank account was closed with no warning – I lost all my life savings but they said it didn’t exist The #1 Bill You Should Get by Mail What's the Best Place To Sell a Car in 2023? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices