

The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books

May 6, 2024 • 30min
05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds
How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce.
Targeted Ads Ubiquitous: Segment 1
Ask Clark: Segment 2
Teen Jobs: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit
Why Walmart bought TV-maker Vizio for $2.3 billion - Axios
Is that ad following you around the internet creepy or kind of cool?
Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision
Roku forcing 2-factor authentication after 2 breaches of 600K accounts
Fighting back against harmful voice cloning
RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS
If you recently sold your home, you might get part of your realtor fee back
NAR settlement: Here's what to know about payouts for commission lawsuits
Teens Are Spending Less This Year. Where Their Allowances Are Going.
CPI Inflation Calculator - Value of $1.60 from 1971 to 2024
Charles Schwab Review 2023: Pros & Cons
No Surprises Act
Cheapest Way to Rent a Car: Expert Tips
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

May 3, 2024 • 33min
05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire.
Clark Stinks: Segments 1 & 2
Gift Card Draining: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Military and Veterans Guide: Free Resources for Your Finances
How To Protect Your Home From Being Stolen by Squatters
Florida lawmakers pass bill to revoke squatters' rights
How to Lower Your Property Taxes in 4 Easy Steps
Chinese Organized Crime’s Latest U.S. Target: Gift Cards
What Is a CD Ladder and When Is It a Good Idea?
BBB-File a Complaint
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

May 2, 2024 • 29min
05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs
Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.
Facebook Marketplace Scams: Segment 1
Ask Clark: Segment 2
Voice Cloning Cons: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Facebook Marketplace Scams: Everything You Need to Know
Banks and Users Warn of Scammers on Facebook Marketplace
4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)
Safer Ways To Send Money
Pirate Ship Review: Pros & Cons of This Cheap Shipping Service
Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity
How To Open a Roth IRA / What Are Index Funds?
Fighting back against harmful voice cloning
What's the Best Way To Donate to a Charity?
BBB-File a Complaint
How To Dispute a Charge on Your Credit Card
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

May 1, 2024 • 30min
05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service
You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.
Save On AC This Summer: Segment 1
Ask Clark: Segment 2
Visible Deals & New Broadband Labeling: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Save Money on Utilities- clark.com
6 Smart Ways to Cut Your Utility Bills
Federal Tax Credits for Energy Efficiency
Energy Efficient Home Improvement Credit
HELOC vs. Home Equity Loan: Similarities and Differences
Homeowners Insurance Archives - Clark Howard
Company and Rating Search - Best's Credit Rating - AM Best
Visible Announces New Annual Plans: Save up to $145/Year
Visible Review: 5 Things To Know Before You Sign Up
Clark.com - CELL PHONES
Broadband ‘nutrition’ labels are coming – here’s what you need to know
FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans
Should You Buy an Extended Warranty on Your Car?
What Is an HSA Account and How Does It Work?
Fidelity - Health Savings Account | HSA Investment Options
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 30, 2024 • 31min
04.30.24 Mad Professor Clark’s Cure For The Housing Crisis / Code-Share Airline Tickets
As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis. Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work.
Clark’s Housing Market Fix: Segment 1
Ask Clark: Segment 2
Code-Share Airline Tickets: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Why many homeowners feel trapped by low-rate mortgages
[The Washington Post] Inflation keeps coming in hot, likely delaying interest rate cuts
Biden’s manufacturing industry is expanding. That could be bad for inflation
3 Facts That Help Explain a Confusing Economic Moment
10 Best New Products at Costco in April
10 Secrets All Shoppers Need To Know About Costco
Avoid the #1 Mistake That Car Buyers Make
Simple vs. Compound Interest: Definition and Formulas
Clark.com - How To Buy a Used Car
How To Open a Roth IRA
Help! Air Canada Ruined Our Trip to Ireland but Won’t Take the Blame.
Codeshare Flights Explained - NerdWallet
Follow Clark Howard's #1 Rule To Travel Cheap
Hopper: Book Travel on Mobile
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 29, 2024 • 29min
04.29.24 A Rethink On Job Stability / A Housing Simplicity Movement Is Underway
Podcast discusses job stability, salary trends, and affordability in the housing market. Highlights include the impact of job hopping on pay, Home Depot's entry into affordable housing, and tips on managing car insurance costs. Also explores the history of Sears' mail-order homes and the value of trip insurance.

Apr 26, 2024 • 30min
04.26.24 Clark Answers His Critics on Clark Stinks / Last Minute Cruise Deals Are Back
This podcast discusses Clark addressing critics and cheap last-minute cruise deals. Topics include buying mattresses, American Express card review, Target credit card rebranding, standby cruising, car rental services, bridge loans, and volunteering. Listeners can participate in the Clarkie segment. It also explores strategies for finding affordable travel deals, navigating financial aid, debunking stereotypes, electric cars vs. gas vehicles, new car rental company Kite, home equity options, and the digital subscription landscape.

Apr 25, 2024 • 32min
04.25.24 Beware Debt Relief Scams / The Stock Market: Word To Investors
Right now in the U.S. we have record credit card debt, a huge stressor on so many. To add insult to injury, supposed credit repair companies make things worse for those struggling to get back on their feet. What you need to know. Also, Clark translates the scare stories out now about the stock market and offers direction for investors.
Debt Relief Scams: Segment 1
Ask Clark: Segment 2
Investing & Dollar-Cost Averaging: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Americans’ credit scores are falling. That hasn’t happened in a decade
Maxed Out: Inside America's Credit Card Debt Crisis -- and What We Do Next
NYTimes: Judge Blocks Debt Settlement Company From Resuming Operations
Carrying credit card debt? How to avoid debt relief scams
How To Send a ‘Drop Dead’ Letter to a Collection Agency
6 Things To Know Before Contacting the National Foundation for Credit Counseling
Clark Howard's 2024 Credit Card Debt Elimination Strategy
Is an HSA the Best Way To Save for Future Medical Expenses?
Will Social Security Run Out?
Should investors keep riding the US markets runaway train?
Barrons.com: Worried About Investing in a Frothy Market? Try Dollar-Cost Averaging.
Should You Sell or Stay Put in the Stock Market? (Clark.com)
Best Investment Companies for Investors in 2024
5 of Clark Howard's Most Extreme Frugal Hacks
Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 24, 2024 • 29min
04.24.24 The Future Of Credit Cards / Buying A TV
Exploring the impact of credit card settlement on merchants, advice on saving for medical expenses with an HSA, why everyone should have a dash cam, and the benefits of upgrading to a 4K TV for a better viewing experience.

10 snips
Apr 23, 2024 • 28min
04.23.24 Relocation: Rent Before You Buy / Clothing: SAVE More Buying Secondhand
Discover the importance of renting before buying in a new location and the booming market of secondhand clothing. Get insights on investing, robo-advisors, and the need for security measures in online purchases. Learn how to make smart financial decisions and save money in various aspects of your life.


