

The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books

12 snips
Mar 21, 2024 • 34min
03.21.24 SPECIAL GUEST Wes Moss - Certified Financial Planner
Certified Financial Planner Wes Moss shares investing expertise on Warren Buffet's strategies, optimizing retirement contributions, comparing ETFs and index funds, and managing retirement portfolios for long-term financial security.

4 snips
Mar 20, 2024 • 29min
03.20.24 Small Business Retirement Plans / A Broken Market: Long-Term Care Insurance
After the economic turmoil of the past 15 years, many workers struggle financially which affects their well-being and productivity. Clark discusses how employers are addressing this. Also, a huge financial drain on so many, long-term care, is becoming increasingly tougher to insure.
Small Business Retirement Plans: Segment 1
Ask Clark: Segment 2
Long-Term Care Insurance: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Workplace Financial Coaching Has Become Ever More Important
Retirement Plans Startup Costs Tax Credit
Small Business Retirement Plan Options
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
Should You Ever Take a Loan From Your 401(k)?
How Mileage Brokers Ruin Miles & Points For Everyone
NYTimes: Difficult Choices for Some Long-Term Care Policyholders
‘Financial Ruin Is Baked Into the System’: Readers on the Costs of Long-Term Care
What Is Long-Term Care Insurance Cost & Coverage
What Are the Pros and Cons of the Costco Car Buying Program?
The Best Car-Buying Services in 2024
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 19, 2024 • 28min
03.19.24 Why You WANT To Shop Auto Insurance / Car Wash Subscriptions
Discover the cost variations in auto insurance companies that will prompt you to shop around. Learn about the rise of car wash subscriptions and their impact. Explore insights on insurance rates, negotiating rental car rates, car washing importance, and parental tech dilemmas.

Mar 18, 2024 • 31min
03.18.24 Buyer’s Market For New Cars / Renewable Energy In The U.S.A.
Podcast discusses buyer's market for new cars with abundant inventory and where to find deals. Also covers the shift in U.S. energy supply and offers advice on managing finances amidst changes. Topics include new car buying tips, renewable energy growth, term life insurance, and fraud prevention.

Mar 15, 2024 • 30min
03.15.24 Clark Answers His Critics on Clark Stinks / Best Credit Card Interest Rates
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal?
Clark Stinks: Segments 1 & 2
Best Credit Card Rates: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Choose the Right Dog Rescue Group
4 Things To Know Before You Sign Up for YouTube TV
The Platinum Card® from American Express Review 2023: Is It Worth It?
How To Find and Choose a Financial Advisor
Should I Buy Additional Insurance From a Rental Car Company?
My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance?
NYTimes.com: Looking for a Lower Credit Card Interest Rate? Good Luck.
CFPB - Credit card data: Small issuers offer lower rates
Why Are More People Using Small Banks And Credit Unions?
Navy Federal Visa cashRewards Card Review: Cash Back Credit Card
Credit Union vs. Bank: What's the Difference?
Home Equity Loans & Lines of Credit: 7 Common Questions Answered
6 Things To Know Before Contacting the National Foundation for Credit Counseling
How one couple paid off $40K of debt in 24 months
Clark Howard's 2024 Credit Card Debt Elimination Strategy
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 14, 2024 • 29min
03.14.24 Walking The Walk: Heart Health / This Spring Home Buying Season
Regarding your heart health, Clark shares news of a non-invasive test you can do routinely that can be very telling. Also in today’s show, Clark gives you the lay of the land for potential home buyers and sellers this spring, including buyer incentives on new builds.
Taking Heart Health In Stride: Segment 1
Ask Clark: Segment 2
The Spring Home Buying Season: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Gait speed is one of your vital signs, so make sure yours is OK
Frontier Discount Den / Kids Fly Free
Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed
Stamps.com - Postage On Demand
How Can I Find Out Why My Credit Score Just Dropped?
4 Ways To Get Your Free Credit Score
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 13, 2024 • 32min
03.13.24 Shopping For Home Internet / Fixing A Financial Gap
Discover how to save on home internet amidst price hikes. Learn about financial literacy gaps for senior women and ways to address them. Get insights on investing for retirement and the importance of being financially empowered. Explore practical tips on tire safety and choosing the right credit card for cashback rewards.

6 snips
Mar 12, 2024 • 30min
03.12.24 The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs New Baggage Fees
Discussing the potential disappearance of traditional 401(k)s and IRAs. Delving into the rising baggage fees for airlines and how it impacts travelers. Providing tips on saving money during travel and exploring the benefits of using a grocery app for deals.

Mar 11, 2024 • 31min
03.11.24 Consumers Vs Junk Fees / Bait & Switch Tax Prep
Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There’s a better way!
Anti Junk Fee Law: Segment 1
Ask Clark: Segment 2
Tax Filing: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What does a service fee ban mean for diners? Expect higher menu prices — a lot higher
Inflation is cooling, but small businesses are still suffering
NYTimes: It’s a Great Deal, Before the ‘Drip Pricing’
ENERGY STAR® | Department of Energy
FTC says H&R Block pressures people into overpaying for tax prep
New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC
FTC finds TurboTax “free” is not free for most
8 Free Federal and State Tax Filing Services for 2024
Free File: Do your taxes for free | Internal Revenue Service
Direct File | Internal Revenue Service
When Should You Get an Accountant To Do Your Taxes?
Why co-signing a loan can be bad on almost every financial level
New York launches probe into nationwide AT&T network outage
16 Items To Pack in Your Financial Emergency Kit
Amateur Radio Service / Amateur radio
National Credit Union Administration (NCUA)
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 8, 2024 • 36min
03.08.24 Clark Answers His Critics on Clark Stinks / America’s Productivity Bodes Well
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: New data on US worker productivity and why this is good news for our economic growth and well-being.
Clark Stinks: Segments 1 & 2
American Productivity: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Free Advice: Clark's Consumer Action Center - Clark Howard
Fidelity - Automated investing: How to save and invest more
Credit Karma Review: Free Credit Score and More at Your Fingertips
How To Monitor Your Credit
How is the U.S. Postal Service governed and funded?
How to sell your house by owner
Google Fit
NYTimes.com: Can America Turn a Productivity Boomlet Into a Boom?
What Is Term Life Insurance?
The Power of Compound Interest: Calculations and Examples
Always Ask Your Pharmacist the Price of Your Prescription Without Insurance
7 Things To Know About Costco Pharmacy
Save On Prescription Drugs - Clark.com
Clark.com resources
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices