The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Oct 4, 2024 • 30min
10.04.24 Clark Answers His Critics on Clark Stinks / Automated Vehicle Safety
Clark tackles public criticism while providing insightful commentary on various financial issues. He discusses the backlash against Sam's Club's membership changes and how that impacts consumer loyalty. Delving into auto insurance, he explains the balance between mileage, road safety, and the significance of umbrella insurance. The conversation also covers exciting advancements in vehicle automation, emphasizing their potential to enhance road safety while addressing safety concerns. Tune in for a mix of critical financial advice and technological optimism!
Oct 3, 2024 • 31min
10.03.24 How To Shop A Mortgage / Dementia Prevention & Treatment Strides
Discover essential tips for navigating mortgage rates and why shorter-term loans may be a smarter choice. Explore the shocking cost of dementia and how proactive measures can potentially reduce its incidence by 45%. Learn about the rise of affordable hearing aids due to new technology and competition, making them more accessible. Plus, get insights on protecting against identity theft, especially concerning children's personal information. Packed with expert advice and helpful resources!
Oct 2, 2024 • 30min
10.02.24 AirTag & Tile Tracking Devices / Energy Production In The U.S.
A resourceful California woman shares her brilliant story of using an AirTag to catch a mail thief in her neighborhood, showcasing the power of tracking devices. The discussion shifts to the best energy sources in the U.S., revealing insightful facts about the transition to renewable energy. Listeners also learn strategies for optimizing college savings accounts and gain investment tips for effectively using inheritances. Practical advice on auto insurance and credit security rounds out the conversation, making for a valuable listen.
Oct 1, 2024 • 29min
10.01.24 ‘Relocation’ Travel Deals / Use ALL Your Vacation Time
Discover creative strategies for saving on travel, including the benefits of renting cars and RVs. Uncover the challenges of navigating large vehicles and the hunt for affordable flights. Clark emphasizes the importance of utilizing vacation days for personal well-being and productivity boosts. Explore credit card cashback tips and the complexities of financial products. A listener grapples with ethical dilemmas around refunds, prompting a discussion on consumer ethics and finding real deals.
Sep 30, 2024 • 28min
09.30.24 Clark Smart Mortgage Moves / Holiday Outlook: Deals & Seasonal Hiring
Discover the latest insights on mortgage rates and refinancing strategies, highlighting the advantages of 15-year loans. Market shifts and oil prices impact consumer behavior, leading to savvy holiday budgeting discussions. Uncover evolving trends in holiday shopping and seasonal employment, alongside tips for navigating the job market and maximizing seasonal hiring opportunities. Plus, learn about tax implications for long-term homeowners and effective streaming solutions to enhance your entertainment experience.
Sep 27, 2024 • 38min
09.27.24 Clark Answers His Critics on Clark Stinks / Tourism Destination Considerations
This installment dives into listener feedback, addressing misconceptions about 529 plan reimbursements. It explores the current state of tourism, noting how Europe is grappling with overwhelming crowds post-pandemic. Clark offers savvy travel planning tips, encouraging exploration of alternatives in Asia and South America. The discussion also touches on budgeting for new parents and highlights the importance of being cautious with discount apps for gas. Lastly, it emphasizes the need for tailored health insurance solutions for early retirees.
Sep 26, 2024 • 32min
09.26.24 Waste Not Want Not - Whatnots / Decisions In The New Era Of Biometrics
Discover how to rethink daily spending habits and uncover money-wasting patterns. The discussion highlights the growing role of biometric technology in ensuring security while raising crucial questions about personal data privacy. Listeners will learn the pros and cons of biometric authentication alongside smart strategies to manage car insurance costs. Finally, practical tips are shared on navigating rising credit card APRs and maintaining financial wellness through proactive credit monitoring.
Sep 25, 2024 • 34min
09.25.24 The Cost of Owning A New Vehicle / Healthcare Spending Vs. Life Expectancy
Discover the surprising rise in costs associated with new vehicle ownership, including daily expenses that might shock you. Learn how the U.S. fares against other countries in healthcare spending versus life expectancy, revealing systemic inefficiencies. Delve into the unique financial challenges posed by electric vehicles and explore consumer concerns like association fees. The discussion also sheds light on healthcare disparities, so you can understand why higher spending doesn’t always equate to better health outcomes.
Sep 24, 2024 • 29min
09.24.24 How To Get A Medical Billing Discount / ATM Safety Warning
Learn how to negotiate medical bills and potentially secure discounts – a vital skill for managing health care costs. They also highlight a rising crime called 'Jugging,' where thieves target victims at ATMs, stressing the importance of safety precautions. Discover smart financial practices and strategies for building credit history among young adults. Plus, hear about the rewarding benefits of refereeing as a side hustle and the need for careful communication regarding financial responsibilities, especially with student loans.
Sep 23, 2024 • 29min
09.23.24 The Most Reliable Used Cars / Apartment Hunting & Renewal Advice
Dive into the world of used cars, where Toyota reigns supreme for reliability. Learn how to navigate the wild landscape of vehicle choices with Consumer Reports ratings in hand. Shift gears to apartment hunting, where savvy renters can score better deals by shopping around. Discover the latest landlord incentives that tempt tenants, but question if those flashy rewards truly pay off. Tune in for practical tips on negotiating rents and renewing leases to get the best bang for your buck!
