The Clark Howard Podcast

Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / If you are an owner or involved with the finances of a business, you know the banking industry has traditionally killed you with fees. Clark lists several alternatives including something new from Square and a warning about specialty online lenders. Clark Stinks & Ask Clark topics include: How To Find Your Chromebook's End-of-Life Date - Lifehacker / 4 Things to Know Before You Sign Up for Locast / Overdraft Protection / Clark Howard’s Bottom Line on Bitcoin / Best savings accounts for June 2021 / Car Rentals / Non-Owner Car Insurance: Who Needs It? / How to Monitor Your Credit \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices

Banish streaming price confusion - Our new interactive tool allows you to enter your favorite channels to uncover the best options for you. Load & delete channels and find your best price per month. ~Live TV Streaming Channel Tool - Clark Howard~ / Travelers, an important warning about timeshares. Clark explains why there’s no intrinsic value. The industry expects a great year due to pent up travel demand, making people extra vulnerable to the timeshare pitch. A NEVER NEVER Clark rule on timeshares you can take to heart - and to the bank.Ask Clark topics include: Credit Cards Archives / Best Balance Transfer Credit Cards / Best 0% Intro APR Credit Cards / How To Bypass the Banks for a Loan / How To Open a Roth IRA / This Mistake at the ATM Could Be Costing You $240 a Year / Is a Home Warranty Worth the Money? / Where Do We Get a Homeowners Warranty on Appliances? / Don't let your gym give your wallet a workout / Dangers of putting monthly bills on automatic debit / Your Guide to DIY Home Security Systems / Wyze Home Monitoring \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Airbnb is in need of hosts. The original idea was to save money. But now, 1 out of 4 stays are a month or longer due to remote work capability, driving the average cost of an Airbnb stay up 35%. How to flex with this environment and save on lodgings this summer. / Vacation & work/life balance is seriously vital to health.  A new WHO report details how excessive work is literally killing people. Many are working themselves to death. Use your vacation! You’re better at what you do when you get enough rest, mentally & physically. Ask Clark topics include: Google Flights / Customers Fight Airlines For Refunds From Pandemic Cancellations : NPR / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / What Is an HSA Account and How Does It Work? \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Vaccines have changed the recovery equation much sooner than thought and employers are moving up reopening offices. Many bosses don’t trust employees working remotely and miss control. Many workers love the flexibility of working from home and have choices to make. Pros, cons, exceptions and company culture considerations in the hybrid work debate.  / Clark reviews the Citizen app. Will he continue past his free trial? Recently, someone was falsely accused due to the app. Citizen responded well to the now resolved incident.Ask Clark topics include: How to Teach Young Kids About Money / 5 Ways To Get Your Free Credit Score / Should You Buy an Extended Warranty on Your Car? / Fidelity Investments Review 2021: Pros & Cons / The FIRE Movement \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Fintechs are bringing about enormous change. Forget banking fees, minimum balance requirements, check cashers & payday lenders. Legit services are available for all. App based and online banks, the best credit unions - are great alternatives. The DNA of traditional banking is hostile to those who don’t have big balances. Welp, you don’t need them either. Chime Review: Pros & Cons of the Bank Challenger - Clark HowardClark Stinks & Ask Clark topics include: Rule of 752: How Small Expenses Can Destroy Your Budget / 7 Major Expenses in Retirement (and How to Reduce Them!) / Google Photos / Is It Wise To Sign My Credit Card on the Back? / How To Find and Choose a Financial Advisor / Roth IRA / Roth vs. Traditional 401(k) - What Is a Roth 401(k) and How Does It Work? - Clark Howard \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

National 529 Day - Millions have 529 plans to save for college with tax free growth for qualified spending. Be aware 529 Plans vary. Many states roll in a state tax deduction for contributions up to a certain limit. Clark tells you which plans to eliminate and about the recent regulatory change involving grandparent owned plans. / Would you leave a $20 bill languishing in a drawer or toss it out? Gift cards are real $$ disguised as ….. gift cards. Time to use ‘em or lose ‘em. There’s $800M in gift cards never redeemed for a single major retailer. What? Retailers love this “breakage” which is pure profit for them. A Clark smart assignment. Ask Clark topics include: Asking for a credit increase - How To Improve Your Credit Score by 100 Points in 30 Days / TURO - How to Make Extra Money / Travel Planning / EvaluateLifeInsurance.org \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Deadline to Savings: June 8 - The video streaming world is in huge transition. Mergers signal industry consolidation. Philo - still the cheapest - is going up but Clark tells you how to avoid the price increase. See if Philo would work for you. //  Why does Clark call cryptocurrency fake? Clark describes cryptocurrency in theory vs  practice, the government restrictions and the fundamental value of electronic money. What to expect if you play in crypto today. Ask Clark topics include: The New Washington State Long-Term Care Act - Coldstream Wealth Management - WA Cares Fund  / Long-Term Care Insurance / These Credit Cards Offer Car Rental Insurance Benefits / Mortgage Refinance Calculator / SIM Card Fraud & How to Stop It / Submit a complaint | Consumer Financial Protection Bureau / CarMax Review \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Shopping auto insurance: Ideally, you need to compare to find the best deal. Clark breaks down auto insurance shopping services, highlights The Zebra, helps you navigate the lead generation aspect and understand independent vs captive insurance agents. You can do this! // There are many pitfalls with online ads and purchasing - tactics used by companies to bait you into buying services and goods you don’t want or need. Know when you’re being manipulated online.Ask Clark topics include: 7 ways small business owners can reduce their tax bill / Will a Hybrid Car Save You Money? There's An Easy Way to Find Out \\Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

The “side gig” economy is the real deal, and some people are making 6 figures being their own boss. It’s a great time for those with specialized skills to make money freelancing. - SideHusl - Find the Best Money Making Option for You // Americans have paid off a great deal of credit card debt. Credit card banks are getting desperate and making generous offers. Even if you have no credit score, you may be in a better position than you think.Ask Clark topics include: Use Google Navigation to avoid tolls or a multi-state toll reader / Life Insurance - EvaluateLifeInsurance.org / Fidelity Investments Review 2021: Pros & Cons / Roth vs. Traditional 401(k): What's the Difference? - Clark HowardWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly 1 in 4 Americans have 0 in their rainy day account. How to get this done after the whiplash of 2020?  Clark gives you the little steps that build life habits, including starting a savings account and Roth IRA to gradually build your savings.Clark Stinks & Ask Clark topics include: Locast / How To Watch Local Channels Without Cable / How to Make a Disposable Razor Last 12 Months / 5 Reasons Why Home Insurers Will Fire You as a Customer / What's the Deal With Dogecoin? / Your Guide to DIY Home Security Systems - Ring Security System Review - Clark Cam: Ring Security System Installation - YouTube / Fidelity’s Pitch to America’s Teens: No-Fee Brokerage Accounts - WSJ - For kids under 13 set up & monitor a credit union savings account with debit card / update this crucial beneficiary information \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices