Childfree Life by Design

Childfree Wealth Podcast is a show hosted by Bri Conn and Dr. Jay Zigmont, CFP®, focusing on finances for childfree and permanently childfree individuals. During the month of May, they are the topics of financial independence & retirement.In this episode, they explore the concepts of FIRE (Financial Independence Retire Early) and FILE (Financial Independence Live Early) and how they differ. While both are rooted in financial independence, FIRE is focused on retiring early and FILE is focused on achieving financial independence in order to live life on your own terms, regardless of age.Resources mentioned:Standard Life Plan Episode with Katy SeppiRetirement or FILE EpisodeFIRE vs. FILE - Finding what is right for you.Childfree F.I.R.E. (Financial Independence Retire Early)Simple Path to WealthPortraits of Childfree WealthDie With ZeroThe Gardener & the RoseThe SabbaticalAbout Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Disclaimer: Anna and Grant have agreed to have their financial planning sessions recorded and shared. They are not being paid for this session or paying for financial planning with me. If you are watching this session, remember that the advice I am giving to Anna and Grant is for them only, and should be considered education or entertainment for your purposes.For previous sessions in this series click here: Session OneIn this episode, you’ll hear what it’s like to be in a real financial planning situation with Dr. Jay Zigmont, CFP®. This is Anna & Grant’s second session. Prior to this session, they completed the Childfree Wealth annual assessment, a deep dive into everything financial. The meeting starts with a review of their assessment and then pick up work on their goals & review the Money Management Budgeting system. This system breaks expenses up into musts, shoulds, clouds, and won’ts. Musts are everything that keeps the roof over your head (or you are required to spend).  Shoulds are things that you should pay each month (doing the right thing).  Coulds reflect truly discretionary spending.About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Welcome to the Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®. This month, we'll be discussing retirement in the United States as it pertains to childfree individuals. We'll explore how the traditional retirement plan that we are taught from a young age doesn't fit childfree individuals and why retirement is a choice for us.As childfree individuals, instead of following the Standard Life Plan, we have the option to choose a different path. Instead of pursuing retirement we can pursue FILE or Financial Independence Live Early as an alternative. We'll delve into what FI or Financial Independence means and how it can be achieved prior to the typical retirement age of 65.Join us this month as we dive into the topic of retirement for childfree individuals and discover how you can achieve Financial Independence Live Early. Tune in to the Childfree Wealth Podcast, where we empower childfree individuals to live a wealthy and fulfilling life.Resources mentioned:Am I spending too much or saving too much? https://childfreewealth.com/blog/spending-saving-too-muchChildfree Retirement https://childfreewealth.com/blog/childfree-retirementChoosing the FILE Lifestyle https://childfreewealth.com/blog/file-lifestyleAbout Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

In this episode, you’ll get a behind the scenes look at a real financial planning session with Dr. Jay Zigmont, CFP®. Anna (from We're Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared.In this introductory meeting, Dr. Jay’s goal is to get to know Anna & Grant and understand what matters to them.  While each couple has their own story, Grant and Anna were very similar to many of the couples Dr. Jay works with.  Childfree couples often get to a point where they can make different choices with their careers, life, and what they want their future to look like.  Grant got a great new job, and Anna is starting a new business.  It is a time of transition for them, and that is when people are ready to learn.Spoiler alert: Grant and Anna openly talk about how to find a balance in a Childfree couple.  We dive into goals, meaning, and how your net worth does not equal your self worth.  They are a great couple and are working on the challenges and benefits of embracing an approach like the Gardener and the Rose.Disclaimer: Anna and Grant have agreed to have their financial planning sessions recorded and shared. They are not being paid for this session or paying for financial planning with me. If you are listening to this session, remember that the advice I am giving to Anna and Grant is for them only, and should be considered education or entertainment for your purposes.About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

In this episode of Childfree Wealth Podcast, hosted by Dr. Jay Zigmont, CFP, invites special guest Katy Seppi, founder of The Childless Collective, to discuss the societal pressure to follow the standard life plan of going to college, getting married, buying a house, having kids, retiring, and passing on assets to the next generation.Katy shares her experience of growing up in a Mormon community, where having children was expected and considered a crucial aspect of life. She discusses her infertility journey & the emotional process it took on her.In the podcast, Katy emphasizes that not having children does not make her life any less fulfilling, and that individuals have the ability to create a life that aligns with their unique circumstances and desires. The discussion also delves into the financial, mental, & emotional considerations and benefits of being childfree, including the ability to save and invest more for personal goals and experiences. Join Katy & Dr. Jay as they dig more into this often overlooked topic.Katy SeppiFollow Katy on Instagram: https://www.instagram.com/childlesscollective/ Learn more about The Childless Collective: https://childlesscollective.comAbout Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Welcome to the Childfree Wealth Podcast, hosted by Dr. Jay Zigmont, CFP®. In this episode, Dr. Jay engages in a thought-provoking conversation with Katy Seppi, the founder of The Childless Collective, a community for women & non-binary individuals dedicated to fostering friendship, connection, healing, hangouts, conversation, and inspiration among childless individuals.During the podcast, Dr. Jay and Katy delve into the nuances and terminology between being childfree &  childless. They explore the distinct experiences and challenges faced by each group and discuss the societal norms and expectations surrounding parenthood.Katy shares her personal journey and the motivation behind creating The Childless Collective, a safe and supportive space where individuals who are childless can connect, heal, and find inspiration. Join Dr. Jay and Katy as they share their wisdom, experiences, and inspiration on this important topic.Katy SeppiFollow Katy on Instagram: https://www.instagram.com/childlesscollective/ Learn more about The Childless Collective: https://childlesscollective.comVisit The Childless Men’s Community on Facebook: https://www.facebook.com/groups/childlessmenscommunity/About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Welcome to Childfree Wealth Podcast, where we talk about financial planning for those who have chosen to live a childfree life. In this episode, we're discussing the recent Silicon Valley Bank bank run and what it means for your finances. Our hosts, Bri Conn and Dr. Jay Zigmont, CFP®, will be sharing their insights and tips on how to protect your wealth in uncertain times.The Silicon Valley Bank bank run was a wake-up call for many individuals, as they saw how quickly things can go wrong in the financial world. In this episode, we'll be discussing what happened and why it matters. Our hosts will also be sharing their thoughts on how to navigate uncertain times and keep your finances safe.We'll also be talking about the importance of keeping cash on hand, even in a world where digital payments are becoming increasingly common. Our hosts will be sharing their tips on how much cash to keep on hand and where to store it to protect your finances.Finally, we'll be discussing the importance of the internet in banking transactions, including online transfers and Venmo. While digital payments are convenient, they also come with risks, especially in times of internet outages. Our hosts will be sharing their tips on how to protect your finances when the internet goes down and how to stay vigilant against fraud.So whether you're childfree and looking to protect your wealth, or just interested in financial planning in uncertain times, this episode is for you. Tune in now to hear Bri Conn and Dr. Jay Zigmont, CFP®, discuss the recent Silicon Valley Bank bank run and share their tips on how to keep your finances safe.About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Welcome to the Childfree Wealth Podcast, where we talk about all things personal finance and being Childfree! We are excited to introduce our new co-host, Bri Conn, who brings a fresh perspective and a wealth of knowledge to the table.Bri is a marketer by trade, but she's currently working towards becoming a Certified Financial Planner. Her passion for personal finance and helping others achieve their financial goals is evident in everything she does.When Bri isn't working or studying, you can find her outside with her dog Lily. She loves hiking, running, and swimming, and she's always looking for new ways to explore the great outdoors.We can't wait for you to get to know Bri and hear her insights on personal finance and investing. Tune in to our podcast to learn from her and Dr. Jay Zigmont, CFP®.About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Today Matt spoke with Rosie who has a unique story on becoming Childfree. I won't spoil too many details, but Rosie wanted children at one point and then ended up becoming Childfree.We love to highlight stories of people who have become Childfree and why they have made this decision. Rosie hopes to inspire others with her story and let them know happiness can be found everywhere and in every direction.About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Matt and Dr. Jay discuss what it's like too be Childfree in the workplace. Studies show Childfree people have lower priority in time off, work longer hours, and are less likely to get promoted. Often times Childfree people also don't get use of work benefits that are meant for families and those benefits can't be substituted. About Childfree Life by Design: Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them. Connect with Us: Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com Join the conversation on social media: Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsights Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...