Payments Innovation

You get a text message letting you know a bill is due. You then open your payment app, scroll through, and pay the bill. If you have any problems, you’ll need to dial and call customer support. Now what if all those steps could’ve been handled through the initial text message?Today’s guest is helping make that connectivity a reality: Will Graylin, CEO at OV Loop, discus ses his history in the payment industry and what’s driving his enthusiasm to take messaging connectivity to the next level in the U.S.In this episode, we discuss:Diving into the payment industryUnderstanding the connectivity ecosystem Discussing the super walletTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

For those old enough to remember a time before, Fintech can seem like a dream come true — it allows us to bank, sell, invest and even gamble whenever and wherever we want. But these same tools can become a nightmare for those without the financial education to wield them responsibly.That’s why today’s guest, Vivi Friedgut , CEO/Founder at Blackbullion , is on a mission to educate young people so that they can make better financial decisions — and she’s using technology to enable the solution.In this episode, we discuss:- Why schools are poorly-equipped to educate on finance- The positives and negatives of the Fintech landscape- What it will take to solve the financial education problemTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , Spotify , or here and don’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment?Because being accountable to the people actually using your product incentivizes you to shape it to their needs.That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding the company's money management platform, which offers a wide range of banking and investment options to its users.In this episode, we discuss:How Open Banking has opened doors for wealth managementCrowdfunding vs. VC investmentThe future of Open Banking, Wealthtech and NeoBrokersTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Companies looking to build banking within their model have had to face 3 big challenges over the past decade: managing bank relationships, keeping up with compliance, and building technology to take their banking to market. Today’s guest is helping Fintech solve these problems: Itai Damti, CEO at Unit. He joins the show to explain banking as a service and how Unit is helping companies with their banking integrations.In this episode, we discuss:- Banking as a service- How Unit stands out, its vision, and its customers- Areas for improvement in banking in the futureTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Sometimes, you can get lucky with a few bets on the stock market but, usually, you need some advice if you really want to succeed with your investments. Yet, most advisors fail to deliver real value — so where do you turn? Fintech, of course...Like the revolutionary investing technology today’s guests, Chuk Orakwue, Managing Partner, and Louis Ortiz, Head of Growth, are delivering at Xantos Labs.In this episode, we discuss:Why average people struggle to maintain a thriving portfolioWhy you need to do better than average with your investments (and how you can)How Xantos Labs is differentiating itself from existing investment technology like Robin HoodTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Paytech is one of the most important emerging sectors in Fintech, yet for many, it’s a mystery.Not so for James Teodorini, Senior Paytech Consultant at Currencycloud, today’s guest and our newest host on payments innovation. He joins the show to demystify Paytech.In this episode, we discuss:James’ backgroundThe definition of Paytech The guests James will feature in upcoming episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player Hosted on Acast. See acast.com/privacy for more information.

In recent years, Fintech has helped fuel Africa’s economic success.Now, some Fintechs on the continent are ready to expand their operations internationally. And that’s not just good news for Africa — it’s good news for everyone. Today’s guest, Omosalewa Adeyemi, Head of Global Partnerships and Expansion Team at Flutterwave, is leading the charge for one such Fintech. She joins the show to share why Flutterwave is a perfect fit for North American markets.In this episode, we discuss:Flutterwave’s unique value propositionThe effect of COVID on merchants and international paymentsWhat Flutterwave looks for when partnering internationallyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

If you are dealing with hundreds — if not thousands — of payments a day, you could hire a 30-person finance team, read 600 pages on ACH, and another 300 on the wire system.Or you could save yourself some time and money by listening to today’s guest.That’s because Sam Aarons, as Co-Fo under & CTO at Modern Treasury , has helped build a way for you to automate these payments, no matter where you bank, without the hassle you’d face building that capability in-house. In this episode, we discuss:The 3 pillars of Modern TreasuryThe importance of meeting your customers where they’re atTheir new double-entry accounting product, Ledger, which can save you even more time and moneyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify , or here and don ’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Remember when there’d be a pitch for startup capital, with a straightforward yes or no in response? Well, things are a little different now, and we have people like Prashant Fuloria, Fundbox CEO, to thank for that.What we talked about:- The working capital marketplace- Banks vs Fundbox: the cost of managing unpaid receivables- The Fundbox customer experience- Small business COVID-19 economic recoveryCheck out these resources we mentioned during the podcast:- Prashant’s LinkedIn profile- Fundbox’s websiteTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Cross-border remittances used to be slow and the fees could end up being upwards of 10%, but thanks to innovations like blockchain and better banking partnerships, that’s all changing.Today’s guest is someone helping to lead that change: Manos Yoganathan, Vice President at Remitbee. He joins the show to explain how. In this episode, we discuss:- The remittance revolution- How blockchain technology is improving the remittance space- The challenge of partnering with banks in CanadaTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.