Payments Innovation

Open banking seems like it’s been just around the corner for years.  Now it’s here…  But most organizations are still a little scared to move into it.  Why? To find out, I caught up with Phil Peters, EVP/Chief Operating Officer & Head of Institutional Banking at Radius Bank, a company who’ve embraced open banking with open arms.  In this episode, Phil explains: -Why Radius moved into open banking -How embedded finance is shaping the future -What makes a winner (and why there will be many)  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Debundling has had a huge role in fintech’s rise. But that era is over…  Welcome, everyone, to the era of rebundling. In today’s episode, Ben Soppitt, Founder of Unifimoney, explains why the time has come for fintechs to start rebundling everything they’ve debundled. He goes over: -Why fintechs debundled in the first place -Why it’s time to rebundle -Why Unifimoney caters to the affluent  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Over the last decade, consumers have embraced the rising quality of personal loans fueled by smaller, more nimble technology. Given the economic uncertainty around the pandemic, will that appetite fizzle out or burn well into the future?  To find out, we spoke with Scott Satov, Chief Executive Officer at Loans Canada.  He went over: -Loan Canada’s part in the rise of personal loans -How technology has shaped the personal loan market -The present (and future) state of personal loans To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

It took a global pandemic. But I think everyone realizes it now.  Innovation is no longer a choice. It’s a necessity. And that’s why we’re happy to announce the launch of even more Payments Innovation podcast. That’s right, we have 3 new series launching so you can keep up with every aspect of innovation in the fintech world. Rich Arundel, General Manager at Currencycloud, will be hosting #embeddedfinance, which takes a look at the future of payments. Chris D'Antuono will be hosting #challengers, getting in-depth with the shifting landscape of challenger banks.  Cara Hayward, Director of Strategic Partnerships, North America, will be hosting #fintechcaraoke, a series looking at the absolutely vital world of alliances in fintech.  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Banks have finally caught on to something we’ve known for a while… The future of finance is digital.  As they close ATMs and move online… They’re realizing just how many companies got their first.   Companies like SHiFT Connect, a major player in international FX and payments.  I caught up with Kevin Copping, Institutional Sales and Marketing Manager, to go over how SHiFT is preparing for the coming of the cashless, digital world. Kevin covered: -What SHiFT is doing globally -Why the world will inevitably cashless -What shifted for SHiFT and FX under COVID-19 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

The world has changed so much in 50 years…  So why is it credit cards remain almost the same? There must be a better way to do credit.  But how? Nitya Sharma, Co-Founder & CEO at Simpl, has created a buy now, pay later service he is confident will shake us from our out-dated credit-card dependency.  I caught up with Nitya to find out how services like Simpl might just be the final nail in the coffin of credit cards. He covered: -How the Indian financial landscape inspired Simpl -Why credit cards are becoming obsolete -Why Simpl is thriving during COVID-19 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time!   Hosted on Acast. See acast.com/privacy for more information.

Once you master something, it’s natural to want to help others master it, too.   It’s a rewarding experience of giving back, whether it’s a game, a musical instrument… Or building a Fintech.  On today’s show, I caught up with Mike Kane, Co-Founder at Hydrogen, the Fintech enablement platform that has made it easier than ever before to build a Fintech from scratch and get to market in record time. What we talked about: -How Hydrogen came to be -How they help you avoid siloed systems -Why simplicity matters To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

You’ve created an amazing financial brand.  You have big ideas and so much work to do.  But now you have to worry about everyone’s favorite topic: Compliance.  OK, it’s not the sexiest topic and, if you don’t know what you’re doing, it can end up taking over all of your time.  Luckily, on today’s show, we have Matt McGuire, Co-Founder and Practice Leader at The AML Shop. He’s here to explain how his company makes it easier for companies to spend more time on their business and less on making sure they are compliant. Matt goes over: -How you should think about compliance -How companies like The AML Shop address compliance issues -How to approach compliance across borders To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Philanthropy is not just a hobby of the well-to-do.  You don’t need a monocle, furs or a top hat to give.  Thanks to modern financial technology, everyone can be a philanthropist.  And your company would do well to join in. To explain why, I invited Dale Nirvani Pfeifer, CEO & Founder at Goodworld, onto today’s show.  Goodworld offers a whole ecosystem of modern ways to charitably give — including tools to help your business increase its impact.  What we talked about: -How Goodworld came about and is modernizing philanthropy -Why the purpose of a corporation is being redefined -How philanthropy is impacted by social media and millennials Check out these resources we mentioned during the podcast: www.cheerfulgiving.com www.business.goodworld.me To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

A lot of businesses are like a Ferrari with wagon wheels. Well-oiled machines held back by one outdated component. And for a lot of businesses, that component is accounts receivable.  On the show today, I’m joined by Garima Shah, President of Biller Genie, a company dedicated to modernizing those janky wooden wheels and bringing them in line with the rest of the car.  What we talked about: -The problem with current accounts receivable processes -Why paper checks should go the way of the dodo -How to operate a fintech without touching the flow of funds To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.    Until next time! Hosted on Acast. See acast.com/privacy for more information.