

Stress Test
The Globe and Mail
You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.
Episodes
Mentioned books

Jul 14, 2020 • 34min
Episode 6: Can you afford to live the downtown lifestyle?
Many young Canadians gravitate towards living in bigger cities, but can you afford it? In this episode, we hear from a group in their 30s that are living downtown Toronto – they even let Rob and Roma get a peek at their credit card statements. Plus, Rob talks to Bridget Casey, the millennial writer of personal-finance blog Money After Graduation, about how to effectively manage your money while also enjoying the type of lifestyle you want.
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advertising.

Jul 7, 2020 • 33min
Episode 5: Does investing change during a pandemic?
So you want to be smart with your money and invest, but the stock market fluctuations during COVID-19 make it hard to know what to do. In this episode, Rob and Roma discuss the importance of investing and what’s changed since the pandemic. We hear from a 26-year-old at the beginning of his investing journey. Plus, Rob talks to Ben Felix, a millennial investment advisor about what other young Canadians should know when investing.
Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.

Jun 30, 2020 • 29min
Episode 4: How to crisis-proof your finances
Were your finances ready for a major disruption like COVID-19? In this episode, Rob and Roma discuss how to avoid common money mistakes. We hear from a 36-year-old whose service industry job in Whistler was wiped out by the pandemic. Plus, Roma talks to Vancouver–based financial advisor Julia Chung about everything from TFSAs and RRSPs to credit scores and the worst kinds of debt. If you’re looking for solid financial-planning strategies and information about the savings tools available, this episode is for you. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.

Jun 23, 2020 • 32min
Episode 3: What you should know before you buy a home
Real estate is always a hot topic, but the pandemic adds even more questions about how and when to buy. In this episode, Rob and Roma look at Canada’s obsession with housing. We hear from a millennial who bought a condo right before the coronavirus struck. Plus, Rob chats with John Pasalis, the founder of a Toronto-based real estate brokerage, about all your home-buying concerns. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.

Jun 16, 2020 • 30min
Episode 2: Why you got into debt, and how to get out
Even before the pandemic, debt was a huge problem for Canadians. Between massive mortgages, student loans, lines of credit and credit cards, a lot of us are struggling to pay what we owe and stressed about it. In this episode, Rob and Roma explore our strange relationship with debt and the factors that contribute to it. We hear from a millennial saddled by her debts, and her journey to find a way out. Plus, Roma speaks to Shannon Lee Simmons, a financial planner about tangible steps to manage debt .
Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.

Jun 9, 2020 • 27min
Episode 1: How to survive the gig economy
Everyone is being impacted by COVID-19, but gig workers are impacted on a whole other level. In the first episode of Stress Test, Rob and Roma speak to a gig worker about her experience looking for a job in her field and what happened when the pandemic hit. Rob speaks to Kathryn Mandelcorn, a certified money coach about her recommendations for gig workers to manage their finances in times of uncertainty. If you are a contract or freelance worker, this episode is for you.
Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.

May 27, 2020 • 1min
Coming soon: Stress Test
Introducing a new podcast from The Globe and Mail that delves into the topics impacting the wallets of Canadians between the ages of 20 and 40. Join The Globe’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through a period in which the basic rules basic rules of managing your money have been tested. Subscribe now to get it in your feed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


