Adult kids are increasingly relying on mom and dad to make their home ownership dreams a reality. In this episode, Rob talks to a real estate agent who specializes in co-ownership. We chat with a B.C. woman who bought a house with her parents — who also see the house as an investment. And our guest from Toronto was able to break into an expensive housing market by purchasing a portion of his father and stepmother’s home.

Certified financial planner Shannon Tatlock joins the discussion on young parents managing finances while starting a family. Topics include saving for a downpayment, budgeting for maternity leave, living with in-laws for financial savings, and the challenges of owning a home versus having children.

Commuting is back above pre-pandemic levels thanks to immigration and a reduction in remote work. In this episode, Rob talks to a 28-year-old lawyer who’s saving a pile of cash by living with her parents. Roma chats with a 34-year-old marketing professor who flies from Edmonton to Vancouver for work. We’re also joined by Clare Kumar, a Toronto-based productivity coach.

Two 30-year-olds share their experiences of leaving Canada for a more affordable life near the beach. Topics include remote work opportunities, challenges faced in Canada, reasons for moving abroad, financial benefits of relocating, and cultural experiences in Mexico.

Economic vibes still aren’t great. You want to get ahead, but it feels like you’re just getting by. And life events are coming at you fast: a new home, a career change, a baby. Hosts Rob Carrick and Roma Luciw are back for season nine of Stress Test, The Globe’s personal finance podcast for Gen Z and millennials. Coming up this season: why some Canadians are moving to warmer and cheaper climates, and the real cost of being a super-commuter. Plus, how does an inheritance factor into your financial plans?

The podcast discusses personal finance resolutions for 2024, including budgeting for dining out, the importance of having a will, exploring first-time home savings accounts, and regularly checking credit card statements to maintain financial health.

Is a $100,000 salary enough for a comfortable life any more? Where are mortgages headed next? Are you electric car curious? Rob and Roma chat with the reporters who wrote some of the best-read personal finance stories from The Globe and Mail this year.

Many Canadians have become first-time pet owners since the pandemic. But with the price of pet food and vet costs soaring, owners are struggling to afford their COVID companions. In this episode, Roma speaks to Shawn Morey, the executive director of the Peterborough Humane Society. We’re also joined by two people that became first-time pet owners in their 20s.

During the pandemic, employees had the upper hand in the job market. But the balance of power has shifted back to employers. They’re more hesitant to hire, less willing to offer remote work and less generous with what they are offering. We hear from a recent grad who applied for more than 100 jobs before landing a role, and a recently laid off tech worker with over a decade of experience. And Rob talks to Jermaine L. Murray, a Toronto-based tech recruiter and career coach.

The urge to splurge is universal. After the bleakness of the pandemic, people are spending more on the big and little things that bring them joy. But there are healthy ways to manage splurge-spending that don't leave you buried in debt. In this episode, we hear from a Swiftie with a “Taylor Swift" concert obsession. And Roma speaks with Shannon Lee Simmons, a certified financial planner and founder of the New School of Finance.