Pillars Of Wealth Creation

In this solo episode, Todd breaks down how history repeats itself in the real estate market — and why Class C properties are getting hit harder than Class A and B in today’s environment. Todd discusses why C-class rents are declining faster, property values are softening, and growth is slowing compared to their higher-class counterparts. He explains why tenants don’t “move down” from A-class to B-class, and what that means for your investing strategy. Wrapping up, Todd shares why investing in your own backyard can give you a major advantage — but only if you do your due diligence with the same rigor you’d apply to an out-of-state deal. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this episode, Todd sits down with world-class coach Will Steel to explore how he’s helped people from all walks of life achieve extraordinary personal and professional growth. Will shares how his unique ability to quickly uncover what’s blocking someone—and his skill in listening from an ontological perspective—empowers clients to break through barriers they didn’t even know existed. By guiding people to see beyond their blind spots and limiting beliefs, Will helps them take bold, effective action toward the results they truly want. Book Recommendation: Think and Grow Rich by Napoleon Hill & How to Win Friends and Influence People by Dale Carnegie Will’s Book: Free to Lead: Unleash Your Hidden Leadership Genius - Available through Amazon in about a month. Pillars of Wealth: 1. Integrity 2. Responsibility 3. Creativity Will Steel is an internationally recognized coach with decades of experience working across business, sports, politics, and the arts. Known for his direct yet supportive approach, he partners with clients to create lasting change and achieve ambitious goals. Will’s diverse background and global client base give him a uniquely broad perspective on leadership, performance, and personal growth. If you would like to connect with Will, you can connect with him through his website www.willsteel.com Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this solo episode, Todd breaks down the top mistakes he’s seen — and made — when purchasing real estate assets. Drawing from both personal experience and the lessons learned from other investors, he unpacks the key areas that can make or break a deal. Top Mistakes Investors Make: 1. Location 2. Financing 3. Poor Business Plan 4. Poor Management (asset and property) 5. Low Reserves 6. Renovations out of cash flow This episode is packed with insights to help you avoid common pitfalls and build a stronger, more resilient investment strategy. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this episode, Todd Dexheimer talks with Edgar Zavala of Global Financial Impact about his journey into coaching and leadership. After hitting a plateau in his life, Edgar faced a fork in the road—a moment that led to a powerful paradigm shift and a move toward growth, purpose, and mentoring others. He shares his guiding philosophy built around the “5 F’s”: ➡️ Faith ➡️ Family ➡️ Fitness/Health ➡️ Finance ➡️ Fun Edgar emphasizes the importance of scheduling what matters, staying disciplined, and being present. He encourages listeners to take a step back and ask: Are you following a path that serves you, or is it time to make a shift? His core message: Stop trading time for money—leverage it, grow through discomfort, and find a mentor to help you level up. Book Recommendation: Think and Grow Rich by Napoleon Hill Pillars of Wealth: 1. Self Development 2. Find Mentor/Coach 3. Start Planning Your Legacy Edgar Zavala is a U.S. Marine Corps veteran, coach, and mentor with Global Financial Impact. Drawing on the discipline and leadership skills forged during his military service, Edgar now empowers others to push past personal and financial limits. After experiencing a pivotal shift in his own life, he committed to helping others grow through discomfort and step into purpose-driven leadership. His philosophy centers on the “5 F formula” — Faith, Family, Fitness, Finance, and Fun — as a foundation for living a life of impact, intention, and balance. If you would like to connect with Edgar, you can connect with him through Instagram @zavala_edgar25 Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this episode, Todd breaks down one of the most critical metrics in real estate financing: Debt Service Coverage Ratio (DSCR). He explains how DSCR—calculated as Net Operating Income divided by your mortgage payment—represents your margin and directly impacts the safety of your loan. Todd dives into how lenders use DSCR to evaluate risk, why a higher DSCR offers better protection, and what you should consider when choosing a loan. He also discusses how Loan-to-Value (LTV) interacts with DSCR and helps investors make informed decisions. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this episode of Pillars of Wealth Creation, Todd Dexheimer interviews Kirill Bensonoff, co-founder of New Silver, a tech-driven lending platform for real estate investors. Kirill shares how New Silver is transforming access to capital with an entirely online process, real-time loan approvals, and tools like FlipScout that help investors find and fund profitable deals in minutes. Kirill also discusses his entrepreneurial journey, how to recognize business opportunities, and the power of solving real problems with technology. If you're looking for faster, simpler funding options—or inspiration to start your own venture—this episode delivers. Book Recommendation: The Almanack of Naval Ravikant by Eric Jorgenson Pillars of Wealth: 1. The ability to know what you’re looking for and a plan to get there 2. Consistent- keep your investment for a period of time 3. Compounding growth Kirill Bensonoff is the Co-founder and CEO of New Silver, a notable role where he oversees business operations and strategic development. With a background in IT management and entrepreneurship, Kirill has successfully co-founded and led various ventures, such as StratusPointIT and Unigma, showcasing his expertise in technology and business growth. Kirill Bensonoff's career highlights include founding successful companies like StratusPointIT and Unigma, as well as his current role as Co-founder and CEO of New Silver, where he excels in leading business operations and strategic development in the IT and FinTech sectors. If you would like to connect with Kirill, you can connect with him through the website https://newsilver.com/ or connect on LinkedIn https://www.linkedin.com/in/prankstr25/ Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this solo episode of Pillars of Wealth Creation, Todd Dexheimer challenges listeners to embrace an entrepreneurial mindset—one that dares to dream big and take action. Todd encourages you to set goals so ambitious they feel impossible, and then pursue them with unwavering belief and an optimistic attitude. He emphasizes the importance of taking action over waiting for perfection—prepare yourself, yes, but don’t let endless planning or analysis paralyze your progress. Todd also reminds listeners not to let others steal their dreams or block their path forward. This episode is a powerful reminder that building wealth isn’t just about numbers—it starts with the mindset you carry every day. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

Todd talks with Brian Herriot of Herriot Financial to challenge the traditional retirement mindset. They explore the idea that time freedom doesn’t need to wait until retirement—and in fact, it shouldn’t. Brian shares why he believes it makes little sense to grind for decades in hopes of financial freedom "someday," especially if you don't even plan to fully retire. Instead, he emphasizes designing your life and business around freedom of time and purpose today, not just wealth accumulation for the distant future. Together, Todd and Brian discuss actionable steps for creating financial systems and lifestyle choices that prioritize what matters most now, whether that's time with family, travel, or purpose-driven work. If you're working hard toward financial independence, this episode will help you rethink your goals—and start building a life of time freedom today, not 30 years from now. Book Recommendation: The Psychology of Money by Morgan Housel Brian’s book released in April 2026: Time Freedom: Rethink Your Work and Money to Create a Life You Love Now Pillars of Wealth: 1. Decide your amount of wealth 2. Lean into your natural money strengths 3. Recognize that you can work in a way to get freedom earlier Brian Herriot is a seasoned financial strategist and founder of Herriot Financial, dedicated to helping individuals and business owners redesign their lives around meaningful work and genuine freedom. With deep experience in wealth planning and entrepreneurship, Brian emphasizes building systems—not just savings—to foster time freedom, so clients can live purposefully today, not just in retirement. Known for practical insights and a holistic approach, he empowers people to prioritize what truly matters while health, family, and impact are still front and center. If you would like to connect with Brian, you can connect with him through https://timefreedomcalculator.com/ Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this solo episode of Pillars of Wealth Creation, Todd challenges listeners to redefine what it means to show up successfully. He shares insights on staying true to yourself, focusing on your own journey, and blocking out the noise of external expectations and comparisons. Todd encourages entrepreneurs and investors to stop measuring their dreams against someone else’s highlight reel and reminds us that appearances can be deceiving. Real success comes from aligning your actions with your purpose—not from chasing someone else’s version of it. Tune in for a powerful reminder to stay grounded, be authentic, and keep showing up for your vision. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

In this episode of Pillars of Wealth Creation, Todd Dexheimer interviews Gary Harper of Sharper Business Solutions about how to build a business with clarity, systems, and purpose. Gary introduces his powerful RISE framework—Resource, Inspiration, Systems, Engagement—and explains how it helps business owners gain control, create structure, and drive growth. He also shares practical advice on setting Key Performance Indicators (KPIs) that align with each role and ensure accountability across your organization. Throughout the conversation, Gary emphasizes the importance of creating a business that delivers results while supporting a fulfilling work-life balance. Key Takeaways: -How RISE helps businesses scale effectively -The role of KPIs in driving performance -Building systems that empower your team -Growing your business without sacrificing your personal life Book: By: Extreme Ownership by Jocko Willink & Leif Babin, The Compound Effect by Darren Hardy, and Buy Back Your Time by Dan Martell Pillars of Wealth: 1. Freedom of Time 2. Freedom of Money 3. Freedom of Relationships Gary Harper is the founder of Sharper Business Solutions and a leading expert in business systemization and growth strategy. With over 20 years of experience, Gary helps entrepreneurs gain clarity, build strong teams, and implement systems that drive real results. His proven RISE framework has helped countless businesses scale effectively while maintaining balance. Gary is passionate about empowering leaders to grow businesses that support both financial success and a fulfilling personal life. If you would like to connect with Gary, you can connect with him through TikTok https://www.tiktok.com/discover/gary-harper,Instagram @official_garyharpe or https://sharperprocess.com If you would like to connect with Gary, you can connect with him through Instagram @official_garyharpe or https://sharperprocess.com Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...