WealthBT

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  How is impact investing different from ESG investing and how much of a difference can your capital make? Genevieve speaks to Evelyn Yeo, head of Asia Investments from Pictet Wealth Management Asia. This episode is brought to you by Pictet Wealth Management. Highlights (click/tap above):  02:37 Differences between impact investments and ESG 05.35 A framework to measure impact 07:57 Spectrum of sustainable investments 09:57 Why private clients gravitate towards impact investments 13:32 Sustainable real estate  15:15 Factors to set risk/return expectations Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro Edited by: Howie Lim More about: Impact Investing https://perspectives.group.pictet/sustainability/the-rise-of-impact-investing ESG labelled bonds https://perspectives.group.pictet/responsible-future/a-beginner-s-guide-to-esg-labelled-bonds Philanthropic capital https://perspectives.group.pictet/sustainability/better-together---aligning-investment-and-philanthropic-capital- Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  For the risk averse, looking for opportunities in this high interest rate environment isn’t as difficult as it seems. Genevieve tells us where you can park your spare cash that won’t increase your stress levels.  Highlights:  03:30 Impact of higher interest rates on assets 04:07 Lower risk options as rates trend up: CPF and CPF Life 06:07 Consider the Singapore Savings Bond 08:14 Fixed deposits now more attractive 09:59 Cash-plus funds, but look into funds’ holdings 11:04 Bonds’ place in portfolios; and PE bonds 15:14 Insurance endowments Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim Edited by: Howie Lim Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.   Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: https://bt.sg/btmktfocusSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  Philanthropy is almost always associated with very wealthy families. If you have less wealth but many good intentions, can you also engage in philanthropy? Genevieve Cua speaks to Anthony Gao, Pictet Wealth Management head of philanthropy services Asia to find out.  This episode is brought to you by Pictet Wealth Management. Highlights (click/tap above):  01:47 What this episode covers: why philanthropy is more important today than it was before; how philanthropy has evolved; your platform 03:28 Post-Covid the world’s needs have grown; funding gap for UN SDG 05:43 Anthony Gao on why more wealthy families want to engage in philanthropy 08:36 Strategic philanthropy for more long-term impact 10:25 Anthony on philanthropic approaches - venture philanthropy, blended finance, donor-advised funds 12:00 Anthony on the structure for giving as the face, body and legs of philanthropy Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro Edited by: Howie Lim More about: From tradition to modernity | Eight ways that Asian philanthropy is evolving https://perspectives.group.pictet/navigating-asia/from-tradition-to-modernity---eight-ways-that-asian-philanthropy Anchoring your philanthropic efforts in Asia https://perspectives.group.pictet/navigating-asia/-anchoring-your-philanthropic-efforts-in-asia Pictet Wealth Management https://asia.group.pictet/wealth-management Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.   Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: https://bt.sg/btmktfocus #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  What are the promising investment themes within healthcare? Private equity offers an avenue to invest in promising smaller companies before their value becomes widely recognised. For more insights, Genevieve Cua speaks to Hui Yang Goh, Pictet wealth management’s senior adviser for alternative investments in Asia. This episode is brought to you by Pictet Wealth Management. Highlights (click/tap above):  01:38 The various routes to invest in healthcare, from private to public markets 02:17 2021 was a banner year for returns from the healthcare theme in public and private markets 03:35 Why invest in healthcare at all: Highlighting the growth drivers 06:36 Hui Yang Goh on how PE enables investors to tap into innovation by smaller companies: the opportunities and risks 09:16 What are the most attractive healthcare themes with the greatest potential? 11:34 Investors are nervous about the macro environment. Hui Yang’s insights on the impact on deal valuations broadly and the resilience of healthcare in particular 13:31 Incorporating sustainability and ESG considerations into healthcare PE investments Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro Edited by: Howie Lim More about: Biotech – where investors can access the value created by medical innovation https://perspectives.group.pictet/innovation/biotech---where-investors-can-access-the-value-created-by-medica An innovation story: the long-term outlook for health and care https://perspectives.group.pictet/innovation/an-innovation-story--the-long-term-outlook-for-health-and-care Pictet Wealth Management https://asia.group.pictet/wealth-management Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus: http://bt.sg/btmktfocus #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  Getting older is part of life, but has the reality of living a long life really set in? Living to a good senior age should be a welcome thing – but with some caveats. In this episode, Genevieve Cua explores this and gets insights from Kimi Oh, Prudential’s senior financial services director. This episode is brought to you by Prudential Highlights (click/tap above):  01:30 Health is a big caveat in longevity 04:27 Surveys show Singaporeans are not ready to live to 100, underestimating their life span 06:39  The must-have elements to mitigate the future cost of healthcare, according to Prudential’s Kimi Oh 08:50  Wealth planning: some broad principles to pursue 10:40 Addressing concerns about inflation and a rise in interest rates 11:51 Kimi Oh shares insights on how Singaporeans can invest with confidence 14:10 Kimi Oh’s perspective on the rate at which a retiree may withdraw from his portfolio to ensure its long-term sustainability Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim Edited by: Howie Lim More about Prudential: www.prudential.com.sg Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts PropertyBT at: http://bt.sg/btpropertybt #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this episode of WealthBT, wealth editor Genevieve Cua discusses the financial vulnerabilities of high-net-worth individuals, who have wealth and health concerns and how careful planning can help them meet their goals. Guests in this episode: Melita Teo, AIA chief customer and digital officer, and Jerry Toh, AIA Financial Services associate director. This episode is brought to you by AIA. Highlights (click/tap above):  01:33 The wealthy in Singapore have financial needs and risks. 04:27 It’s a mistake to think that high net worth individuals have little to worry about; they have a different set of concerns 06:00 Wealthy individuals value mental and physical wellbeing as much as financial wellbeing 08:11 A concrete example of an individual with malignant thyroid cancer and how her health needs were addressed 11:00 After retrenchment, a client takes steps to address his needs and becomes an entrepreneur 13:30 Tips to help individuals invest with more confidence: Start small and invest over time 14:21 Review your plan regularly and consider spending patterns Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim Edited by: Howie Lim More about: AIA: www.aia.com.sg Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts PropertyBT at: http://bt.sg/btpropertybt #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this episode of WealthBT, wealth editor Genevieve Cua talks about what sustainable healthcare really means and why the social factor in terms of ESG is so important as an investor. Nathalie Flury, co-head of sustainable healthcare equity at HSBC Asset Management, joins her to give more insights. This episode is brought to you by HSBC: www.business.hsbc.com.sg/sustainability  Highlights (click/tap above):  01:30 What does investing in sustainable healthcare mean? 04:00 In healthcare, an apparent tug of war between profit maximisation and ensuring affordability and access 05:13 Singapore’s trend towards medical cost control in Singapore 08:43 Many governments increasingly reject costly therapies or set cost limits 11:12 Savvy companies conduct a health economic assessment of their therapy to ascertain an acceptable price - Nathalie Flury 12:37 The factors critical for sustainable healthcare are clinical benefits and cost savings 13:48 Innovation cannot be looked at in isolation Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim Edited by: Howie Lim More about: Returns from sustainable healthcare investing: https://www.assetmanagement.hsbc.com.sg/en/individual-investor/news-and-insights/sustainable-healthcare-healthy-returns-retail Fixing the broken healthcare investment model: https://www.assetmanagement.hsbc.com.sg/en/individual-investor/news-and-insights/fixing-the-broken-healthcare-investment-model-sg-retail Responsible investing for sustainable healthcare: https://www.assetmanagement.hsbc.com.sg/en/individual-investor/about-us/responsible-investing/global-equity-sustainable-healthcare Follow WealthBT and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt PropertyBT at: http://bt.sg/btpropertybt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this 11th episode of WealthBT, wealth editor Genevieve Cua talks about the challenge of retirement income and presents workable options. Highlights (click/tap above):  01:22 Why securing a retirement income is challenging 03:47 CPF Life, the most attractive retirement income plan around 06:33 Supplementing CPF Life with retirement income insurance products: par plans 08:24 Still on insurance: investment-linked option 11:10 Putting together a portfolio of equities, fixed income and multi-asset funds: some broad principles Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim Edited by: Howie Lim & Hadyu Rahim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt PropertyBT Podcast: https://bt.sg/btpropertybt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this tenth episode of WealthBT, Genevieve Cua talks about some of the investment themes in 2022 and how they might impact your portfolio. Highlights (click/tap above):  01:24 Four key themes for 2022: Inflation rears its head in Singapore and in the US 03:46 Brace for higher interest rates and their implications for markets 07:01 Income theme remains resonant 08:54 Technology a big part of economies, business and market indexes 11:21 Implications for your portfolio Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Howie Lim Edited by: Howie Lim & Hadyu Rahim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement. Highlights (click/tap above):  2:21 Highlights of the Supplementary Retirement Scheme and investment options 5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement 7:51 Benefits of topping up CPF:  Higher interest rates and tax relief 11:30 Ways to maximise your retirement savings in CPF and SRS: Go for low-cost investments; use cash to service home loans rather than CPF; and defer retirement income Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang & Fa'izah Sani Edited by: Howie Lim & Hadyu Rahim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.