Explain to Shane

How is technology revolutionizing access to capital for small businesses? What challenges do these businesses face in securing funding? And what broader role does technology play in improving their access to capital?On the latest episode of Explain to Shane, Shane interviews Anthony Matos, CEO and cofounder of Shubox, a platform designed to help small businesses access capital through the innovative use of data and AI. They discuss how innovative platforms like Shubox leverage AI and alternative data to streamline the lending process, provide valuable insights into business health, and ultimately help small businesses access the capital they need to grow.

Janice Hauge, a broadband policy expert, and Mark Jamison, a telecommunications specialist, dive into the intricate world of broadband access in underserved communities. They discuss the $42.5 billion BEAD Program aimed at closing the digital divide but highlight significant delays that threaten its effectiveness. The duo examines the challenges in funding allocation, the need for competition, and transparency. They also tackle the complexities states face in navigating NTIA approvals and the current inefficiencies impacting millions of Americans.

As artificial intelligence continues to reshape industries, companies are grappling with the challenges of effectively leveraging AI tools. From data readiness to privacy concerns, the path to successful AI implementation is fraught with complexities. Yet, the potential benefits - from revolutionizing healthcare to enhancing our daily interactions with technology - are too significant to ignore.Here to shed light on these pressing questions is Mark Johnson, co-founder of Michigan Software Labs. With extensive experience in AI consulting, Mark brings valuable insights into the strategies companies are employing to harness the power of AI while addressing its challenges.Join us as we explore the future of AI integration, the potential of brain-computer interfaces, and the delicate balance between innovation and privacy in the age of artificial intelligence.

Recent child online safety bills have ignited a firestorm of controversy. These emotionally charged proposals aim to shield children from online harm, but they've raised serious concerns about potential infringement of First Amendment rights. The current legislative landscape remains uncertain, with various bills at different stages across states and at the federal level.How do we balance the urgent need to protect children with our fundamental rights to free speech? What are the practical implications of proposed age-gating measures? And where do we draw the line between parental responsibility and government intervention?To discuss these challenges and concerns surrounding age-gating on the internet, we're joined by Ari Cohn. Ari serves as Free Speech Counsel at TechFreedom. Prior to this role, he was the director of the Individual Rights Defense Program at the Foundation for Individual Rights in Education and served as an attorney with the United States Department of Education's Office for Civil Rights.Join us as we explore age gating, parents' roles in keeping their kids safe, and the current state of child online safety legislation.

Our government grapples with challenges that demand quick solutions and decisive action. However, the government structure often lacks the necessary incentives to drive innovation. This is where Arun Gupta comes in, emphasizing the importance of a renewed partnership between government and entrepreneurs to tackle major societal issues.Arun is the author of Venture Meets Mission: Aligning People, Purpose, and Profit to Innovate and Transform Society. He is also CEO of NobleReach Foundation, a venture capitalist, a lecturer at Stanford University, and an adjunct entrepreneurship professor and senior advisor to the provost at Georgetown University.Tune in as Arun shares insights from his book and discusses the intersection of government, entrepreneurship, and academia.

As the US pushes for a TikTok ban and the EU leads the way in data privacy regulation, experts warn that overly restrictive policies might inadvertently stifle innovation and economic growth. But how do we strike the right balance? What role does data play in shaping our society? How do we categorize and classify the information we generate daily? And what challenges do policymakers face in regulating data?In this timely episode of "Explain to Shane," we dive into the critical intersection of data and society. Shane interviews Cristina Alaimo and Jannis Kallinikos, co-authors of DATA RULES: Reinventing the Market Economy. Cristina is an Assistant Professor in Digital Economy and Society at LUISS University, in Rome, Italy and Jannis is a Full Professor of Information Systems at LUISS Business School.

Is technology really addictive, or is that just another myth? What hidden benefits of AI are we overlooking? And how will the landscape of innovation shift as lawmakers tighten the reins of regulation?In this episode, Shane interviews Robert Atkinson and David Moschella, co-authors of Technology Fears and Scapegoats: 40 Myths About Privacy, Jobs, AI, and Today's Innovation Economy. Robert is president of the Information Technology and Innovation Foundation (ITIF) and author of numerous books on innovation economics and technology. David is a nonresident senior fellow at ITIF. Before joining ITIF, he was a research fellow at Leading Edge Forum where he explored digital technologies’ impact on business.Tune in as we dispel leading, and sometimes harmful, myths about technology today.

Cybersecurity experts Grace Abuhamad and Robert Cannon discuss NTIA's push for ROAs and FCC's proposed rules on BGPs. They highlight the importance of routing security, preventing hijacking, validating website authenticity, and securing web traffic to defend against cyber threats. The podcast delves into the policy behind these decisions, challenges in internet security, and efforts to enhance routing security within the US government.

Outdated systems, sloppy code, and years of quick fixes have created a growing issue of "technical debt" in businesses. This unseen threat poses security risks, slows innovation, and leaves companies running on inefficient systems. Technical debt costs the US an estimated $2.41 trillion annually, with a whopping $1.52 trillion needed just to address the backlog. As businesses prioritize new features over fixing deep-rooted problems, the issues keep piling up, creating deeper vulnerabilities in legacy systems. Joining me today on Explain to Shane is Ken Silva, a renowned industry veteran with over 30 years of experience in tech, cybersecurity, and telecommunications businesses. He is well known for the work he has done as a chief technology officer and as a chief security officer for multiple tech companies.Tune in as we explore the hidden price of technical debt.

As the world becomes increasingly interconnected economically, blockchain-based financial networks offer new solutions for facilitating seamless international trade, remittances, and humanitarian aid. What specific advantages do blockchain-based financial networks offer over traditional systems? As global economic interconnectivity increases, what role can blockchain technology play in developing a more robust and efficient infrastructure for cross-border payments?Shane interviews Candace Kelly, Chief Legal Officer of the Stellar Development Foundation, on the latest episode of Explain to Shane. They discuss how blockchain-based payment networks like Stellar are poised to step in and facilitate cross-border transactions when traditional banking falters.